OPFI
OppFi Inc. NYSE Listed Nov 20, 2020$9.79
Pre-mkt
$9.69
-0.92%
Mkt Cap $836.0M
52w Low $7.36
46.4% of range
52w High $12.60
50d MA $8.95
200d MA $9.29
P/E (TTM)
12.7x
EV/EBITDA
2.8x
P/B
0.8x
Debt/Equity
5.8x
ROE
45.0%
P/FCF
0.7x
RSI (14)
57.70
ATR (14)
$0.31
Beta
1.80
50d MA
$8.95
200d MA
$9.29
Avg Volume
617.0K
OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.
130 East Randolph Street · Chicago, IL 60601 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 7, 2026 | BMO | 0.33 | 0.35 | +6.1% | 9.75 | +4.6% | +1.4% | -5.7% | -0.4% | +0.1% | -4.7% | — |
| Mar 11, 2026 | BMO | 0.28 | 0.30 | +7.1% | 8.66 | -1.5% | -4.2% | -0.2% | +0.1% | +3.6% | -4.1% | — |
| Oct 29, 2025 | BMO | 0.31 | 0.46 | +48.4% | 9.99 | +9.3% | +3.8% | -7.2% | +1.4% | +3.1% | -3.8% | — |
| Aug 6, 2025 | AMC | 0.30 | 0.45 | +50.0% | 11.33 | -0.5% | -8.6% | +4.0% | +1.3% | -1.0% | -0.3% | — |
| Aug 5, 2025 | BMO | 0.29 | -0.78 | -364.7% | 9.99 | +18.1% | +13.4% | -8.6% | +4.0% | +1.3% | -1.0% | — |
| May 7, 2025 | BMO | 0.26 | 0.38 | +46.2% | 10.84 | +5.1% | +7.1% | +0.3% | +4.5% | +2.2% | -2.7% | — |
| Mar 5, 2025 | BMO | 0.14 | 0.23 | +64.3% | 10.36 | -2.1% | -6.5% | -0.4% | -6.2% | +1.8% | +1.5% | — |
| Nov 7, 2024 | BMO | 0.21 | 0.33 | +57.1% | 6.62 | +1.4% | -1.8% | +5.1% | +4.5% | -5.5% | -2.7% | — |
| Aug 7, 2024 | BMO | 0.17 | 0.29 | +70.6% | 3.84 | +2.6% | +2.3% | +15.0% | +2.0% | +2.0% | -5.1% | — |
| May 8, 2024 | BMO | 0.05 | 0.10 | +100.0% | 3.02 | +0.0% | +2.6% | -2.9% | +1.7% | -3.3% | -2.7% | — |
| Mar 7, 2024 | BMO | 0.07 | 0.10 | +42.9% | 3.79 | -22.2% | -23.5% | -11.7% | -0.4% | +3.5% | -4.5% | — |
| Nov 9, 2023 | BMO | 0.07 | 0.16 | +128.6% | 2.38 | +7.1% | +3.8% | -0.8% | +6.1% | +7.3% | +9.7% | — |
| Aug 9, 2023 | BMO | 0.04 | 0.19 | +359.8% | 2.24 | +4.9% | +3.1% | +3.9% | +6.7% | +1.2% | -2.7% | — |
| May 11, 2023 | AMC | 0.01 | 0.05 | +655.6% | 2.05 | +12.2% | +3.4% | -2.4% | +0.0% | +3.4% | +6.1% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 17 | Citizens | Maintains | Market Outperform → Market Outperform | — | $8.57 | $8.73 | +1.9% | +3.4% | -0.3% | -3.7% | +1.9% | -1.0% |
| May 8 | JMP Securities | Upgrade | Market Perform → Market Outperform | — | $10.84 | $11.39 | +5.1% | +7.1% | +0.3% | +4.5% | +2.2% | -2.7% |
| Dec 13 | Northland Capital Markets | Maintains | Outperform → Outperform | — | $6.66 | $6.76 | +1.5% | +10.2% | +3.3% | +1.7% | -5.2% | -1.2% |
| Nov 8 | Northland Capital Markets | Maintains | Outperform → Outperform | — | $6.62 | $6.71 | +1.4% | -1.8% | +5.1% | +4.5% | -5.5% | -2.7% |
| Apr 17 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $2.93 | $2.94 | +0.3% | -0.3% | -1.4% | +3.8% | -0.3% | +2.0% |
| Jan 12 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $4.37 | $4.45 | +1.8% | +3.4% | -16.8% | -2.9% | +4.7% | -5.2% |
| Nov 10 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $2.38 | $2.55 | +7.1% | +3.8% | -0.8% | +6.1% | +7.3% | +9.7% |
| Aug 11 | Needham | Maintains | Buy → Buy | — | $2.31 | $2.26 | -2.2% | +3.9% | +6.7% | +1.2% | -2.7% | -4.0% |
| May 12 | Needham | Maintains | Buy → Buy | — | $2.05 | $2.30 | +12.2% | +3.4% | -2.4% | +0.0% | +3.4% | +6.1% |
| Mar 24 | DA Davidson | Maintains | Neutral → Neutral | — | $1.89 | $1.93 | +2.1% | +2.1% | +2.1% | +0.0% | +1.0% | +3.5% |
| Mar 24 | Needham | Maintains | Buy → Buy | — | $1.89 | $1.93 | +2.1% | +2.1% | +2.1% | +0.0% | +1.0% | +3.5% |
| Nov 11 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $2.04 | $2.00 | -2.0% | +2.9% | +7.1% | +2.2% | +2.2% | +0.9% |
| Nov 11 | Needham | Maintains | Buy → Buy | — | $2.04 | $2.00 | -2.0% | +2.9% | +7.1% | +2.2% | +2.2% | +0.9% |
| Aug 11 | DA Davidson | Downgrade | Buy → Neutral | — | $3.11 | $3.11 | +0.0% | -4.2% | -1.3% | -7.8% | -5.2% | +0.8% |
| Aug 10 | Needham | Maintains | Buy → Buy | — | $3.67 | $3.55 | -3.3% | -15.3% | -4.2% | -1.3% | -7.8% | -5.2% |
| Jul 15 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $3.12 | $3.26 | +4.5% | +1.0% | -1.0% | +4.2% | -0.6% | +0.0% |
| Mar 11 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $3.04 | $3.21 | +5.6% | +12.8% | -5.8% | +4.6% | +6.8% | +7.2% |
| Mar 11 | Needham | Maintains | Buy → Buy | — | $3.04 | $3.21 | +5.6% | +12.8% | -5.8% | +4.6% | +6.8% | +7.2% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 15, 2026 | Moore Jocelyn | — | Sell | 39,076 | $8.32 | $325K | 16,843 | +1.08% | +6.36% |
| Jun 12, 2026 | McKay Christopher J. | Chief Risk & Analytics Officer | Sell | 23,683 | $8.35 | $198K | 1,513,063 | -5.01% | +0.46% |
| Jun 8, 2026 | Favilla Christina M | — | Sell | 30,000 | $8.14 | $244K | 156,737 | +0.36% | -5.01% |
| May 4, 2026 | Vennettilli David | — | Sell | 10,000 | $10.00 | $100K | 132,389 | +1.44% | -4.73% |
S-4
!!! Very High
OppFi Inc. -- Merger Registration
OppFi shareholders will receive 1.90 shares plus $19.375 cash per share in a merger, representing a significant cash-and-stock combination exit for investors.
Jul 27
8-K · 7.01
! Medium
OppFi Inc. -- 8-K 7.01: Regulation FD Disclosure
OppFi disclosed an investor presentation for use in meetings with investors and analysts, potentially signaling upcoming investor communications or a significant corporate event requiring market disclosure.
Jun 16
8-K
OppFi Inc. -- 8-K Filing
I cannot provide a meaningful analysis of this filing, as the summary contains only administrative incorporation details and metadata rather than substantive business information or events that would impact investors.
Jun 10
8-K · 2.02
!! High
OppFi Inc. -- 8-K 2.02: Earnings Results
OppFi reported Q1 2026 earnings results, providing investors with updated financial performance metrics and operational insights for the quarter ending March 31, 2026.
May 7
8-K · 1.01
!!! Very High
OppFi Inc. -- 8-K 1.01: Merger Agreement
OppFi agreed to merge with BNCCORP in an all-stock deal valued at $130.7 million, expanding its financial services platform through banking capabilities and customer access.
Apr 29
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Morgan Stanley | 1,801,330 | $19M | Added | Dec 2025 |
| 2 | Vanguard Capital Management Llc | 1,186,153 | $9M | New | Mar 2026 |
| 3 | Two Sigma Investments, Lp | 1,096,268 | $8M | Added | Mar 2026 |
| 4 | Jpmorgan Chase & Co | 665,056 | $5M | Reduced | Mar 2026 |
| 5 | Nuveen, Llc | 652,596 | $5M | Reduced | Mar 2026 |
| 6 | Renaissance Technologies Llc | 630,308 | $5M | Added | Mar 2026 |
| 7 | Citadel Advisors Llc | 510,976 | $4M | Reduced | Mar 2026 |
| 8 | Lb Partners Llc | 500,000 | $4M | — | Mar 2026 |
| 9 | Tudor Investment Corp | 487,289 | $4M | New | Mar 2026 |
| 10 | Millennium Management | 441,787 | $3M | Reduced | Mar 2026 |
| 11 | Principal Financial Group Inc | 267,683 | $3M | Added | Dec 2025 |
| 12 | Jane Street Group, Llc | 259,211 | $3M | Added | Dec 2025 |
| 13 | Ubs Group Ag | 329,216 | $3M | Reduced | Mar 2026 |
| 14 | Arrowstreet Capital, Limited Partnership | 211,667 | $2M | Added | Mar 2026 |
| 15 | Marshall Wace, Llp | 205,210 | $2M | New | Mar 2026 |
| 16 | Northern Trust Corp | 195,710 | $2M | Added | Mar 2026 |
| 17 | Bank Of America Corp /de/ | 180,483 | $1M | Added | Mar 2026 |
| 18 | Rockefeller Capital Management L.p. | 170,000 | $1M | Added | Mar 2026 |
| 19 | Vanguard Portfolio Management Llc | 153,894 | $1M | New | Mar 2026 |
| 20 | Victory Capital Management Inc | 142,633 | $1M | Reduced | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$836.0M
Enterprise Value
$487.6M
P/E (TTM)
12.65x
Forward P/E
5.45x
PEG Ratio
0.06x
P/B
0.84x
P/S
1.37x
P/FCF
0.68x
EV/EBITDA
2.80x
Shares Out
26.5M
Financials (TTM)
Revenue
$608.7M
Net Income
$66.1M
EBITDA
$174.1M
Free Cash Flow
$382.2M
Op Cash Flow
$401.3M
EPS Basic
$0.99
EPS Diluted
$1.25
EPS Forward
$1.79
Gross Margin
98.1%
Op Margin
35.5%
Net Margin
10.9%
Balance Sheet
Total Assets
$754.1M
Total Liab.
$445.2M
Total Equity
$308.9M
Cash
$93.3M
LT Debt
$321.4M
Book Value/Sh
$11.65
Debt/Equity
5.80x
Current Ratio
7.44
Quick Ratio
7.44
Returns & Growth
ROE
45.0%
ROA
3.5%
ROIC
24.7%
Rev Growth YoY
+13.5%
EPS Growth YoY
+175.0%
Price Returns
2W
+6.0%
1M
-2.2%
3M
+0.4%
6M
+7.9%
12M
-13.6%
Technicals
52W High
$12.60
52W Low
$7.36
50d MA
$8.95
200d MA
$9.29
RSI (14)
57.70
ATR (14)
$0.31
Beta
1.80
Avg Volume
617K
Dividends
Div Rate
$2.45
Div Yield
25.8%
Frequency
1
Ex-Div Date
Apr 8, 2025
Analyst Price Targets
Consensus
$7.25
High
$13.00
Low
$3.00
Median
$6.50
Data updated apr 26, 2026 5:39pm
· Source: financialmodelingprep.com