SMBK
SmartFinancial, Inc. NYSE Listed Oct 7, 2003$44.65
+0.16%
vs $44.58
Mkt Cap $755.6M
52w Low $31.47
94.2% of range
52w High $45.46
50d MA $42.15
200d MA $38.87
P/E (TTM)
15.0x
EV/EBITDA
-4.1x
P/B
1.4x
Debt/Equity
0.2x
ROE
6.5%
P/FCF
12.7x
RSI (14)
66.80
ATR (14)
$1.23
Beta
0.76
50d MA
$42.15
200d MA
$38.87
Avg Volume
82.5K
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans; mortgage loans; and direct consumer installment loans, educational, and other revolving credit loans; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and Internet and mobile banking services. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company is headquartered in Knoxville, Tennessee.
5401 Kingston Pike · Knoxville, TN 37919 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 20, 2026 | AMC | 0.81 | 0.81 | +0.0% | 42.76 | +0.4% | -4.4% | +0.6% | +2.1% | +0.5% | +0.0% | — |
| Jan 20, 2026 | AMC | 0.80 | 0.81 | +1.2% | 39.00 | -2.0% | +3.6% | +2.5% | -5.3% | -0.4% | +1.0% | — |
| Oct 21, 2025 | AMC | 0.73 | 0.86 | +17.8% | 35.21 | +1.9% | +3.0% | -4.8% | +3.0% | -1.0% | +0.5% | — |
| Jul 21, 2025 | AMC | 0.66 | 0.69 | +4.5% | 36.07 | +0.2% | -1.8% | +1.8% | -1.3% | -0.3% | -0.5% | — |
| Apr 21, 2025 | AMC | 0.55 | 0.67 | +21.8% | 28.34 | +1.0% | +6.7% | -0.3% | +0.4% | -0.5% | +0.1% | — |
| Jan 21, 2025 | AMC | 0.50 | 0.57 | +14.0% | 32.18 | +0.7% | +8.1% | +0.7% | +1.5% | +0.5% | -0.1% | — |
| Oct 21, 2024 | AMC | 0.47 | 0.54 | +14.9% | 30.15 | +4.5% | +3.0% | +3.4% | +0.7% | -2.0% | +4.3% | — |
| Jul 22, 2024 | AMC | 0.39 | 0.46 | +17.9% | 27.08 | +3.2% | +3.4% | -2.2% | +1.6% | +1.6% | -1.7% | — |
| Apr 22, 2024 | AMC | 0.41 | 0.49 | +19.5% | 19.66 | +4.6% | +2.8% | +2.8% | +0.3% | -0.9% | -0.3% | — |
| Mar 15, 2024 | AMC | — | 0.37 | — | 20.70 | -0.8% | -2.7% | +0.4% | +2.3% | +1.5% | -4.1% | — |
| Oct 23, 2023 | AMC | 0.47 | 0.43 | -8.5% | 20.35 | +0.7% | -1.0% | -0.7% | +3.2% | -1.6% | +2.4% | — |
| Jul 24, 2023 | AMC | 0.53 | 0.52 | -1.9% | 24.65 | -4.0% | -2.1% | +1.7% | -0.6% | +0.2% | +2.7% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 21 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $42.76 | $42.91 | +0.4% | -4.4% | +0.6% | +2.1% | +0.5% | +0.0% |
| Nov 4 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $35.11 | $34.34 | -2.2% | +0.2% | +1.4% | -1.0% | +0.6% | +0.8% |
| Oct 27 | Piper Sandler | Maintains | Neutral → Neutral | — | $35.55 | $35.70 | +0.4% | -1.0% | +0.5% | -2.1% | +1.9% | -0.9% |
| Jul 24 | Raymond James | Maintains | Strong Buy → Strong Buy | — | $36.05 | $36.03 | -0.1% | -1.3% | -0.3% | -0.5% | -2.1% | -0.9% |
| Jul 24 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $36.05 | $36.03 | -0.1% | -1.3% | -0.3% | -0.5% | -2.1% | -0.9% |
| Apr 24 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $30.14 | $29.64 | -1.7% | +0.4% | -0.5% | +0.1% | +2.6% | -1.6% |
| Apr 22 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $28.34 | $28.63 | +1.0% | +6.7% | -0.3% | +0.4% | -0.5% | +0.1% |
| Jan 23 | Raymond James | Maintains | Strong Buy → Strong Buy | — | $34.78 | $34.68 | -0.3% | +0.7% | +1.5% | +0.5% | -0.1% | -0.5% |
| Oct 23 | Raymond James | Maintains | Strong Buy → Strong Buy | — | $31.05 | $31.18 | +0.4% | +3.4% | +0.7% | -2.0% | +4.3% | +0.3% |
| Jul 24 | Piper Sandler | Downgrade | Overweight → Neutral | — | $28.01 | $27.22 | -2.8% | -2.2% | +1.6% | +1.6% | -1.7% | +0.8% |
| Jul 23 | Stephens & Co. | Maintains | Overweight → Overweight | — | $27.08 | $27.94 | +3.2% | +3.4% | -2.2% | +1.6% | +1.6% | -1.7% |
| May 23 | Stephens & Co. | Maintains | Overweight → Overweight | — | $23.36 | $23.40 | +0.2% | -1.2% | +0.5% | -0.9% | -2.3% | +2.3% |
| Apr 24 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $20.21 | $20.88 | +3.3% | +2.8% | +0.3% | -0.9% | -0.3% | -0.2% |
| Apr 24 | Piper Sandler | Upgrade | Neutral → Overweight | — | $20.21 | $20.88 | +3.3% | +2.8% | +0.3% | -0.9% | -0.3% | -0.2% |
| Apr 24 | Stephens & Co. | Maintains | Overweight → Overweight | — | $20.21 | $20.88 | +3.3% | +2.8% | +0.3% | -0.9% | -0.3% | -0.2% |
| Apr 23 | Stephens & Co. | Maintains | Overweight → Overweight | — | $19.66 | $20.57 | +4.6% | +2.8% | +2.8% | +0.3% | -0.9% | -0.3% |
| Jan 24 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $23.48 | $23.90 | +1.8% | +1.8% | +0.0% | +1.7% | +1.9% | -1.9% |
| Jan 23 | Stephens & Co. | Maintains | Overweight → Overweight | — | $23.80 | $23.65 | -0.6% | -1.3% | +1.8% | +0.0% | +1.7% | +1.9% |
| Jan 5 | Raymond James | Maintains | Strong Buy → Strong Buy | — | $23.34 | $23.21 | -0.6% | +1.2% | +1.2% | -2.4% | -1.9% | -0.7% |
| Oct 25 | Raymond James | Maintains | Strong Buy → Strong Buy | — | $20.15 | $19.81 | -1.7% | -0.7% | +3.2% | -1.6% | +2.4% | +0.3% |
| Oct 25 | Stephens & Co. | Maintains | Overweight → Overweight | — | $20.15 | $19.81 | -1.7% | -0.7% | +3.2% | -1.6% | +2.4% | +0.3% |
| Jul 31 | Raymond James | Upgrade | Market Perform → Strong Buy | — | $24.45 | $24.93 | +2.0% | +2.7% | +0.2% | +0.0% | +0.1% | -1.2% |
| Jul 26 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $24.14 | $24.43 | +1.2% | +1.7% | -0.6% | +0.2% | +2.7% | +0.2% |
| Jul 26 | Stephens & Co. | Maintains | Overweight → Overweight | — | $24.14 | $24.43 | +1.2% | +1.7% | -0.6% | +0.2% | +2.7% | +0.2% |
| Jul 25 | Stephens & Co. | Maintains | Overweight → Overweight | — | $24.65 | $23.67 | -4.0% | -2.1% | +1.7% | -0.6% | +0.2% | +2.7% |
| Apr 27 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $21.65 | $21.68 | +0.1% | -0.1% | -0.4% | -2.8% | -4.8% | +0.1% |
| Apr 25 | Stephens & Co. | Maintains | Overweight → Overweight | — | $21.69 | $22.98 | +5.9% | +0.3% | -0.5% | -0.1% | -0.4% | -2.8% |
| Apr 6 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $22.77 | $22.73 | -0.2% | -0.0% | -0.7% | -0.9% | +0.3% | +0.9% |
| Jan 25 | Piper Sandler | Downgrade | Overweight → Neutral | — | $27.34 | $26.59 | -2.7% | -3.0% | -0.4% | -0.0% | +0.9% | +1.2% |
| Jan 25 | Janney Montgomery Scott | Downgrade | Buy → Neutral | — | $27.34 | $26.59 | -2.7% | -3.0% | -0.4% | -0.0% | +0.9% | +1.2% |
| Oct 31 | DA Davidson | Downgrade | Buy → Neutral | — | $29.64 | $28.86 | -2.6% | -1.3% | -1.6% | -2.6% | -0.8% | +3.4% |
| Jul 7 | Raymond James | Downgrade | Strong Buy → Outperform | — | $23.80 | $23.67 | -0.5% | -2.2% | +1.4% | +0.7% | -1.1% | -1.4% |
| Jan 26 | Raymond James | Maintains | Strong Buy → Strong Buy | — | $26.70 | $27.58 | +3.3% | +1.2% | -1.8% | -0.4% | +1.4% | -0.3% |
| Jul 22 | Stephens & Co. | Maintains | Overweight → Overweight | — | $24.42 | $24.74 | +1.3% | -1.9% | +1.7% | -0.5% | +0.7% | +0.1% |
| Apr 22 | Raymond James | Upgrade | Outperform → Strong Buy | — | $22.85 | $23.00 | +0.7% | +1.4% | +1.5% | -0.3% | -0.5% | +0.7% |
| Jan 21 | Raymond James | Maintains | Outperform → Outperform | — | $20.11 | $20.00 | -0.5% | -0.1% | +1.8% | +0.4% | -2.5% | -0.5% |
| Jul 23 | Raymond James | Upgrade | Market Perform → Outperform | — | $14.35 | $15.73 | +9.6% | -2.4% | +1.1% | -1.4% | -3.7% | +7.8% |
| Nov 4 | DA Davidson | Upgrade | Neutral → Buy | — | $21.50 | $22.00 | +2.3% | +1.9% | +2.3% | +0.9% | -0.4% | -0.1% |
| Jul 29 | Raymond James | Downgrade | Outperform → Market Perform | — | $21.79 | $20.60 | -5.5% | +0.4% | +2.6% | -3.3% | -2.5% | -1.1% |
| Jul 11 | DA Davidson | Maintains | Neutral → Neutral | — | $22.40 | $22.35 | -0.2% | +0.4% | +0.0% | -2.6% | +0.9% | -1.4% |
| Mar 4 | Sandler O'Neill | Maintains | Buy → Buy | — | $19.59 | $19.60 | +0.1% | -0.2% | -0.1% | -0.7% | +0.0% | +1.2% |
| Oct 25 | Raymond James | Maintains | Outperform → Outperform | — | $21.08 | $21.17 | +0.4% | +2.5% | -2.1% | +0.2% | -1.5% | -2.6% |
| Jun 26 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $26.71 | $26.91 | +0.7% | -0.8% | -2.6% | +0.2% | -0.4% | +2.7% |
| Apr 26 | Raymond James | Maintains | Outperform → Outperform | — | $23.97 | $24.05 | +0.3% | +0.0% | -0.0% | -0.5% | -0.8% | +1.1% |
| Apr 10 | Keefe Bruyette & Woods | Maintains | Market Perform → Perform | — | $23.21 | $23.35 | +0.6% | +1.0% | -0.2% | +0.1% | -0.5% | +2.4% |
| Aug 29 | Hovde Group | Maintains | Outperform → Outperform | — | $15.25 | $15.25 | +0.0% | +0.0% | +0.7% | +2.6% | -1.1% | +2.1% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 10, 2026 | Barrett Victor Lynn | — | Buy | 3,000 | $43.78 | $131K | 151,724 | +1.20% | +0.45% |
| Jun 4, 2026 | Ackermann Cathy G | — | Buy | 3,000 | $42.12 | $126K | 19,831 | +1.56% | +1.20% |
| May 4, 2026 | Shomaker Kelli D | — | Buy | 290 | $41.30 | $12K | 2,120 | +1.79% | -2.51% |
8-K · 7.01
! Medium
SmartFinancial, Inc. -- 8-K 7.01: Regulation FD Disclosure
SmartFinancial will present investor slides during its April 20, 2026 earnings call, providing shareholders with detailed financial performance and forward guidance through visual materials.
Apr 20
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
This vague 8-K disclosure provides no material information about SMBK's operations or finances, suggesting management has nothing significant to communicate to investors at this time.
Mar 31
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 680,417 | $27M | New | Mar 2026 |
| 2 | First Eagle Investment Management, Llc | 448,078 | $18M | Added | Mar 2026 |
| 3 | Morgan Stanley | 338,024 | $13M | Added | Dec 2025 |
| 4 | Acadian Asset Management Llc | 284,179 | $11M | Added | Mar 2026 |
| 5 | Cravens & Co Advisors, Llc | 220,430 | $9M | — | Mar 2026 |
| 6 | Salzhauer Michael | 212,670 | $8M | Reduced | Mar 2026 |
| 7 | Banc Funds Co Llc | 200,587 | $7M | — | Dec 2025 |
| 8 | Two Sigma Investments, Lp | 169,884 | $7M | Added | Mar 2026 |
| 9 | Renaissance Technologies Llc | 152,274 | $6M | Reduced | Mar 2026 |
| 10 | Northern Trust Corp | 144,546 | $6M | Added | Mar 2026 |
| 11 | Stieven Capital Advisors, L.p. | 147,734 | $5M | — | Dec 2025 |
| 12 | Deprince Race & Zollo Inc | 127,724 | $5M | Reduced | Mar 2026 |
| 13 | Qube Research & Technologies Ltd | 113,748 | $4M | Added | Mar 2026 |
| 14 | Vanguard Portfolio Management Llc | 112,174 | $4M | New | Mar 2026 |
| 15 | Russell Investments Group, Ltd. | 102,844 | $4M | Added | Mar 2026 |
| 16 | Nuveen, Llc | 96,934 | $4M | Reduced | Mar 2026 |
| 17 | Jpmorgan Chase & Co | 94,417 | $4M | Added | Mar 2026 |
| 18 | Connor, Clark & Lunn Investment Management Ltd. | 98,178 | $4M | Reduced | Dec 2025 |
| 19 | Millennium Management | 92,672 | $4M | Added | Mar 2026 |
| 20 | Zacks Investment Management | 84,989 | $3M | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$755.6M
Enterprise Value
-$288.6M
P/E (TTM)
14.98x
Forward P/E
12.28x
PEG Ratio
0.31x
P/B
1.36x
P/S
2.39x
P/FCF
12.73x
EV/EBITDA
-4.13x
Shares Out
16.9M
Financials (TTM)
Revenue
$316.4M
Net Income
$50.3M
EBITDA
$69.9M
Free Cash Flow
$59.3M
Op Cash Flow
$61.7M
EPS Basic
$3.01
EPS Diluted
$2.98
EPS Forward
$3.64
Gross Margin
61.0%
Op Margin
19.4%
Net Margin
15.9%
Balance Sheet
Total Assets
$5.86B
Total Liab.
$5.31B
Total Equity
$552.5M
Cash
$1.14B
LT Debt
$98.7M
Book Value/Sh
$32.91
Debt/Equity
0.18x
Current Ratio
0.22
Quick Ratio
0.22
Returns & Growth
ROE
6.5%
ROA
0.6%
ROIC
7.1%
Rev Growth YoY
+10.9%
EPS Growth YoY
+39.4%
Price Returns
2W
+2.0%
1M
-0.6%
3M
+6.4%
6M
+15.0%
12M
+31.2%
Technicals
52W High
$45.46
52W Low
$31.47
50d MA
$42.15
200d MA
$38.87
RSI (14)
66.80
ATR (14)
$1.23
Beta
0.76
Avg Volume
82K
Dividends
Div Rate
$0.32
Div Yield
0.8%
Frequency
4
Ex-Div Date
Feb 13, 2026
Analyst Price Targets
Consensus
$49.00
High
$50.00
Low
$48.00
Median
$49.00
Data updated apr 27, 2026 1:52am
· Source: financialmodelingprep.com