SOFI

SoFi Technologies, Inc. NASDAQ

Financial Services ·Financial - Credit Services ·US · sofi.com

$16.02

Pre-mkt $16.18 +1.00%

Mkt Cap $20.4B

52w Low $12.44 17.7% of range 52w High $32.73

50d MA $17.54 200d MA $23.73

P/E (TTM) 39.1x

EV/EBITDA 14.1x

P/B 1.8x

Debt/Equity 0.2x

ROE 4.6%

P/FCF -7.6x

RSI (14) —

ATR (14) —

Beta 2.25

50d MA $17.54

200d MA $23.73

Avg Volume 66.7M

About

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The c…

Recent Earnings

Date	Time	Est	Rptd	Surp	Base	Gap%	D1%	D2%	D3%	D4%	D5%	Guide ▲★
Apr 29, 2026	BMO	0.12	0.12	+0.0%	18.36	-9.9%	-15.4%	-12.3%	-10.5%	-11.8%	-12.5%	—
Jan 30, 2026	BMO	0.12	0.13	+12.7%	24.36	+4.4%	-6.4%	-9.4%	-10.7%	-14.8%	-20.1%	—
Oct 28, 2025	BMO	0.08	0.11	+32.0%	30.00	+3.3%	+5.5%	+3.0%	-3.2%	-1.1%	+2.1%	—
Jul 29, 2025	BMO	0.06	0.08	+30.3%	21.02	+9.9%	+6.6%	+4.0%	+7.4%	+1.0%	+3.8%	—
Apr 29, 2025	BMO	0.03	0.06	+84.0%	13.20	+7.0%	+0.5%	-5.2%	-5.2%	-3.8%	-2.6%	—
Jan 27, 2025	BMO	0.04	0.05	+25.0%	17.92	-11.1%	-10.3%	-9.8%	-10.8%	-8.3%	-11.9%	—
Oct 29, 2024	BMO	0.04	0.05	+16.3%	11.19	-3.9%	-6.4%	+0.3%	-0.2%	-1.3%	-2.5%	—
Jul 30, 2024	BMO	0.00	0.01	+116.4%	7.33	+3.4%	+1.2%	+2.9%	-2.3%	-9.3%	-10.8%	—
Apr 29, 2024	BMO	0.01	0.02	+80.3%	7.87	-6.4%	-10.4%	-13.9%	-12.1%	-11.2%	-11.6%	—
Jan 29, 2024	BMO	0.00	0.02	+385.9%	7.62	+15.7%	+20.2%	+10.2%	+2.8%	+1.4%	+3.4%	—
Oct 30, 2023	BMO	-0.07	-0.03	+57.1%	6.87	+10.6%	+1.0%	+9.9%	+10.3%	+18.9%	+16.6%	—
Jul 31, 2023	BMO	-0.06	-0.06	+0.0%	9.55	+8.8%	+19.9%	+8.4%	+5.5%	+5.2%	-0.5%	—

Recent Analyst Ratings

Date	Firm	Action	Grade	Target	Base	Open	Gap%	D1%	D2%	D3%	D4%	D5%
Apr 30	Stephens & Co.	Maintains	Overweight → Overweight	—	$15.53	$15.77	+1.5%	+3.7%	+5.8%	—	—	—
Apr 30	TD Cowen	Maintains	Hold → Hold	—	$15.53	$15.77	+1.5%	+3.7%	+5.8%	—	—	—
Apr 30	UBS	Maintains	Neutral → Neutral	—	$15.53	$15.77	+1.5%	+3.7%	+5.8%	—	—	—
Apr 30	Needham	Maintains	Buy → Buy	—	$15.53	$15.77	+1.5%	+3.7%	+5.8%	—	—	—
Apr 24	Truist	Maintains	Hold → Hold	—	$18.32	$18.44	+0.7%	+0.7%	+2.4%	+0.2%	-15.2%	-12.1%
Apr 14	Goldman Sachs	Maintains	Neutral → Neutral	—	$17.05	$17.53	+2.8%	+5.0%	+10.2%	+11.6%	+14.0%	+14.4%
Apr 9	Keefe, Bruyette & Woods	Maintains	Underperform → Underperform	—	$16.49	$16.39	-0.6%	-1.3%	-1.6%	+3.4%	+8.6%	+13.9%
Apr 9	Wells Fargo	Maintains	Equal Weight → Equal Weight	—	$16.49	$16.39	-0.6%	-1.3%	-1.6%	+3.4%	+8.6%	+13.9%
Apr 6	Barclays	Maintains	Equal Weight → Equal Weight	—	$15.85	$15.89	+0.3%	+2.6%	+1.6%	+4.0%	+2.6%	+2.3%
Feb 18	Truist	Maintains	Hold → Hold	—	$19.51	$19.47	-0.2%	+0.2%	-1.1%	-2.5%	-6.6%	-4.4%
Feb 9	Citizens	Upgrade	Market Perform → Market Outperform	—	$20.86	$21.29	+2.1%	+2.3%	+1.5%	-1.5%	-7.5%	-6.0%
Feb 3	JP Morgan	Upgrade	Neutral → Overweight	—	$22.08	$23.05	+4.4%	-1.4%	-6.0%	-11.9%	-5.5%	-3.3%
Feb 2	Needham	Maintains	Buy → Buy	—	$22.81	$22.51	-1.3%	-3.2%	-4.6%	-9.0%	-14.7%	-8.5%
Jan 6	Goldman Sachs	Maintains	Neutral → Neutral	—	$29.28	$29.23	-0.2%	-7.9%	-7.8%	-5.3%	-6.4%	-9.2%
Jan 6	Barclays	Maintains	Equal Weight → Equal Weight	—	$29.28	$29.23	-0.2%	-7.9%	-7.8%	-5.3%	-6.4%	-9.2%
Nov 25	Truist	Maintains	Hold → Hold	—	$27.40	$26.98	-1.5%	+3.4%	+4.0%	+8.5%	+5.9%	+7.7%
Nov 4	Truist	Maintains	Hold → Hold	—	$30.63	$29.30	-4.3%	-4.1%	-1.8%	-11.3%	-7.9%	-0.3%
Oct 30	UBS	Maintains	Neutral → Neutral	—	$30.90	$30.44	-1.5%	-6.1%	-3.9%	-0.9%	-5.0%	-2.7%
Oct 29	Goldman Sachs	Maintains	Neutral → Neutral	—	$31.66	$31.50	-0.5%	-2.4%	-8.3%	-6.3%	-3.3%	-7.2%
Oct 29	Keefe, Bruyette & Woods	Maintains	Underperform → Underperform	—	$31.66	$31.50	-0.5%	-2.4%	-8.3%	-6.3%	-3.3%	-7.2%
Oct 29	Needham	Maintains	Buy → Buy	—	$31.66	$31.50	-0.5%	-2.4%	-8.3%	-6.3%	-3.3%	-7.2%
Oct 29	JP Morgan	Maintains	Neutral → Neutral	—	$31.66	$31.50	-0.5%	-2.4%	-8.3%	-6.3%	-3.3%	-7.2%
Oct 29	Barclays	Maintains	Equal Weight → Equal Weight	—	$31.66	$31.50	-0.5%	-2.4%	-8.3%	-6.3%	-3.3%	-7.2%
Oct 29	Citigroup	Maintains	Buy → Buy	—	$31.66	$31.50	-0.5%	-2.4%	-8.3%	-6.3%	-3.3%	-7.2%
Oct 29	BTIG	Maintains	Neutral → Neutral	—	$31.66	$31.50	-0.5%	-2.4%	-8.3%	-6.3%	-3.3%	-7.2%
Oct 24	JP Morgan	Maintains	Neutral → Neutral	—	$28.08	$28.85	+2.7%	+3.3%	+6.8%	+12.7%	+10.0%	+3.4%
Oct 24	Truist	Maintains	Hold → Hold	—	$28.08	$28.85	+2.7%	+3.3%	+6.8%	+12.7%	+10.0%	+3.4%
Oct 15	Keefe, Bruyette & Woods	Maintains	Underperform → Underperform	—	$27.87	$28.20	+1.2%	+0.6%	-4.6%	-4.8%	+2.9%	+3.2%
Oct 13	Goldman Sachs	Maintains	Neutral → Neutral	—	$26.19	$27.07	+3.4%	+3.6%	+6.4%	+7.0%	+1.6%	+1.3%
Sep 29	Morgan Stanley	Maintains	Underweight → Underweight	—	$27.98	$28.36	+1.4%	-1.5%	-5.6%	-7.9%	-7.2%	-9.8%
Sep 18	Mizuho	Maintains	Outperform → Outperform	—	$27.14	$27.59	+1.7%	+3.6%	+8.7%	+9.8%	+7.2%	+4.8%
Sep 10	Needham	Maintains	Buy → Buy	—	$25.97	$26.29	+1.2%	-1.7%	-0.0%	+2.2%	+6.5%	+5.6%
Aug 20	JP Morgan	Maintains	Neutral → Neutral	—	$22.75	$22.42	-1.5%	-1.0%	+2.5%	+10.0%	+14.9%	+12.6%
Aug 20	Citigroup	Maintains	Buy → Buy	—	$22.75	$22.42	-1.5%	-1.0%	+2.5%	+10.0%	+14.9%	+12.6%
Aug 5	Keefe, Bruyette & Woods	Maintains	Underperform → Underperform	—	$21.81	$22.00	+0.9%	-1.2%	-1.6%	+1.2%	+1.3%	+2.8%
Jul 31	Mizuho	Maintains	Outperform → Outperform	—	$21.87	$22.68	+3.7%	+3.2%	-2.9%	-0.3%	-1.5%	-1.9%
Jul 30	Morgan Stanley	Maintains	Underweight → Underweight	—	$22.40	$20.83	-7.0%	-2.4%	+0.8%	-5.2%	-2.6%	-3.8%
Jul 30	Barclays	Maintains	Equal Weight → Equal Weight	—	$22.40	$20.83	-7.0%	-2.4%	+0.8%	-5.2%	-2.6%	-3.8%
Jul 30	Needham	Maintains	Buy → Buy	—	$22.40	$20.83	-7.0%	-2.4%	+0.8%	-5.2%	-2.6%	-3.8%
Jul 17	Truist	Maintains	Hold → Hold	—	$21.39	$21.50	+0.5%	+3.3%	+2.0%	-1.1%	-1.9%	+0.8%
Jul 14	JMP Securities	Downgrade	Market Outperform → Market Perform	—	$21.20	$21.37	+0.8%	+0.6%	-1.1%	+0.9%	+4.2%	+2.9%
Jul 10	Keefe, Bruyette & Woods	Maintains	Underperform → Underperform	—	$20.22	$20.39	+0.8%	+3.7%	+4.8%	+5.5%	+3.7%	+5.8%
Jul 9	JP Morgan	Maintains	Neutral → Neutral	—	$19.95	$20.17	+1.1%	+1.4%	+5.1%	+6.3%	+6.9%	+5.1%
Jul 8	Barclays	Maintains	Equal Weight → Equal Weight	—	$19.24	$19.80	+2.9%	+3.7%	+5.1%	+9.0%	+10.2%	+10.9%
Apr 30	Needham	Maintains	Buy → Buy	—	$13.27	$12.79	-3.6%	-5.7%	-5.7%	-4.3%	-3.1%	-4.1%
Apr 30	Barclays	Maintains	Equal Weight → Equal Weight	—	$13.27	$12.79	-3.6%	-5.7%	-5.7%	-4.3%	-3.1%	-4.1%
Apr 30	UBS	Maintains	Neutral → Neutral	—	$13.27	$12.79	-3.6%	-5.7%	-5.7%	-4.3%	-3.1%	-4.1%
Jan 28	Goldman Sachs	Maintains	Neutral → Neutral	—	$16.08	$16.12	+0.2%	+0.6%	-0.6%	+2.2%	-1.9%	-4.2%
Jan 28	UBS	Maintains	Neutral → Neutral	—	$16.08	$16.12	+0.2%	+0.6%	-0.6%	+2.2%	-1.9%	-4.2%
Jan 28	Needham	Maintains	Buy → Buy	—	$16.08	$16.12	+0.2%	+0.6%	-0.6%	+2.2%	-1.9%	-4.2%

Recent Filings

8-K

SoFi Technologies, Inc. -- 8-K Filing

SoFi Technologies demonstrated strong operational momentum with record net revenue of $1.1 billion (up 41%), adjusted EBITDA of $340 million (up 62%), and membership reaching 14.7 million, signaling sustained growth across lending and financial products.

Apr 29

Data updated apr 27, 2026 2:21am · Source: massive.com