TRST
TrustCo Bank Corp NY NASDAQ Listed Apr 20, 1983$52.24
+1.10%
vs $51.67
Mkt Cap $957.4M
52w Low $30.73
87.7% of range
52w High $55.25
50d MA $49.47
200d MA $43.48
P/E (TTM)
16.1x
EV/EBITDA
7.4x
P/B
1.4x
Debt/Equity
0.3x
ROE
8.9%
P/FCF
20.9x
RSI (14)
51.80
ATR (14)
$1.25
Beta
0.58
50d MA
$49.47
200d MA
$43.48
Avg Volume
123.7K
TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.
5 Sarnowski Drive · Glenville, NY 12302 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 21, 2026 | AMC | — | 0.91 | — | 46.30 | -0.0% | -2.7% | +3.2% | -0.7% | +1.8% | +1.4% | — |
| Jan 21, 2026 | AMC | 0.80 | 0.85 | +6.2% | 45.53 | +0.5% | +0.1% | -5.9% | -0.9% | -0.5% | +0.0% | — |
| Oct 21, 2025 | AMC | 0.73 | 0.86 | +17.8% | 36.21 | +3.1% | +2.0% | +0.0% | +2.1% | +0.9% | +0.6% | — |
| Jul 21, 2025 | AMC | 0.69 | 0.79 | +14.5% | 35.27 | +1.6% | +1.3% | +0.5% | -2.8% | -0.5% | +0.0% | — |
| Apr 21, 2025 | AMC | 0.65 | 0.75 | +15.4% | 28.43 | +1.6% | +5.0% | +1.9% | +1.1% | -1.2% | +0.6% | — |
| Mar 14, 2025 | AMC | — | 0.59 | — | 30.38 | -0.4% | -0.3% | +0.3% | +3.0% | -2.0% | -1.2% | — |
| Oct 21, 2024 | AMC | 0.57 | 0.68 | +19.3% | 32.58 | +3.4% | +2.7% | -0.6% | -0.6% | -1.8% | +3.0% | — |
| Jul 22, 2024 | AMC | 0.53 | 0.66 | +24.5% | 33.03 | +1.8% | +5.1% | -2.3% | +3.2% | +1.1% | -3.2% | — |
| Apr 22, 2024 | AMC | 0.60 | 0.64 | +6.7% | 26.78 | -0.4% | +4.2% | -2.2% | -0.9% | +0.1% | -0.4% | — |
| Mar 11, 2024 | AMC | — | 0.52 | — | 27.80 | -0.2% | -2.4% | -1.1% | -1.7% | +2.3% | -1.9% | — |
| Oct 23, 2023 | AMC | 0.76 | 0.77 | +1.3% | 25.72 | -2.8% | -4.3% | +0.7% | +2.8% | -0.8% | +0.3% | — |
| Jul 24, 2023 | AMC | 0.85 | 0.86 | +1.2% | 31.00 | -1.7% | -3.9% | +4.5% | -2.3% | +0.9% | -0.9% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jan 25 | Piper Sandler | Downgrade | Neutral → Underweight | — | $37.35 | $35.96 | -3.7% | -11.5% | +1.8% | +2.6% | +0.9% | +3.1% |
| Jan 25 | Piper Sandler | Downgrade | Overweight → Neutral | — | $35.40 | $33.65 | -4.9% | -5.8% | -1.6% | -4.3% | +1.0% | -1.9% |
| Sep 28 | Piper Sandler | Maintains | Overweight → Overweight | — | $25.80 | $26.05 | +1.0% | +3.3% | -0.9% | -1.1% | +1.5% | +1.3% |
| Apr 23 | Piper Sandler | Upgrade | Neutral → Overweight | — | $25.80 | $27.75 | +7.6% | +6.8% | -0.4% | +6.6% | +3.4% | +6.8% |
| Oct 7 | Keefe Bruyette & Woods | Upgrade | Underperform → Market Perform | — | $29.25 | $30.15 | +3.1% | +3.8% | -0.2% | -1.7% | +2.9% | -1.0% |
| Jul 23 | Keefe Bruyette & Woods | Downgrade | Market Perform → Underperform | — | $34.05 | $33.35 | -2.1% | -5.9% | -3.4% | -0.2% | +0.0% | +1.0% |
| May 28 | Sandler O'Neill | Downgrade | Buy → Hold | — | $33.90 | $33.15 | -2.2% | -4.1% | -0.9% | -0.2% | +0.6% | -0.3% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 4, 2026 | LUCARELLI LISA M | — | Buy | 100 | $52.29 | $5K | 100 | +1.37% | -3.98% |
| Apr 24, 2026 | Silverman Frank B | — | Buy | 105 | $46.18 | $5K | 4,892 | -1.70% | +1.12% |
8-K
Trustco Bank Corp NY -- 8-K Filing
Trustco Bank Corp's net interest income grew 10.7% to $44.7 million in Q1 2026, driven by higher loan yields and improved deposit pricing management offsetting competitive deposit cost pressures.
Apr 21
8-K · 8.01
!! High
Unknown — 8-K 8.01: Material Event / Announcement
TRST established a predictable quarterly earnings schedule with conference calls at 9:00 a.m., enabling investors to plan ahead and potentially reducing stock volatility from earnings surprises.
Apr 10
8-K · 8.01
!! High
Trustco Bank Corp NY -- 8-K 8.01: Material Event / Announcement
Trustco Bank Corp NY declared a quarterly dividend payable April 1, 2026, to shareholders of record as of March 6, 2026, demonstrating continued capital returns to investors.
Feb 17
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Systematic Financial Management Lp | 1,165,133 | $51M | Reduced | Mar 2026 |
| 2 | Vanguard Capital Management Llc | 819,113 | $36M | New | Mar 2026 |
| 3 | Vanguard Portfolio Management Llc | 372,698 | $16M | New | Mar 2026 |
| 4 | Morgan Stanley | 319,776 | $13M | Added | Dec 2025 |
| 5 | Invesco Ltd. | 286,158 | $13M | Added | Mar 2026 |
| 6 | Arrowstreet Capital, Limited Partnership | 229,319 | $10M | Reduced | Mar 2026 |
| 7 | Two Sigma Investments, Lp | 220,331 | $10M | Added | Mar 2026 |
| 8 | Northern Trust Corp | 197,118 | $9M | — | Mar 2026 |
| 9 | Bank Of New York Mellon Corp | 165,291 | $7M | Reduced | Mar 2026 |
| 10 | Ubs Group Ag | 134,725 | $6M | Reduced | Mar 2026 |
| 11 | Aqr Capital Management Llc | 129,223 | $6M | Reduced | Mar 2026 |
| 12 | First Trust Advisors Lp | 87,100 | $4M | Added | Mar 2026 |
| 13 | Principal Financial Group Inc | 87,816 | $4M | Reduced | Dec 2025 |
| 14 | Bank Of America Corp /de/ | 82,283 | $4M | Added | Mar 2026 |
| 15 | Acadian Asset Management Llc | 76,766 | $3M | Added | Mar 2026 |
| 16 | State Of New Jersey Common Pension Fund D | 71,769 | $3M | — | Mar 2026 |
| 17 | Hrt Financial Lp | 67,434 | $3M | Added | Mar 2026 |
| 18 | Franklin Resources Inc | 56,492 | $2M | Reduced | Mar 2026 |
| 19 | Nuveen, Llc | 43,300 | $2M | Reduced | Mar 2026 |
| 20 | Connor, Clark & Lunn Investment Management Ltd. | 37,405 | $2M | Reduced | Dec 2025 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$957.4M
Enterprise Value
$663.9M
P/E (TTM)
16.07x
Forward P/E
—
PEG Ratio
0.47x
P/B
1.39x
P/S
3.44x
P/FCF
20.93x
EV/EBITDA
7.40x
Shares Out
18.3M
Financials (TTM)
Revenue
$278.3M
Net Income
$61.1M
EBITDA
$89.8M
Free Cash Flow
$45.7M
Op Cash Flow
$57.6M
EPS Basic
$3.25
EPS Diluted
$3.25
EPS Forward
—
Gross Margin
67.1%
Op Margin
29.2%
Net Margin
22.0%
Balance Sheet
Total Assets
$6.44B
Total Liab.
$5.75B
Total Equity
$686.6M
Cash
$293.5M
LT Debt
$0
Book Value/Sh
$37.57
Debt/Equity
0.28x
Current Ratio
0.26
Quick Ratio
0.26
Returns & Growth
ROE
8.9%
ROA
0.9%
ROIC
-7.3%
Rev Growth YoY
+5.8%
EPS Growth YoY
+26.5%
Price Returns
2W
+5.6%
1M
+8.8%
3M
+19.5%
6M
+23.0%
12M
+66.9%
Technicals
52W High
$55.25
52W Low
$30.73
50d MA
$49.47
200d MA
$43.48
RSI (14)
51.80
ATR (14)
$1.25
Beta
0.58
Avg Volume
124K
Dividends
Div Rate
$1.51
Div Yield
3.1%
Frequency
4
Ex-Div Date
Mar 6, 2026
Analyst Price Targets
Consensus
—
High
—
Low
—
Median
—
Data updated apr 27, 2026 5:44am
· Source: financialmodelingprep.com