SPFI
South Plains Financial, Inc. NASDAQ Listed May 9, 2019$40.72
-1.62%
vs $41.39
Mkt Cap $662.1M
52w Low $34.68
58.0% of range
52w High $45.09
50d MA $41.52
200d MA $40.27
P/E (TTM)
11.8x
EV/EBITDA
1.7x
P/B
1.3x
Debt/Equity
0.1x
ROE
11.8%
P/FCF
9.6x
RSI (14)
51.00
ATR (14)
$1.10
Beta
0.54
50d MA
$41.52
200d MA
$40.27
Avg Volume
111.7K
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes. In addition, it offers crop insurance products; trust products and services; investment services; mortgage banking services; online and mobile banking services; and debit and credit cards. The company operates 25 full-service banking locations; and 15 loan production offices located throughout Texas and Eastern New Mexico. South Plains Financial, Inc. was founded in 1941 and is headquartered in Lubbock, Texas.
5219 City Bank Parkway · Lubbock, TX 79407 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 28, 2026 | AMC | 0.88 | 0.85 | -3.4% | 43.85 | -6.3% | -7.4% | +1.2% | +1.0% | -3.7% | +0.3% | — |
| Jan 26, 2026 | AMC | 0.88 | 0.90 | +2.9% | 41.32 | +3.9% | -2.2% | +0.5% | +0.6% | +1.9% | +2.7% | — |
| Oct 23, 2025 | AMC | 0.85 | 0.96 | +12.3% | 38.15 | -0.4% | +0.9% | -3.9% | -1.2% | -1.7% | +0.6% | — |
| Jul 16, 2025 | AMC | 0.77 | 0.86 | +11.7% | 36.76 | +2.2% | +10.4% | +1.0% | +1.7% | -1.2% | +0.2% | — |
| Apr 24, 2025 | AMC | 0.67 | 0.72 | +7.8% | 33.24 | -0.3% | +1.4% | +0.3% | +1.5% | -1.9% | +0.1% | — |
| Mar 7, 2025 | AMC | — | 0.96 | — | 33.79 | -1.3% | -3.1% | -0.7% | +0.4% | -0.7% | +1.8% | — |
| Oct 23, 2024 | AMC | 0.66 | 0.66 | +0.0% | 34.02 | +1.0% | -0.6% | -0.9% | +3.1% | -0.4% | +0.9% | — |
| Jul 18, 2024 | AMC | 0.59 | 0.66 | +11.9% | 30.95 | +1.7% | +1.0% | +3.1% | +4.8% | -2.6% | +0.5% | — |
| Apr 25, 2024 | AMC | 0.57 | 0.64 | +12.3% | 26.52 | +0.9% | -2.2% | +2.8% | -2.7% | +0.6% | +2.0% | — |
| Mar 15, 2024 | AMC | — | 0.61 | — | 25.81 | +0.2% | -4.3% | +2.0% | +3.3% | +0.8% | -2.3% | — |
| Oct 24, 2023 | AMC | 0.64 | 0.78 | +21.9% | 25.00 | +2.7% | +2.4% | +3.1% | -1.3% | +2.4% | +0.6% | — |
| Jul 25, 2023 | AMC | 0.60 | 0.55 | -8.0% | 25.37 | +1.5% | +3.6% | -0.3% | +2.3% | +0.1% | -1.3% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 30 | Piper Sandler | Maintains | Overweight → Overweight | — | $40.60 | $40.19 | -1.0% | +1.2% | +1.0% | -3.7% | +1.4% | +1.6% |
| Mar 2 | Piper Sandler | Upgrade | Neutral → Overweight | — | $40.96 | $41.99 | +2.5% | +2.9% | -0.6% | +0.1% | -1.7% | -0.6% |
| Jan 7 | Raymond James | Maintains | Outperform → Outperform | — | $38.81 | $38.95 | +0.4% | -0.5% | +2.8% | -1.1% | +0.7% | +1.2% |
| Dec 12 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $40.35 | $40.75 | +1.0% | +2.0% | -0.1% | -0.5% | +0.2% | -0.1% |
| Oct 24 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $38.15 | $38.01 | -0.4% | +0.9% | -3.9% | -1.2% | -1.7% | +0.6% |
| Oct 24 | Piper Sandler | Downgrade | Overweight → Neutral | — | $38.15 | $38.01 | -0.4% | +0.9% | -3.9% | -1.2% | -1.7% | +0.6% |
| Jul 17 | Raymond James | Maintains | Outperform → Outperform | — | $36.76 | $37.57 | +2.2% | +10.4% | +1.0% | +1.7% | -1.2% | +0.2% |
| Apr 25 | Raymond James | Maintains | Outperform → Outperform | — | $33.24 | $33.14 | -0.3% | +1.4% | +0.3% | +1.5% | -1.9% | +0.1% |
| Jan 27 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $36.75 | $36.57 | -0.5% | -0.3% | -0.5% | -0.8% | -0.6% | -0.1% |
| Jul 23 | Piper Sandler | Maintains | Overweight → Overweight | — | $32.21 | $32.26 | +0.2% | +4.8% | -2.6% | +0.5% | +0.1% | -1.5% |
| Jan 29 | Raymond James | Maintains | Outperform → Outperform | — | $28.50 | $28.19 | -1.1% | +1.7% | -0.6% | -6.0% | -0.1% | -1.4% |
| Jul 26 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $25.37 | $25.75 | +1.5% | +3.6% | -0.3% | +2.3% | +0.1% | -1.3% |
| Jul 26 | Raymond James | Maintains | Outperform → Outperform | — | $25.37 | $25.75 | +1.5% | +3.6% | -0.3% | +2.3% | +0.1% | -1.3% |
| Apr 28 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $20.65 | $21.25 | +2.9% | -0.6% | -0.3% | -1.7% | -1.1% | -3.5% |
| Apr 6 | Raymond James | Maintains | Outperform → Outperform | — | $21.09 | $21.20 | +0.5% | +0.0% | +0.7% | +0.5% | -2.0% | +0.9% |
| Mar 17 | Raymond James | Maintains | Outperform → Outperform | — | $22.93 | $23.05 | +0.5% | -4.3% | +0.5% | +3.1% | -4.0% | -2.1% |
| Jun 3 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $17.55 | $17.76 | +1.2% | +1.8% | +0.7% | +2.3% | -3.5% | -1.6% |
| Jun 3 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $17.55 | $17.76 | +1.2% | +1.8% | +0.7% | +2.3% | -3.5% | -1.6% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| May 19, 2026 | Stein James D.Dir | — | Sell | 1,560 | $40.07 | $63K | 342,872 | +0.10% | -0.39% |
| May 18, 2026 | Stein James D.Dir | — | Sell | 13,504 | $40.01 | $540K | 344,432 | +0.10% | -0.39% |
| May 11, 2026 | Stein James D.Dir | — | Sell | 4,936 | $40.06 | $198K | 357,936 | -1.02% | +0.35% |
| May 8, 2026 | Stein James D.Dir | — | Sell | 10,000 | $40.38 | $404K | 362,872 | -1.02% | +0.35% |
8-K · 8.01
!! High
Unknown — 8-K 8.01: Material Event / Announcement
South Plains Financial's $0.17 quarterly dividend ($0.68 annualized) signals board confidence in stable earnings and cash generation, making the stock attractive for income-focused investors seeking regular returns.
Apr 16
8-K · 2.01
!!! Very High
Unknown — 8-K 2.01: Acquisition Completed
SPFI completed a material acquisition via S-4 registration, potentially diluting shareholders through stock issuance while adding assets—investors should monitor integration success and revised earnings guidance.
Apr 1
8-K · 8.01
!! High
Unknown — 8-K 8.01: Material Event / Announcement
Without access to the actual press release content, I cannot provide a specific analysis of what this 8-K announcement means for SPFI stock, as the material event details are not included in your submission.
Mar 23
8-K · 8.01
!! High
South Plains Financial, Inc. -- 8-K 8.01: Material Event / Announcement
South Plains Financial authorized a $10 million stock repurchase program expiring February 2027, allowing the company to buy back shares and potentially increase shareholder value through capital allocation.
Feb 23
S-4
!!! Very High
South Plains Financial, Inc. -- Merger Registration
South Plains Financial shareholders will receive $37.79 per share in cash in the merger, providing clarity on deal valuation for investors in the combined entity.
Feb 13
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 558,518 | $23M | New | Mar 2026 |
| 2 | Acadian Asset Management Llc | 491,442 | $21M | Added | Mar 2026 |
| 3 | Jpmorgan Chase & Co | 377,098 | $16M | Reduced | Mar 2026 |
| 4 | Two Sigma Investments, Lp | 173,385 | $7M | Added | Mar 2026 |
| 5 | Morgan Stanley | 124,114 | $5M | Added | Dec 2025 |
| 6 | Northern Trust Corp | 114,134 | $5M | Added | Mar 2026 |
| 7 | Polaris Capital Management, Llc | 113,400 | $5M | Reduced | Mar 2026 |
| 8 | Boston Partners | 105,725 | $4M | New | Mar 2026 |
| 9 | Deprince Race & Zollo Inc | 103,526 | $4M | Reduced | Mar 2026 |
| 10 | Russell Investments Group, Ltd. | 98,678 | $4M | Added | Mar 2026 |
| 11 | Vanguard Portfolio Management Llc | 93,037 | $4M | New | Mar 2026 |
| 12 | Rosenthal | Henry Capital Advisors, Inc. | 81,373 | $3M | — | Mar 2026 |
| 13 | Panagora Asset Management Inc | 77,266 | $3M | Added | Mar 2026 |
| 14 | Renaissance Technologies Llc | 76,400 | $3M | Added | Mar 2026 |
| 15 | Aqr Capital Management Llc | 59,060 | $2M | Added | Mar 2026 |
| 16 | Qube Research & Technologies Ltd | 58,291 | $2M | Added | Mar 2026 |
| 17 | Bank Of New York Mellon Corp | 55,059 | $2M | Added | Mar 2026 |
| 18 | Sei Investments Co | 45,721 | $2M | Added | Mar 2026 |
| 19 | First Trust Advisors Lp | 44,606 | $2M | Reduced | Mar 2026 |
| 20 | Martingale Asset Management L P | 43,989 | $2M | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$662.1M
Enterprise Value
$126.6M
P/E (TTM)
11.84x
Forward P/E
10.46x
PEG Ratio
0.57x
P/B
1.34x
P/S
2.33x
P/FCF
9.63x
EV/EBITDA
1.71x
Shares Out
17.0M
Financials (TTM)
Revenue
$296.9M
Net Income
$58.5M
EBITDA
$74.1M
Free Cash Flow
$71.8M
Op Cash Flow
$77.5M
EPS Basic
$3.60
EPS Diluted
$3.44
EPS Forward
$3.89
Gross Margin
69.6%
Op Margin
24.9%
Net Margin
19.7%
Balance Sheet
Total Assets
$4.48B
Total Liab.
$3.99B
Total Equity
$493.8M
Cash
$625.9M
LT Debt
$60.5M
Book Value/Sh
$30.40
Debt/Equity
0.12x
Current Ratio
386.09
Quick Ratio
386.09
Returns & Growth
ROE
11.8%
ROA
1.3%
ROIC
8.4%
Rev Growth YoY
+4.9%
EPS Growth YoY
+18.8%
Price Returns
2W
+3.8%
1M
-1.2%
3M
-0.9%
6M
+7.4%
12M
+12.8%
Technicals
52W High
$45.09
52W Low
$34.68
50d MA
$41.52
200d MA
$40.27
RSI (14)
51.00
ATR (14)
$1.10
Beta
0.54
Avg Volume
112K
Dividends
Div Rate
$0.62
Div Yield
1.5%
Frequency
4
Ex-Div Date
Apr 27, 2026
Analyst Price Targets
Consensus
$45.00
High
$46.00
Low
$44.00
Median
$45.00
Data updated apr 27, 2026 2:32am
· Source: financialmodelingprep.com