OPRT
Oportun Financial Corporation NASDAQ Listed Sep 26, 2019$8.05
Pre-mkt
$8.15
+1.24%
Mkt Cap $369.5M
52w Low $4.03
94.1% of range
52w High $8.30
50d MA $6.85
200d MA $5.66
P/E (TTM)
20.1x
EV/EBITDA
39.7x
P/B
1.0x
Debt/Equity
7.2x
ROE
6.5%
P/FCF
1.0x
RSI (14)
61.10
ATR (14)
$0.32
Beta
1.14
50d MA
$6.85
200d MA
$5.66
Avg Volume
469.9K
Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
2 Circle Star Way · San Carlos, CA 94070 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aug 5, 2026 | AMC | 0.33 | 0.42 | +27.3% | 6.06 | +11.2% | +32.8% | +0.5% | -4.3% | -1.8% | -1.1% | — |
| May 7, 2026 | AMC | 0.21 | 0.21 | +0.0% | 5.75 | -4.2% | +0.0% | -4.9% | +3.5% | -6.4% | +1.5% | — |
| Feb 26, 2026 | AMC | 0.26 | 0.27 | +3.8% | 5.46 | -7.3% | -5.1% | +3.7% | +1.7% | -2.7% | -0.8% | — |
| Nov 4, 2025 | AMC | 0.26 | 0.39 | +50.0% | 5.13 | +4.5% | +1.6% | -10.0% | +1.1% | +0.0% | +0.0% | — |
| Aug 6, 2025 | AMC | 0.22 | 0.31 | +40.9% | 6.34 | +8.2% | -7.3% | +0.2% | -0.5% | +3.2% | +3.3% | — |
| May 8, 2025 | AMC | 0.09 | 0.40 | +344.4% | 6.15 | +15.4% | +9.1% | +0.6% | +8.0% | -1.9% | -3.2% | — |
| Feb 12, 2025 | AMC | 0.12 | 0.49 | +308.3% | 5.91 | +16.2% | +8.3% | +18.3% | +14.9% | -5.3% | -3.4% | — |
| Nov 12, 2024 | AMC | 0.04 | 0.02 | -50.0% | 3.11 | +6.1% | -3.5% | +2.0% | +1.3% | +2.6% | -1.3% | — |
| Aug 8, 2024 | AMC | -0.18 | 0.08 | +144.4% | 2.90 | +10.3% | +6.2% | -6.2% | +5.5% | -1.0% | +3.6% | — |
| May 9, 2024 | AMC | -0.12 | 0.09 | +175.0% | 3.66 | +9.3% | +20.8% | -1.4% | -3.0% | -7.3% | -4.1% | — |
| Mar 12, 2024 | AMC | -0.49 | -0.54 | -10.2% | 4.02 | -8.0% | -9.2% | -3.6% | -12.8% | -11.1% | -5.5% | — |
| Nov 6, 2023 | AMC | 0.28 | -0.46 | -264.3% | 5.82 | -31.3% | -49.0% | -13.1% | +1.2% | -3.8% | +0.0% | — |
| Aug 8, 2023 | AMC | -0.21 | 0.06 | +128.6% | 5.25 | +14.3% | +30.3% | -4.5% | +2.3% | +3.3% | -1.0% | — |
| May 8, 2023 | AMC | -1.63 | -2.60 | -59.5% | 4.32 | +16.9% | +28.0% | -6.5% | +1.2% | -2.5% | +5.1% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 9 | JP Morgan | Maintains | Neutral → Neutral | — | $4.87 | $4.76 | -2.3% | -0.6% | +1.4% | +4.1% | +4.3% | +1.1% |
| Feb 27 | BTIG | Maintains | Buy → Buy | — | $5.46 | $5.06 | -7.3% | -5.1% | +3.7% | +1.7% | -2.7% | -0.8% |
| Jan 12 | JP Morgan | Upgrade | Underweight → Neutral | — | $5.26 | $5.41 | +2.9% | -1.0% | -2.9% | +0.2% | +1.2% | -1.9% |
| Dec 4 | JP Morgan | Maintains | Underweight → Underweight | — | $5.29 | $5.20 | -1.7% | -0.4% | +1.1% | +1.7% | +1.7% | +3.3% |
| Oct 7 | JP Morgan | Downgrade | Neutral → Underweight | — | $5.74 | $5.47 | -4.7% | -5.7% | +0.7% | -1.1% | -5.6% | +3.3% |
| Jul 11 | JP Morgan | Maintains | Neutral → Neutral | — | $6.98 | $6.96 | -0.3% | -2.9% | -4.3% | +0.0% | -4.2% | +1.8% |
| Apr 8 | JP Morgan | Maintains | Neutral → Neutral | — | $4.62 | $4.86 | +5.2% | -5.8% | +5.3% | -3.3% | -4.7% | -1.9% |
| Feb 14 | JMP Securities | Maintains | Market Perform → Market Perform | — | $6.40 | $6.55 | +2.3% | +18.3% | +14.9% | -5.3% | -3.4% | -0.9% |
| Apr 24 | B. Riley Securities | Maintains | Buy → Buy | — | $3.15 | $3.18 | +1.0% | +2.9% | -4.3% | +1.6% | +2.2% | -1.6% |
| Mar 15 | JMP Securities | Downgrade | Market Outperform → Market Perform | — | $3.52 | $3.50 | -0.6% | -12.8% | -11.1% | -5.5% | +5.0% | -4.1% |
| Mar 14 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $3.65 | $3.60 | -1.4% | -3.6% | -12.8% | -11.1% | -5.5% | +5.0% |
| Mar 14 | Jefferies | Downgrade | Buy → Hold | — | $3.65 | $3.60 | -1.4% | -3.6% | -12.8% | -11.1% | -5.5% | +5.0% |
| Mar 13 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $4.02 | $3.70 | -8.0% | -9.2% | -3.6% | -12.8% | -11.1% | -5.5% |
| Nov 28 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $2.22 | $2.25 | +1.4% | +9.0% | +1.7% | +5.7% | +0.0% | +3.8% |
| Nov 7 | JP Morgan | Maintains | Neutral → Neutral | — | $5.82 | $4.00 | -31.3% | -49.0% | -13.1% | +1.2% | -3.8% | +0.0% |
| Oct 17 | JP Morgan | Downgrade | Overweight → Neutral | — | $6.95 | $6.59 | -5.2% | -9.8% | -7.0% | +3.9% | -2.6% | -1.0% |
| Oct 10 | Jefferies | Maintains | Buy → Buy | — | $6.79 | $6.87 | +1.2% | +4.6% | +1.1% | -1.4% | -3.5% | +1.8% |
| Aug 15 | B. Riley Securities | Maintains | Buy → Buy | — | $6.90 | $6.97 | +1.0% | -1.0% | +2.5% | -4.6% | -1.3% | -0.6% |
| Aug 10 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $6.84 | $7.01 | +2.5% | -4.5% | +2.3% | +3.3% | -1.0% | +2.5% |
| Jul 25 | BTIG | Maintains | Buy → Buy | — | $6.30 | $6.40 | +1.6% | -3.3% | +3.9% | -4.1% | +1.3% | +0.0% |
| May 9 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $4.32 | $5.05 | +16.9% | +28.0% | -6.5% | +1.2% | -2.5% | +5.1% |
| Apr 17 | JP Morgan | Maintains | Overweight → Overweight | — | $3.84 | $3.84 | +0.0% | +3.6% | -3.1% | +2.5% | -3.3% | -1.8% |
| Apr 13 | Barclays | Maintains | Equal Weight → Equal Weight | — | $4.00 | $4.04 | +1.0% | -3.2% | -0.8% | +3.6% | -3.1% | +2.5% |
| Mar 14 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $4.19 | $3.55 | -15.3% | -34.6% | -10.6% | +15.9% | +28.2% | -6.9% |
| Mar 14 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $4.19 | $3.55 | -15.3% | -34.6% | -10.6% | +15.9% | +28.2% | -6.9% |
| Jan 6 | Barclays | Downgrade | Overweight → Equal Weight | — | $5.55 | $5.48 | -1.3% | -2.5% | +7.9% | -2.2% | -1.8% | +2.2% |
| Oct 18 | JP Morgan | Maintains | Overweight → Overweight | — | $4.38 | $4.41 | +0.7% | -3.0% | -2.8% | -0.2% | +2.7% | +0.5% |
| Oct 13 | Barclays | Maintains | Overweight → Overweight | — | $4.44 | $4.34 | -2.3% | +4.7% | -8.6% | +3.1% | -3.0% | -2.8% |
| Aug 26 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $6.11 | $6.12 | +0.2% | -4.7% | -3.1% | -5.5% | -4.1% | -2.0% |
| Aug 9 | Barclays | Maintains | Overweight → Overweight | — | $10.77 | $9.84 | -8.6% | -28.5% | -4.7% | +3.0% | +1.9% | -1.4% |
| Jul 15 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $8.01 | $8.23 | +2.7% | +6.1% | -0.6% | +10.7% | +1.2% | +0.8% |
| Jul 11 | Barclays | Maintains | Overweight → Overweight | — | $8.81 | $8.73 | -0.9% | -6.7% | +8.2% | -5.8% | -4.3% | +6.1% |
| Mar 14 | Loop Capital | Maintains | Buy → Buy | — | $13.05 | $13.63 | +4.4% | +7.2% | -3.6% | +2.7% | +0.9% | +2.3% |
| Jan 19 | JP Morgan | Upgrade | Neutral → Overweight | — | $18.93 | $19.50 | +3.0% | +5.1% | -3.1% | -1.7% | +1.2% | -1.5% |
| Jan 10 | Barclays | Maintains | Overweight → Overweight | — | $20.06 | $19.90 | -0.8% | -4.1% | +1.4% | +0.5% | +0.8% | -2.4% |
| Nov 8 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $25.20 | $25.58 | +1.5% | +6.5% | -0.4% | +0.9% | -0.5% | +3.4% |
| Nov 4 | Barclays | Maintains | Overweight → Overweight | — | $23.40 | $24.75 | +5.8% | +8.5% | -0.8% | +6.5% | -0.4% | +0.9% |
| Aug 6 | Barclays | Maintains | Overweight → Overweight | — | $21.83 | $23.00 | +5.4% | +13.9% | -2.5% | +2.3% | +1.3% | -1.6% |
| Aug 6 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $21.83 | $23.00 | +5.4% | +13.9% | -2.5% | +2.3% | +1.3% | -1.6% |
| Feb 19 | Barclays | Maintains | Overweight → Overweight | — | $17.22 | $17.99 | +4.5% | -4.8% | +0.5% | -3.2% | +4.9% | -1.9% |
| May 15 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $6.01 | $6.08 | +1.2% | +13.8% | +9.9% | -8.6% | +12.4% | +8.7% |
| Apr 7 | BTIG | Maintains | Buy → Buy | — | $7.20 | $7.25 | +0.7% | +9.6% | -4.4% | +1.5% | -5.9% | +6.2% |
| Jan 17 | JP Morgan | Downgrade | Overweight → Neutral | — | $23.05 | $22.37 | -3.0% | -7.2% | +0.0% | +0.8% | -3.6% | -2.0% |
| Dec 23 | BTIG | Maintains | Buy → Buy | — | $21.01 | $21.72 | +3.4% | +6.9% | +5.6% | +4.4% | -5.7% | +2.3% |
| Nov 15 | JP Morgan | Maintains | Overweight → Overweight | — | $19.33 | $19.45 | +0.6% | +1.9% | -2.4% | +4.6% | -6.0% | -4.3% |
| Nov 13 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $18.51 | $19.49 | +5.3% | +7.2% | -2.6% | +1.9% | -2.4% | +4.6% |
| Oct 23 | JMP Securities | Maintains | Outperform → Outperform | — | $16.25 | $16.34 | +0.6% | -0.6% | +1.4% | +3.7% | -2.0% | -2.7% |
| Oct 21 | Jefferies | Maintains | Buy → Buy | — | $15.86 | $16.00 | +0.9% | +0.8% | +1.6% | -0.6% | +1.4% | +3.7% |
| Oct 21 | BTIG | Maintains | Buy → Buy | — | $15.86 | $16.00 | +0.9% | +0.8% | +1.6% | -0.6% | +1.4% | +3.7% |
| Oct 21 | JP Morgan | Maintains | Overweight → Overweight | — | $15.86 | $16.00 | +0.9% | +0.8% | +1.6% | -0.6% | +1.4% | +3.7% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Sep 11, 2026 | Schueller Joseph AndrewOff | SVP-Controller, CAO | Sell | 28 | $7.80 | $218 | 71,121 | -2.96% | — |
| Sep 10, 2026 | Layton Kathleen I.Off | Chief Legal Officer | Sell | 4,223 | $7.80 | $33K | 292,006 | -2.96% | — |
| Sep 10, 2026 | Schueller Joseph AndrewOff | SVP-Controller, CAO | Sell | 2,831 | $7.80 | $22K | 71,149 | -2.96% | — |
8-K · 5.02
!!! Very High
Oportun Financial Corporation -- 8-K 5.02: Executive Change
Sep 11
8-K · 5.02
!!! Very High
Oportun Financial Corporation -- 8-K 5.02: Executive Change
Aug 25
8-K · 5.02
!!! Very High
Oportun Financial Corporation -- 8-K 5.02: Executive Change
Aug 14
8-K · 1.01
!! High
Oportun Financial Corporation -- 8-K 1.01: Material Agreement
Oportun Financial Corporation established a Program Management Agreement, likely expanding its lending or financial services operations through a strategic partnership arrangement.
Jul 7
8-K · 1.01
!! High
Oportun Financial Corporation -- 8-K 1.01: Material Agreement
Oportun Financial agreed to a standstill arrangement with major shareholder Radoff and Glass Lewis, restricting extraordinary transactions and mutual disparagement during a specified period while preserving voting rights.
Jun 24
8-K
Oportun Financial Corporation -- 8-K Filing
Oportun Financial Corporation appointed a former Bank of America small business executive to its leadership team, bringing enterprise lending expertise to the fintech consumer credit platform.
Apr 17
8-K
Unknown — 8-K Filing
The appointment of an experienced corporate counsel with strong Big Law background strengthens Capital One's legal leadership, potentially reducing compliance risks and improving governance credibility for investors.
Apr 2
8-K
Oportun Financial Corporation -- 8-K Filing
Oportun Financial Corporation achieved its fifth consecutive profitable quarter in 2025, with GAAP EPS of $0.53 and adjusted EPS surging 89% year-over-year, meeting all guidance metrics.
Feb 26
8-K · 8.01
!! High
Oportun Financial Corporation -- 8-K 8.01: Material Event / Announcement
Oportun Financial Corporation issued a press release regarding a material event, though the specific announcement details are not provided in this 8-K filing excerpt.
Feb 10
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All ↗
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|---|---|---|---|---|---|
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| 3 | Vanguard Capital Management Llc | 1,742,023 | $10M | Added | Jun 2026 |
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Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$369.5M
Enterprise Value
$3.08B
P/E (TTM)
20.09x
Forward P/E
5.25x
PEG Ratio
-0.08x
P/B
0.99x
P/S
0.56x
P/FCF
0.99x
EV/EBITDA
39.66x
Shares Out
47.9M
Financials (TTM)
Revenue
$686.0M
Net Income
$19.5M
EBITDA
$77.6M
Free Cash Flow
$389.1M
Op Cash Flow
$413.4M
EPS Basic
$0.53
EPS Diluted
$0.40
EPS Forward
$1.53
Gross Margin
70.2%
Op Margin
5.8%
Net Margin
2.8%
Balance Sheet
Total Assets
$3.26B
Total Liab.
$2.87B
Total Equity
$390.1M
Cash
$105.5M
LT Debt
$2.80B
Book Value/Sh
$8.15
Debt/Equity
7.21x
Current Ratio
9.17
Quick Ratio
9.17
Returns & Growth
ROE
6.5%
ROA
0.8%
ROIC
13.9%
Rev Growth YoY
+19.5%
EPS Growth YoY
+127.2%
Price Returns
2W
+8.3%
1M
+8.5%
3M
+56.0%
6M
+94.9%
12M
+13.5%
Technicals
52W High
$8.30
52W Low
$4.03
50d MA
$6.85
200d MA
$5.66
RSI (14)
61.10
ATR (14)
$0.32
Beta
1.14
Avg Volume
470K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
$10.88
High
$24.00
Low
$3.50
Median
$8.00
Data updated apr 26, 2026 5:42pm
· Source: financialmodelingprep.com