UMBF
UMB Financial Corporation NASDAQ Listed Mar 17, 1980$133.06
+0.37%
vs $132.57
Mkt Cap $10.2B
52w Low $99.49
93.6% of range
52w High $135.37
50d MA $127.95
200d MA $119.96
P/E (TTM)
14.6x
EV/EBITDA
9.1x
P/B
1.3x
Debt/Equity
0.5x
ROE
9.1%
P/FCF
10.4x
RSI (14)
53.90
ATR (14)
$3.64
Beta
0.77
50d MA
$127.95
200d MA
$119.96
Avg Volume
627.6K
UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers asset management and healthcare service provided to institutional client; and fund administration and accounting, investor service and transfer agency, marketing and distribution, custody, alternative investment service, fixed income sale, trading and underwriting, and corporate trust and escrow service, as well as institutional custody service. This segment also provides healthcare payment solution includes custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrator, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, and small business loan, as well as internet banking, ATM network, private banking, brokerage and insurance service, and advisory and trust service. It operates through a network of branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. The company was founded in 1913 and is headquartered in Kansas City, Missouri.
1010 Grand Boulevard · Kansas City, MO 64106 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 28, 2026 | AMC | 2.82 | 3.41 | +20.9% | 125.35 | +2.0% | -0.9% | +1.6% | +2.4% | +0.1% | +0.3% | — |
| Jan 27, 2026 | AMC | 2.71 | 3.08 | +13.7% | 124.86 | -2.9% | -0.2% | +2.1% | -0.1% | +0.7% | -0.1% | — |
| Oct 28, 2025 | AMC | 2.50 | 2.70 | +8.0% | 112.29 | +0.0% | -3.2% | -1.1% | -0.6% | +0.4% | -1.0% | — |
| Jul 29, 2025 | AMC | 2.37 | 2.96 | +24.9% | 109.20 | +2.0% | +1.5% | -0.7% | -1.5% | +2.0% | +0.6% | — |
| Apr 29, 2025 | AMC | 2.19 | 2.58 | +17.8% | 97.82 | -7.0% | -3.3% | +3.4% | +2.6% | +0.7% | -0.9% | — |
| Jan 28, 2025 | AMC | 2.25 | 2.49 | +10.7% | 121.62 | -1.3% | +0.8% | -1.8% | -2.0% | -4.0% | +1.2% | — |
| Oct 29, 2024 | AMC | 2.20 | 2.19 | -0.5% | 106.66 | +0.6% | +4.2% | -1.3% | -1.3% | -0.3% | +2.9% | — |
| Jul 30, 2024 | AMC | 2.01 | 2.07 | +3.0% | 99.05 | +4.0% | +3.0% | -4.2% | -4.3% | -3.2% | +1.8% | — |
| Apr 29, 2024 | AMC | 1.76 | 2.25 | +27.8% | 77.75 | +2.9% | +2.5% | +0.2% | +2.6% | +0.8% | -0.5% | — |
| Jan 30, 2024 | AMC | 1.76 | 2.29 | +30.1% | 83.53 | -0.9% | -1.2% | +1.1% | -1.5% | -2.3% | -1.0% | — |
| Oct 24, 2023 | AMC | 1.77 | 1.98 | +11.9% | 61.33 | -3.9% | +1.5% | +2.4% | -2.6% | +1.2% | -0.2% | — |
| Jul 25, 2023 | AMC | 1.93 | 1.85 | -4.1% | 68.86 | +3.6% | +5.3% | -3.3% | +0.7% | +0.5% | -2.1% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 30 | Barclays | Maintains | Overweight → Overweight | — | $124.22 | $124.19 | -0.0% | +1.6% | +2.4% | +0.1% | +1.3% | +2.2% |
| Apr 30 | TD Cowen | Maintains | Buy → Buy | — | $124.22 | $124.19 | -0.0% | +1.6% | +2.4% | +0.1% | +1.3% | +2.2% |
| Apr 30 | RBC Capital | Maintains | Outperform → Outperform | — | $124.22 | $124.19 | -0.0% | +1.6% | +2.4% | +0.1% | +1.3% | +2.2% |
| Apr 30 | Piper Sandler | Maintains | Overweight → Overweight | — | $124.22 | $124.19 | -0.0% | +1.6% | +2.4% | +0.1% | +1.3% | +2.2% |
| Mar 31 | Morgan Stanley | Maintains | Overweight → Overweight | — | $109.98 | $111.66 | +1.5% | +2.6% | +1.6% | +0.3% | +0.0% | +1.1% |
| Mar 23 | Truist | Maintains | Buy → Buy | — | $109.04 | $112.33 | +3.0% | +1.9% | +0.5% | +1.0% | -1.0% | -2.4% |
| Mar 2 | Morgan Stanley | Maintains | Overweight → Overweight | — | $115.88 | $114.00 | -1.6% | +1.5% | +0.1% | +1.2% | -1.5% | -3.4% |
| Jan 30 | Citigroup | Maintains | Neutral → Neutral | — | $127.27 | $127.09 | -0.1% | -0.1% | +0.7% | -0.1% | +2.4% | +0.8% |
| Jan 29 | Piper Sandler | Maintains | Overweight → Overweight | — | $124.66 | $126.62 | +1.6% | +2.1% | -0.1% | +0.7% | -0.1% | +2.4% |
| Jan 29 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $124.66 | $126.62 | +1.6% | +2.1% | -0.1% | +0.7% | -0.1% | +2.4% |
| Jan 7 | TD Cowen | Maintains | Buy → Buy | — | $121.43 | $120.94 | -0.4% | -1.0% | +2.3% | -1.2% | -2.1% | -0.2% |
| Nov 6 | RBC Capital | Upgrade | Sector Perform → Outperform | — | $107.16 | $107.52 | +0.3% | -0.1% | +1.8% | +1.1% | -0.4% | +0.0% |
| Oct 30 | TD Cowen | Maintains | Buy → Buy | — | $108.68 | $108.15 | -0.5% | -1.1% | -0.6% | +0.4% | -1.0% | +0.8% |
| Oct 30 | Raymond James | Maintains | Strong Buy → Strong Buy | — | $108.68 | $108.15 | -0.5% | -1.1% | -0.6% | +0.4% | -1.0% | +0.8% |
| Oct 30 | Piper Sandler | Maintains | Overweight → Overweight | — | $108.68 | $108.15 | -0.5% | -1.1% | -0.6% | +0.4% | -1.0% | +0.8% |
| Oct 10 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $118.67 | $119.28 | +0.5% | -4.8% | +2.8% | +1.9% | -1.8% | -7.6% |
| Sep 29 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $119.43 | $120.49 | +0.9% | -0.8% | -0.1% | -0.0% | +0.0% | +1.0% |
| Sep 29 | Morgan Stanley | Maintains | Overweight → Overweight | — | $119.43 | $120.49 | +0.9% | -0.8% | -0.1% | -0.0% | +0.0% | +1.0% |
| Sep 8 | Truist | Maintains | Buy → Buy | — | $124.47 | $125.39 | +0.7% | +0.9% | -2.5% | -0.3% | -0.3% | -0.9% |
| Aug 1 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $109.99 | $108.41 | -1.4% | -1.5% | +2.0% | +0.6% | -1.1% | -1.3% |
| Jul 31 | Barclays | Maintains | Overweight → Overweight | — | $110.80 | $110.42 | -0.3% | -0.7% | -1.5% | +2.0% | +0.6% | -1.1% |
| Jul 31 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $110.80 | $110.42 | -0.3% | -0.7% | -1.5% | +2.0% | +0.6% | -1.1% |
| Jul 31 | Raymond James | Maintains | Strong Buy → Strong Buy | — | $110.80 | $110.42 | -0.3% | -0.7% | -1.5% | +2.0% | +0.6% | -1.1% |
| Jul 31 | Piper Sandler | Maintains | Overweight → Overweight | — | $110.80 | $110.42 | -0.3% | -0.7% | -1.5% | +2.0% | +0.6% | -1.1% |
| Jul 11 | Truist | Maintains | Buy → Buy | — | $111.46 | $110.55 | -0.8% | -1.1% | +1.7% | -4.7% | +1.5% | +0.9% |
| Jul 10 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $110.69 | $110.46 | -0.2% | +0.7% | -1.1% | +1.7% | -4.7% | +1.5% |
| Jul 8 | Barclays | Maintains | Overweight → Overweight | — | $108.96 | $109.75 | +0.7% | +1.1% | +0.5% | +0.7% | -1.1% | +1.7% |
| Jun 13 | Piper Sandler | Maintains | Overweight → Overweight | — | $103.11 | $102.29 | -0.8% | -2.3% | +0.0% | -2.0% | +0.8% | +1.2% |
| May 2 | Piper Sandler | Maintains | Overweight → Overweight | — | $97.78 | $99.33 | +1.6% | +2.6% | +0.7% | -0.9% | +1.2% | +2.2% |
| May 1 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $94.57 | $95.25 | +0.7% | +3.4% | +2.6% | +0.7% | -0.9% | +1.2% |
| May 1 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $94.57 | $95.25 | +0.7% | +3.4% | +2.6% | +0.7% | -0.9% | +1.2% |
| Apr 9 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $86.59 | $85.46 | -1.3% | +9.0% | -6.6% | -2.0% | +2.7% | +1.9% |
| Apr 8 | Barclays | Maintains | Overweight → Overweight | — | $86.61 | $90.18 | +4.1% | -0.0% | +9.0% | -6.6% | -2.0% | +2.7% |
| Mar 13 | Morgan Stanley | Maintains | Overweight → Overweight | — | $98.99 | $99.86 | +0.9% | -0.8% | +3.3% | +0.5% | +0.4% | +1.2% |
| Feb 3 | Citigroup | Downgrade | Buy → Neutral | — | $117.90 | $114.09 | -3.2% | -4.0% | +1.2% | +2.5% | -1.0% | -1.9% |
| Jan 30 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $122.56 | $123.69 | +0.9% | -1.8% | -2.0% | -4.0% | +1.2% | +2.5% |
| Jan 30 | Piper Sandler | Maintains | Overweight → Overweight | — | $122.56 | $123.69 | +0.9% | -1.8% | -2.0% | -4.0% | +1.2% | +2.5% |
| Dec 5 | Barclays | Maintains | Overweight → Overweight | — | $127.13 | $127.81 | +0.5% | -2.4% | +0.7% | -1.0% | +0.5% | +0.6% |
| Oct 31 | Barclays | Maintains | Overweight → Overweight | — | $111.14 | $111.76 | +0.6% | -1.3% | -1.3% | -0.3% | +2.9% | +13.2% |
| Oct 31 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $111.14 | $111.76 | +0.6% | -1.3% | -1.3% | -0.3% | +2.9% | +13.2% |
| Aug 1 | Barclays | Maintains | Overweight → Overweight | — | $102.02 | $102.76 | +0.7% | -4.2% | -4.3% | -3.2% | +1.8% | -0.5% |
| Aug 1 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $102.02 | $102.76 | +0.7% | -4.2% | -4.3% | -3.2% | +1.8% | -0.5% |
| Aug 1 | Piper Sandler | Maintains | Overweight → Overweight | — | $102.02 | $102.76 | +0.7% | -4.2% | -4.3% | -3.2% | +1.8% | -0.5% |
| Jun 24 | Barclays | Maintains | Overweight → Overweight | — | $79.60 | $80.35 | +0.9% | +3.7% | -2.0% | +0.5% | +1.0% | +1.6% |
| May 31 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $80.79 | $82.39 | +2.0% | +2.0% | -1.3% | -1.5% | +0.7% | +0.3% |
| May 1 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $79.66 | $80.60 | +1.2% | +0.2% | +2.6% | +0.8% | -0.5% | +0.1% |
| Apr 30 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $77.75 | $80.00 | +2.9% | +2.5% | +0.2% | +2.6% | +0.8% | -0.5% |
| Apr 30 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $77.75 | $80.00 | +2.9% | +2.5% | +0.2% | +2.6% | +0.8% | -0.5% |
| Apr 30 | Barclays | Upgrade | Equal Weight → Overweight | — | $77.75 | $80.00 | +2.9% | +2.5% | +0.2% | +2.6% | +0.8% | -0.5% |
| Apr 10 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $84.42 | $82.17 | -2.7% | -4.4% | +0.1% | -0.9% | -0.4% | -0.4% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 10, 2026 | Wilson UmaOff | Executive Vice President | Sell | 922 | $133.05 | $123K | 24,414 | +0.42% | -2.03% |
| Jun 10, 2026 | Gallagher Kevin CharlesDir | — | Sell | 381 | $132.88 | $51K | 12,222 | +0.42% | -2.03% |
| Jun 9, 2026 | Rine James DOff | President | Sell | 1,074 | $133.22 | $143K | 61,446 | +0.42% | -2.03% |
| Jun 9, 2026 | Rine James DOff | President | Sell | 7,172 | $132.49 | $950K | 62,520 | +0.42% | -2.03% |
8-K
Unknown — 8-K Filing
A new board member with aviation expertise joined UMB Financial Corporation, potentially bringing operational and risk management experience, though this represents a personnel change rather than strategic company news.
Apr 14
8-K · 5.02
!!! Very High
UMB Financial Corp -- 8-K 5.02: Executive Change
UMB Financial Corp's executive change involves change-in-control agreements, though specific personnel details and agreement terms require reviewing the complete filing documentation.
Feb 10
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Umb Bank, N.a. | 4,723,573 | $533M | Reduced | Mar 2026 |
| 2 | Vanguard Portfolio Management Llc | 4,136,220 | $467M | New | Mar 2026 |
| 3 | Vanguard Capital Management Llc | 3,101,293 | $350M | New | Mar 2026 |
| 4 | Fmr Llc | 2,422,435 | $273M | Reduced | Mar 2026 |
| 5 | Neuberger Berman Group Llc | 1,699,639 | $192M | Reduced | Mar 2026 |
| 6 | Morgan Stanley | 1,632,764 | $188M | Added | Dec 2025 |
| 7 | Allspring Global Investments Holdings, Llc | 1,357,177 | $156M | Reduced | Mar 2026 |
| 8 | Citadel Advisors Llc | 1,068,582 | $121M | Reduced | Mar 2026 |
| 9 | Victory Capital Management Inc | 979,052 | $110M | Reduced | Mar 2026 |
| 10 | First Trust Advisors Lp | 899,400 | $101M | Added | Mar 2026 |
| 11 | Northern Trust Corp | 880,345 | $99M | Added | Mar 2026 |
| 12 | Principal Financial Group Inc | 727,019 | $84M | Reduced | Dec 2025 |
| 13 | Bank Of America Corp /de/ | 695,276 | $78M | Reduced | Mar 2026 |
| 14 | Global Alpha Capital Management Ltd. | 658,982 | $74M | Added | Mar 2026 |
| 15 | Nuveen, Llc | 656,034 | $74M | Reduced | Mar 2026 |
| 16 | Clearbridge Investments, Llc | 649,571 | $73M | Added | Mar 2026 |
| 17 | Bank Of New York Mellon Corp | 552,717 | $62M | — | Mar 2026 |
| 18 | Captrust Financial Advisors | 446,393 | $50M | Reduced | Mar 2026 |
| 19 | Neumeier Poma Investment Counsel Llc | 403,907 | $46M | Added | Mar 2026 |
| 20 | Systematic Financial Management Lp | 346,445 | $39M | — | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$10.18B
Enterprise Value
$9.70B
P/E (TTM)
14.57x
Forward P/E
10.84x
PEG Ratio
7.50x
P/B
1.31x
P/S
2.29x
P/FCF
10.40x
EV/EBITDA
9.15x
Shares Out
76.5M
Financials (TTM)
Revenue
$4.44B
Net Income
$702.4M
EBITDA
$1.06B
Free Cash Flow
$978.1M
Op Cash Flow
$1.03B
EPS Basic
$9.20
EPS Diluted
$9.13
EPS Forward
$12.27
Gross Margin
54.4%
Op Margin
20.2%
Net Margin
15.8%
Balance Sheet
Total Assets
$73.09B
Total Liab.
$65.40B
Total Equity
$7.69B
Cash
$952.5M
LT Debt
$474.2M
Book Value/Sh
$101.34
Debt/Equity
0.49x
Current Ratio
0.01
Quick Ratio
0.01
Returns & Growth
ROE
9.1%
ROA
1.0%
ROIC
-1.2%
Rev Growth YoY
+68.5%
EPS Growth YoY
+1.7%
Price Returns
2W
+3.2%
1M
+4.0%
3M
+13.3%
6M
+18.2%
12M
+27.3%
Technicals
52W High
$135.37
52W Low
$99.49
50d MA
$127.95
200d MA
$119.96
RSI (14)
53.90
ATR (14)
$3.64
Beta
0.77
Avg Volume
628K
Dividends
Div Rate
$1.79
Div Yield
1.4%
Frequency
4
Ex-Div Date
Mar 10, 2026
Analyst Price Targets
Consensus
$152.40
High
$170.00
Low
$142.00
Median
$150.00
Data updated apr 27, 2026 6:45am
· Source: financialmodelingprep.com