PEBK
Peoples Bancorp of North Carolina, Inc. NASDAQ Listed Oct 16, 1985$44.01
+0.11%
vs $43.96
Mkt Cap $240.4M
52w Low $27.33
90.4% of range
52w High $45.78
50d MA $43.52
200d MA $40.29
P/E (TTM)
12.0x
EV/EBITDA
1.3x
P/B
1.9x
Debt/Equity
0.1x
ROE
12.6%
P/FCF
14.9x
RSI (14)
51.60
ATR (14)
$0.97
Beta
0.31
50d MA
$43.52
200d MA
$40.29
Avg Volume
31.6K
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts, as well as offers insurance agency services. As of December 31, 2021, it operated 17 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. The company also operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.
518 West C Street · Newton, NC 28658 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jul 20, 2026 | AMC | — | 0.96 | — | 42.74 | +0.8% | -0.2% | +0.4% | -0.8% | +1.3% | -0.2% | — |
| Apr 20, 2026 | AMC | — | 0.80 | — | 41.92 | +0.7% | -3.0% | -2.7% | -0.1% | -0.6% | +0.1% | — |
| Jan 26, 2026 | AMC | — | 1.21 | — | 35.89 | +0.3% | +0.5% | -1.7% | +1.8% | +1.5% | +1.0% | — |
| Oct 20, 2025 | AMC | — | 0.67 | — | 30.09 | +2.7% | +4.7% | +2.3% | -3.0% | +0.9% | -2.0% | — |
| Jul 21, 2025 | AMC | — | 0.95 | — | 29.80 | +0.9% | +0.7% | -0.3% | -1.7% | -0.4% | +0.6% | — |
| Apr 21, 2025 | AMC | — | 0.79 | — | 25.78 | -0.5% | +4.3% | -1.4% | +0.7% | -0.7% | +0.8% | — |
| Feb 12, 2025 | AMC | — | 0.65 | — | 29.66 | +0.1% | +2.0% | -0.3% | -2.5% | -1.5% | -4.7% | — |
| Oct 21, 2024 | AMC | — | 0.72 | — | 25.22 | +0.6% | +0.2% | +0.2% | -0.7% | +0.9% | +0.9% | — |
| Jul 22, 2024 | AMC | — | 0.89 | — | 31.48 | -0.6% | +0.3% | +0.0% | +0.8% | +0.4% | -0.1% | — |
| Apr 22, 2024 | AMC | — | 0.72 | — | 28.00 | +0.0% | +0.4% | +0.2% | +0.9% | +2.1% | +0.3% | — |
| Jan 22, 2024 | AMC | — | 0.62 | — | 29.52 | +1.1% | +0.4% | +0.3% | -0.3% | +0.4% | -0.4% | — |
| Nov 7, 2023 | AMC | — | 0.74 | — | 25.00 | +0.0% | +0.0% | +3.0% | +2.1% | +0.5% | +1.9% | — |
| Jul 24, 2023 | AMC | — | 0.85 | — | 20.50 | +1.0% | +1.4% | +2.7% | +0.7% | +1.6% | +1.1% | — |
No analyst ratings available.
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Sep 2, 2026 | ABERNETHY ROBERT C | — | Sell | 7,000 | $43.61 | $305K | 101,116 | -1.30% | +0.99% |
| Sep 2, 2026 | ABERNETHY JAMES S | — | Sell | 500 | $43.50 | $22K | 34,900 | -1.30% | +0.99% |
| Sep 1, 2026 | Abernethy Robert C. JR | — | Sell | 1,200 | $43.13 | $52K | 57,566 | +1.57% | +0.39% |
| Aug 27, 2026 | ABERNETHY JAMES S | — | Sell | 1,000 | $43.11 | $43K | 65,626 | -0.23% | +1.92% |
| Aug 27, 2026 | PRICE BILLY L JR DR | — | Buy | 400 | $43.00 | $17K | 15,243 | -0.23% | +1.92% |
| Aug 5, 2026 | ABERNETHY ROBERT C | — | Sell | 5,247 | $43.34 | $227K | 108,116 | +0.02% | -0.62% |
| Jul 30, 2026 | ABERNETHY JAMES S | — | Sell | 1,000 | $42.91 | $43K | 66,626 | +0.93% | +0.02% |
| Jul 29, 2026 | ABERNETHY JAMES S | — | Sell | 500 | $43.17 | $22K | 35,400 | +0.00% | -0.94% |
| Jul 28, 2026 | ABERNETHY JAMES S | — | Sell | 1,000 | $42.89 | $43K | 67,626 | +0.00% | -0.94% |
| Jul 23, 2026 | ABERNETHY ROBERT C | — | Sell | 5,000 | $42.14 | $211K | 113,363 | -0.16% | +0.00% |
| Jun 1, 2026 | ABERNETHY JAMES S | — | Sell | 500 | $42.10 | $21K | 35,900 | -2.44% | +1.77% |
| Jun 1, 2026 | Abernethy Robert C. JR | — | Sell | 1,200 | $41.61 | $50K | 55,058 | +1.57% | +0.72% |
| May 26, 2026 | Abernethy Ashton V. | — | Sell | 950 | $42.26 | $40K | 43,838 | +0.12% | +1.57% |
| May 14, 2026 | ABERNETHY JAMES S | — | Sell | 600 | $40.20 | $24K | 68,626 | -0.89% | +3.15% |
| Apr 30, 2026 | ABERNETHY JAMES S | — | Sell | 600 | $39.35 | $24K | 69,226 | -1.39% | +0.32% |
8-K · 5.02
!!! Very High
Peoples Bancorp of North Carolina, Inc. -- 8-K 5.02: Executive Change
Jul 21
8-K · 2.02
!! High
Peoples Bancorp of North Carolina, Inc. -- 8-K 2.02: Earnings Results
Peoples Bancorp of North Carolina improved earnings to $5.2 million with net interest margin expanding 23 basis points year-over-year, suggesting stronger lending profitability despite a competitive banking environment.
Jul 20
8-K
Peoples Bancorp of North Carolina, Inc. -- 8-K Filing
I cannot provide a meaningful analysis as the filing summary contains only technical markup and metadata without substantive information about a transaction or corporate event affecting PEBK and PEBO shareholders.
May 8
8-K
Peoples Bancorp of North Carol -- 8-K Filing
Peoples Bancorp of North Carolina increased its quarterly dividend to $0.38 per share from $0.36, signaling management confidence despite earnings per share declining to $0.82 from $0.79 year-over-year.
Apr 20
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Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$240.4M
Enterprise Value
$37.5M
P/E (TTM)
12.04x
Forward P/E
—
PEG Ratio
-2.39x
P/B
1.90x
P/S
2.18x
P/FCF
14.88x
EV/EBITDA
1.31x
Shares Out
6.7M
Financials (TTM)
Revenue
$110.1M
Net Income
$20.0M
EBITDA
$28.6M
Free Cash Flow
$20.0M
Op Cash Flow
$21.4M
EPS Basic
$2.92
EPS Diluted
$2.96
EPS Forward
—
Gross Margin
76.4%
Op Margin
23.5%
Net Margin
18.1%
Balance Sheet
Total Assets
$1.70B
Total Liab.
$1.55B
Total Equity
$157.1M
Cash
$275.0M
LT Debt
$15.5M
Book Value/Sh
$23.11
Debt/Equity
0.12x
Current Ratio
0.18
Quick Ratio
0.18
Returns & Growth
ROE
12.6%
ROA
1.2%
ROIC
10.3%
Rev Growth YoY
+17.2%
EPS Growth YoY
-5.2%
Price Returns
2W
+1.6%
1M
+1.1%
3M
+2.6%
6M
+15.9%
12M
+41.1%
Technicals
52W High
$45.78
52W Low
$27.33
50d MA
$43.52
200d MA
$40.29
RSI (14)
51.60
ATR (14)
$0.97
Beta
0.31
Avg Volume
32K
Dividends
Div Rate
$0.77
Div Yield
1.9%
Frequency
4
Ex-Div Date
Mar 4, 2026
Analyst Price Targets
Consensus
—
High
—
Low
—
Median
—
Data updated apr 26, 2026 7:09pm
· Source: financialmodelingprep.com