THFF
First Financial Corporation NASDAQ Listed Mar 3, 1992$83.09
+0.61%
vs $82.59
Mkt Cap $988.2M
52w Low $51.21
98.9% of range
52w High $83.44
50d MA $74.41
200d MA $65.25
P/E (TTM)
11.6x
EV/EBITDA
3.4x
P/B
1.5x
Debt/Equity
0.7x
ROE
12.2%
P/FCF
11.5x
RSI (14)
74.50
ATR (14)
$1.92
Beta
0.40
50d MA
$74.41
200d MA
$65.25
Avg Volume
123.8K
First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 78 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
One First Financial Plaza · Terre Haute, IN 47807 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jul 28, 2026 | TNS | 1.79 | 1.91 | +6.7% | 79.91 | -0.4% | -0.2% | +1.4% | -0.4% | +2.5% | — | — |
| Apr 28, 2026 | TNS | 1.64 | 1.67 | +1.8% | 67.46 | -0.5% | -3.7% | +1.1% | +0.6% | -0.9% | +1.4% | — |
| Feb 3, 2026 | TNS | 1.69 | 1.81 | +7.1% | 66.69 | +0.8% | +1.5% | +0.6% | -0.4% | -0.7% | -1.2% | — |
| Oct 28, 2025 | TNS | 1.61 | 1.75 | +8.7% | 56.22 | -0.6% | -4.9% | +1.4% | -1.6% | +0.5% | +0.2% | — |
| Jul 22, 2025 | TNS | 1.43 | 1.57 | +9.8% | 56.55 | +0.7% | -0.1% | -1.9% | -0.6% | +1.3% | -1.0% | — |
| Apr 22, 2025 | TNS | 1.29 | 1.55 | +20.2% | 46.25 | +2.7% | +4.6% | -0.8% | -1.4% | +4.0% | +1.8% | — |
| Feb 4, 2025 | TNS | 1.29 | 1.37 | +6.2% | 50.00 | +1.2% | +4.0% | +0.6% | -0.6% | +0.0% | +2.9% | — |
| Oct 22, 2024 | TNS | 0.91 | 0.74 | -18.7% | 42.87 | -0.8% | -0.6% | -0.2% | -1.0% | +3.3% | -0.9% | — |
| Jul 23, 2024 | TNS | 0.96 | 0.96 | +0.0% | 45.61 | -1.2% | -3.0% | +4.3% | +0.3% | -3.0% | +1.1% | — |
| Apr 30, 2024 | TNS | 0.98 | 0.93 | -5.1% | 36.41 | -0.6% | +0.0% | +3.0% | +0.4% | +1.2% | -1.2% | — |
| Jan 30, 2024 | TNS | 1.13 | 1.06 | -6.2% | 42.38 | +1.3% | -7.0% | -1.5% | -1.5% | -1.3% | -1.7% | — |
| Oct 24, 2023 | TNS | 1.17 | 1.37 | +17.1% | 32.55 | -1.3% | +0.6% | +2.8% | -1.2% | +2.3% | +1.1% | — |
| Jul 25, 2023 | TNS | 1.22 | 1.33 | +9.0% | 37.21 | +1.0% | +1.5% | +0.9% | +0.9% | -0.7% | +0.5% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jul 9 | Raymond James | Initiates | Mkt Perform | — | $74.74 | $74.37 | -0.5% | +0.9% | -0.3% | +0.4% | -0.9% | +1.3% |
| Oct 30 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $53.45 | $53.59 | +0.3% | +1.4% | -1.6% | +0.5% | +0.2% | +3.6% |
| Jul 23 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $56.55 | $56.96 | +0.7% | -0.1% | -1.9% | -0.6% | +1.3% | -1.0% |
| Jul 8 | Raymond James | Downgrade | Outperform → Market Perform | — | $56.35 | $55.67 | -1.2% | +0.3% | +0.4% | -0.1% | -2.0% | +4.0% |
| Feb 24 | Janney Montgomery Scott | Upgrade | Neutral → Buy | — | $50.19 | $50.96 | +1.5% | +1.5% | +0.8% | -0.7% | +0.5% | +1.0% |
| Feb 6 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $52.00 | $52.01 | +0.0% | +0.6% | -0.6% | +0.0% | +2.9% | -2.8% |
| Jul 25 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $44.25 | $44.64 | +0.9% | +4.3% | +0.3% | -3.0% | +1.1% | -1.0% |
| May 1 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $36.41 | $36.20 | -0.6% | +0.0% | +3.0% | +0.4% | +1.2% | -1.2% |
| Nov 16 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $37.02 | $36.98 | -0.1% | +0.8% | +2.0% | -0.4% | -1.5% | +0.6% |
| Apr 28 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $34.25 | $34.34 | +0.3% | +0.9% | -0.6% | -4.3% | -0.1% | -3.5% |
| Jul 7 | Raymond James | Downgrade | Outperform → Market Perform | — | $45.00 | $44.74 | -0.6% | -1.6% | +0.2% | +0.1% | -0.5% | -1.2% |
| May 2 | Raymond James | Maintains | Outperform → Outperform | — | $42.62 | $43.16 | +1.3% | +0.5% | +0.9% | +1.8% | -1.5% | +0.3% |
| Apr 12 | Raymond James | Upgrade | Market Perform → Outperform | — | $41.60 | $42.80 | +2.9% | +2.5% | +0.5% | +0.5% | +0.9% | +1.7% |
| Jul 28 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $38.74 | $38.54 | -0.5% | -1.1% | -0.0% | +0.0% | +1.7% | +0.1% |
| Jul 28 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $38.74 | $38.54 | -0.5% | -1.1% | -0.0% | +0.0% | +1.7% | +0.1% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jul 16, 2026 | McDonald James O | — | Buy | 84 | $75.00 | $6K | 11,841 | -0.10% | +1.83% |
8-K · 8.01
!! High
First Financial Corporation -- 8-K 8.01: Material Event / Announcement
Jun 17
8-K
First Financial Bankshares Inc -- 8-K Filing
First Financial Bankshares reported 16.6% year-over-year net income growth in early 2026, driven by balance sheet expansion and lower funding costs, demonstrating resilience despite geopolitical uncertainty.
Apr 17
8-K
Unknown — 8-K Filing
Shareholders endorsed executive compensation packages, signaling investor approval of management's pay structure and reducing proxy fight risks, though the vote remains advisory and non-binding.
Apr 15
8-K
Unknown — 8-K Filing
This appears to be a technical metadata filing with no material business disclosure, making it irrelevant for investment decisions.
Apr 15
8-K · 1.01
!! High
Unknown — 8-K 1.01: Material Agreement
Chemed refinanced its credit facility, potentially improving borrowing terms and financial flexibility, which could enhance profitability and support growth investments for investors.
Apr 13
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
The vague 8-K filing provides minimal substantive information, suggesting either routine disclosure or potential withholding of material details that could affect stock valuation and investor decision-making.
Apr 3
8-K · 5.02
!!! Very High
Unknown — 8-K 5.02: Executive Change
A new executive appointment signals potential leadership changes that could affect strategic direction and investor confidence; specific details in the press release will determine whether this strengthens or concerns shareholders.
Apr 2
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
First Financial Corporation disclosed forward-looking statements via Regulation FD, suggesting management is communicating material information directly to investors about future financial performance and strategy expectations.
Mar 20
8-K · 8.01
!! High
Unknown — 8-K 8.01: Material Event / Announcement
THFF's 56-cent dividend signals confidence in earnings sustainability and provides shareholders steady income, making the stock attractive for income-focused investors seeking consistent cash returns.
Mar 18
8-K · 1.01
! Medium
Unknown — 8-K 1.01: Financing / Debt Agreement
I don't have enough information to provide a meaningful analysis. The filing summary appears incomplete—it only shows "$20" without context on whether this is a $20 million debt agreement, equity raise, or other transaction, making it impossible to assess investor implications.
Mar 10
8-K · 2.01
!!! Very High
First Financial Corporation -- 8-K 2.01: Acquisition Completed
First Financial Corporation completed its acquisition of CedarStone Financial, Inc., expanding its customer base and market presence through this consolidation.
Mar 2
8-K
First Financial Corporation -- 8-K Filing
First Financial Corporation reported fourth-quarter 2025 average total loans increased to $3.97 billion from $3.79 billion year-over-year, indicating modest loan growth.
Feb 3
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| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 478,087 | $30M | New | Mar 2026 |
| 2 | Vanguard Portfolio Management Llc | 280,522 | $18M | New | Mar 2026 |
| 3 | Aqr Capital Management Llc | 220,893 | $14M | Reduced | Mar 2026 |
| 4 | Jpmorgan Chase & Co | 178,241 | $11M | Reduced | Mar 2026 |
| 5 | Acadian Asset Management Llc | 171,819 | $11M | Reduced | Mar 2026 |
| 6 | Allspring Global Investments Holdings, Llc | 134,371 | $8M | Added | Mar 2026 |
| 7 | Northern Trust Corp | 121,401 | $8M | Added | Mar 2026 |
| 8 | Renaissance Technologies Llc | 116,173 | $7M | Added | Mar 2026 |
| 9 | Nuveen, Llc | 102,283 | $6M | — | Mar 2026 |
| 10 | Morgan Stanley | 106,540 | $6M | Added | Dec 2025 |
| 11 | Ubs Group Ag | 97,298 | $6M | Added | Mar 2026 |
| 12 | Panagora Asset Management Inc | 84,939 | $5M | Added | Mar 2026 |
| 13 | Bank Of New York Mellon Corp | 78,096 | $5M | Added | Mar 2026 |
| 14 | Arrowstreet Capital, Limited Partnership | 72,272 | $5M | Reduced | Mar 2026 |
| 15 | First Trust Advisors Lp | 49,386 | $3M | Added | Mar 2026 |
| 16 | Two Sigma Investments, Lp | 47,765 | $3M | Added | Mar 2026 |
| 17 | Barclays Plc | 41,939 | $3M | Added | Mar 2026 |
| 18 | Martingale Asset Management L P | 41,170 | $3M | Added | Mar 2026 |
| 19 | Segall Bryant & Hamill, Llc | 39,846 | $3M | New | Mar 2026 |
| 20 | Knights Of Columbus Asset Advisors Llc | 37,126 | $2M | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$988.2M
Enterprise Value
$341.8M
P/E (TTM)
11.59x
Forward P/E
11.58x
PEG Ratio
0.13x
P/B
1.51x
P/S
2.97x
P/FCF
11.55x
EV/EBITDA
3.41x
Shares Out
11.9M
Financials (TTM)
Revenue
$331.2M
Net Income
$84.8M
EBITDA
$100.2M
Free Cash Flow
$85.3M
Op Cash Flow
$90.4M
EPS Basic
$6.68
EPS Diluted
$7.14
EPS Forward
$7.17
Gross Margin
78.3%
Op Margin
28.5%
Net Margin
25.6%
Balance Sheet
Total Assets
$5.76B
Total Liab.
$5.11B
Total Equity
$650.9M
Cash
$825.3M
LT Debt
$188.2M
Book Value/Sh
$54.91
Debt/Equity
0.74x
Current Ratio
4.47
Quick Ratio
4.47
Returns & Growth
ROE
12.2%
ROA
1.4%
ROIC
5.3%
Rev Growth YoY
+6.2%
EPS Growth YoY
+67.0%
Price Returns
2W
+8.1%
1M
+7.2%
3M
+26.1%
6M
+22.0%
12M
+55.2%
Technicals
52W High
$83.44
52W Low
$51.21
50d MA
$74.41
200d MA
$65.25
RSI (14)
74.50
ATR (14)
$1.92
Beta
0.40
Avg Volume
124K
Dividends
Div Rate
$2.04
Div Yield
3.1%
Frequency
4
Ex-Div Date
Apr 1, 2026
Analyst Price Targets
Consensus
$50.00
High
$50.00
Low
$50.00
Median
$50.00
Data updated apr 27, 2026 4:41am
· Source: financialmodelingprep.com