SFST
Southern First Bancshares, Inc. NASDAQ Listed Oct 28, 1999$58.03
+0.14%
vs $57.95
Mkt Cap $469.5M
52w Low $35.58
86.6% of range
52w High $61.51
50d MA $57.44
200d MA $52.44
P/E (TTM)
15.5x
EV/EBITDA
14.6x
P/B
1.3x
Debt/Equity
0.7x
ROE
8.2%
P/FCF
15.7x
RSI (14)
51.00
ATR (14)
$1.92
Beta
0.74
50d MA
$57.44
200d MA
$52.44
Avg Volume
139.4K
Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. It operates through three segments: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. It operates through eight retail offices located in Greenville, Charleston, and Columbia; three retail offices located in Raleigh, Greensboro, and Charlotte markets; and one retail office located in Atlanta. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.
100 Verdae Boulevard · Greenville, SC 29607-3857 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 21, 2026 | AMC | 1.20 | 1.19 | -0.8% | 56.43 | -0.2% | +0.4% | -0.1% | -0.6% | +0.0% | +2.5% | — |
| Jan 22, 2026 | AMC | 1.11 | 1.21 | +9.0% | 58.77 | -0.8% | -8.1% | +0.1% | +0.8% | -1.4% | +1.8% | — |
| Oct 28, 2025 | AMC | 0.89 | 1.07 | +20.2% | 44.82 | +0.0% | -2.1% | +0.2% | -0.2% | +0.6% | +0.7% | — |
| Jul 22, 2025 | AMC | 0.65 | 0.81 | +24.6% | 43.75 | +1.8% | +2.0% | +0.8% | -1.4% | +0.3% | -2.7% | — |
| Apr 22, 2025 | AMC | 0.61 | 0.65 | +6.6% | 33.65 | +0.9% | +0.1% | +0.3% | -0.9% | +0.6% | +8.8% | — |
| Jan 28, 2025 | AMC | 0.41 | 0.70 | +70.7% | 37.78 | -0.8% | +1.9% | -1.9% | -2.5% | -3.1% | +1.5% | — |
| Oct 22, 2024 | AMC | 0.38 | 0.54 | +42.1% | 37.75 | +0.1% | +1.8% | -1.7% | -2.0% | +1.6% | +1.1% | — |
| Jul 18, 2024 | AMC | 0.29 | 0.37 | +27.6% | 35.85 | +0.2% | -1.8% | -0.1% | +2.3% | -1.4% | +2.7% | — |
| Apr 18, 2024 | AMC | 0.32 | 0.31 | -3.1% | 27.26 | -2.3% | +6.4% | -0.4% | -1.6% | -1.3% | -2.6% | — |
| Jan 23, 2024 | AMC | 0.38 | 0.68 | +78.9% | 37.74 | +0.7% | +1.9% | +0.5% | -0.4% | +0.6% | -0.2% | — |
| Oct 19, 2023 | AMC | 0.32 | 0.51 | +59.4% | 26.84 | +9.8% | +0.7% | -4.3% | -2.7% | +5.0% | +0.9% | — |
| Jul 25, 2023 | AMC | 0.32 | 0.31 | -3.1% | 28.27 | +1.1% | +4.5% | -0.9% | +2.6% | +0.4% | -1.1% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Feb 5 | Piper Sandler | Maintains | Overweight → Overweight | — | $58.24 | $58.52 | +0.5% | +2.7% | -0.7% | -1.2% | -0.0% | -0.4% |
| Jul 23 | Piper Sandler | Maintains | Overweight → Overweight | — | $43.75 | $44.52 | +1.8% | +2.0% | +0.8% | -1.4% | +0.3% | -2.7% |
| Jan 3 | Piper Sandler | Upgrade | Neutral → Overweight | — | $36.82 | $37.04 | +0.6% | -0.1% | +0.6% | +1.4% | +1.2% | -0.6% |
| Aug 1 | DA Davidson | Downgrade | Buy → Neutral | — | $44.75 | $43.84 | -2.0% | -1.7% | -0.3% | +0.1% | -0.7% | +0.2% |
| Mar 16 | Janney Capital | Downgrade | Buy → Neutral | — | $53.16 | $52.17 | -1.9% | -1.5% | -1.6% | -1.4% | -1.4% | -0.1% |
| Mar 16 | Janney Montgomery Scott | Downgrade | Buy → Neutral | — | $53.16 | $52.17 | -1.9% | -1.5% | -1.6% | -1.4% | -1.4% | -0.1% |
| Mar 15 | Janney Capital | Downgrade | Buy → Neutral | — | $54.09 | $54.09 | +0.0% | -1.7% | -1.5% | -1.6% | -1.4% | -1.4% |
| Aug 3 | Piper Sandler | Maintains | Overweight → Overweight | — | $24.40 | $24.77 | +1.5% | +1.2% | +1.0% | +2.9% | +0.4% | +4.0% |
| Jun 26 | Sandler O'Neill | Downgrade | Buy → Hold | — | $46.95 | $46.65 | -0.6% | -1.8% | -2.7% | -0.1% | -1.3% | +3.6% |
| Jun 26 | Piper Sandler | Downgrade | Buy → Hold | — | $46.95 | $46.65 | -0.6% | -1.8% | -2.7% | -0.1% | -1.3% | +3.6% |
| Nov 29 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $32.00 | $31.80 | -0.6% | -1.2% | -2.8% | +1.8% | -1.3% | +3.4% |
| Nov 29 | Keefe, Bruyette & Woods | Downgrade | Outperform → Perform | — | $32.00 | $31.80 | -0.6% | -1.2% | -2.8% | +1.8% | -1.3% | +3.4% |
| Nov 29 | Keefe Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $32.00 | $31.80 | -0.6% | -1.2% | -2.8% | +1.8% | -1.3% | +3.4% |
| Jul 27 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $26.90 | $27.03 | +0.5% | +3.9% | -1.3% | -2.0% | -3.5% | +2.5% |
| Jul 27 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $26.90 | $27.03 | +0.5% | +3.9% | -1.3% | -2.0% | -3.5% | +2.5% |
| Aug 20 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $21.19 | $21.00 | -0.9% | -0.8% | +0.4% | -4.8% | +0.7% | -0.0% |
| Aug 20 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $21.19 | $21.00 | -0.9% | -0.8% | +0.4% | -4.8% | +0.7% | -0.0% |
| Feb 2 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $17.50 | $17.40 | -0.6% | +0.0% | -0.1% | -0.1% | -1.2% | -0.0% |
| Feb 2 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $17.50 | $17.40 | -0.6% | +0.0% | -0.1% | -0.1% | -1.2% | -0.0% |
| Jan 28 | Piper Sandler | Downgrade | Buy → Hold | — | $17.95 | $17.94 | -0.1% | -1.1% | -2.8% | +1.4% | +0.0% | -0.1% |
| Jan 28 | Sandler O'Neill | Downgrade | Buy → Hold | — | $17.95 | $17.94 | -0.1% | -1.1% | -2.8% | +1.4% | +0.0% | -0.1% |
| Aug 21 | Sandler O'Neill | Maintains | Hold → Hold | — | $13.20 | $13.30 | +0.8% | +1.5% | -0.3% | +0.0% | -0.8% | -0.2% |
| Jul 18 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $11.05 | $11.21 | +1.4% | +5.5% | +0.8% | +0.0% | +8.5% | +0.4% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 10, 2026 | CUBBAGE LEIGHTON MDir | — | Sell | 765 | $60.60 | $46K | 50,715 | -3.13% | — |
8-K · 5.02
!!! Very High
Southern First Bancshares, Inc. -- 8-K 5.02: Executive Change
Jun 2
8-K · 7.01
! Medium
Southern First Bancshares, Inc. -- 8-K 7.01: Regulation FD Disclosure
May 20
8-K · 7.01
! Medium
Southern First Bancshares, Inc. -- 8-K 7.01: Regulation FD Disclosure
Southern First Bancshares disclosed Q1 2026 financial results through a presentation, providing investors with updated performance metrics and operational highlights for the first quarter.
Apr 21
8-K · 1.01
! Medium
Unknown — 8-K 1.01: Underwriting / Securities
SFST insiders are restricted from selling shares for a defined period post-offering, reducing near-term supply pressure and signaling management confidence, which typically supports stock stability during the lockup window.
Apr 16
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
SFST's planned equity offering will dilute existing shareholders' ownership and likely suppress the stock price near-term, though it may fund growth initiatives or strengthen the balance sheet.
Apr 15
8-K · 1.01
!! High
Unknown — 8-K 1.01: Material Agreement
SFST signed a material agreement that could significantly impact its business operations or financial performance, warranting investor review of the full filing details to assess potential upside or risk exposure.
Mar 10
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Fj Capital Management Llc | 807,223 | $44M | — | Mar 2026 |
| 2 | Endeavour Capital Advisors Inc | 607,405 | $33M | Added | Mar 2026 |
| 3 | Vanguard Capital Management Llc | 344,885 | $19M | New | Mar 2026 |
| 4 | Rhino Investment Partners, Inc | 210,121 | $11M | — | Mar 2026 |
| 5 | Banc Funds Co Llc | 171,655 | $9M | Reduced | Dec 2025 |
| 6 | Renaissance Technologies Llc | 150,607 | $8M | Added | Mar 2026 |
| 7 | Acadian Asset Management Llc | 124,585 | $7M | Added | Mar 2026 |
| 8 | Morgan Stanley | 108,104 | $6M | Added | Dec 2025 |
| 9 | Northern Trust Corp | 71,086 | $4M | Added | Mar 2026 |
| 10 | Zacks Investment Management | 61,498 | $3M | Added | Mar 2026 |
| 11 | Russell Investments Group, Ltd. | 53,293 | $3M | — | Mar 2026 |
| 12 | Vanguard Portfolio Management Llc | 44,749 | $2M | New | Mar 2026 |
| 13 | Arrowstreet Capital, Limited Partnership | 44,527 | $2M | Added | Mar 2026 |
| 14 | Elizabeth Park Capital Advisors, Ltd. | 37,803 | $2M | New | Mar 2026 |
| 15 | Qube Research & Technologies Ltd | 37,466 | $2M | Added | Mar 2026 |
| 16 | Sei Investments Co | 34,706 | $2M | Added | Mar 2026 |
| 17 | Algert Global Llc | 34,008 | $2M | New | Mar 2026 |
| 18 | Abacus Planning Group, Inc. | 30,375 | $2M | — | Mar 2026 |
| 19 | Captrust Financial Advisors | 28,983 | $2M | Added | Mar 2026 |
| 20 | Aqr Capital Management Llc | 26,683 | $1M | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$469.5M
Enterprise Value
$648.3M
P/E (TTM)
15.47x
Forward P/E
11.29x
PEG Ratio
0.14x
P/B
1.27x
P/S
2.09x
P/FCF
15.72x
EV/EBITDA
14.62x
Shares Out
8.1M
Financials (TTM)
Revenue
$224.6M
Net Income
$30.4M
EBITDA
$44.3M
Free Cash Flow
$29.9M
Op Cash Flow
$30.5M
EPS Basic
$3.77
EPS Diluted
$3.75
EPS Forward
$5.14
Gross Margin
51.3%
Op Margin
17.6%
Net Margin
13.5%
Balance Sheet
Total Assets
$4.40B
Total Liab.
$4.03B
Total Equity
$368.7M
Cash
$86.1M
LT Debt
$264.9M
Book Value/Sh
$45.81
Debt/Equity
0.72x
Current Ratio
0.02
Quick Ratio
0.02
Returns & Growth
ROE
8.2%
ROA
0.7%
ROIC
4.4%
Rev Growth YoY
+5.3%
EPS Growth YoY
+96.4%
Price Returns
2W
+3.6%
1M
+2.6%
3M
+3.5%
6M
+13.8%
12M
+60.2%
Technicals
52W High
$61.51
52W Low
$35.58
50d MA
$57.44
200d MA
$52.44
RSI (14)
51.00
ATR (14)
$1.92
Beta
0.74
Avg Volume
139K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
$64.00
High
$64.00
Low
$64.00
Median
$64.00
Data updated apr 27, 2026 12:55am
· Source: financialmodelingprep.com