UMBF

UMB Financial Corporation NASDAQ

Financial Services ·Banks - Regional ·US · umb.com

$131.06

Mkt Cap $10.0B

52w Low $98.16 86.7% of range 52w High $136.11

50d MA $117.53 200d MA $117.27

P/E (TTM) 14.1x

EV/EBITDA 10.9x

P/B 1.3x

Debt/Equity 0.5x

ROE 9.1%

P/FCF 8.9x

RSI (14) —

ATR (14) —

Beta 0.77

50d MA $117.53

200d MA $117.27

Avg Volume 608.4K

About

UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, accounts receivable financing, … UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers asset management and healthcare service provided to institutional client; and fund administration and accounting, investor service and transfer agency, marketing and distribution, custody, alternative investment service, fixed income sale, trading and underwriting, and corporate trust and escrow service, as well as institutional custody service. This segment also provides healthcare payment solution includes custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrator, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, and small business loan, as well as internet banking, ATM network, private banking, brokerage and insurance service, and advisory and trust service. It operates through a network of branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. The company was founded in 1913 and is headquartered in Kansas City, Missouri.

Recent Earnings

Date	Time	Est	Rptd	Surp	Base	Gap%	D1%	D2%	D3%	D4%	D5%	Guide ▲★
Apr 28, 2026	AMC	2.82	3.41	+20.9%	125.35	+2.0%	-0.9%	+0.7%	+3.1%	+3.2%	+3.5%	—
Jan 27, 2026	AMC	2.71	3.08	+13.7%	124.86	-2.9%	-0.2%	+1.9%	+1.8%	+2.6%	+2.5%	—
Oct 28, 2025	AMC	2.50	2.70	+8.0%	112.29	+0.0%	-3.2%	-4.2%	-4.8%	-4.4%	-5.4%	—
Jul 29, 2025	AMC	2.37	2.96	+24.9%	109.20	+2.0%	+1.5%	+0.7%	-0.7%	+1.2%	+1.9%	—
Apr 29, 2025	AMC	2.19	2.58	+17.8%	97.82	-7.0%	-3.3%	-0.0%	+2.6%	+3.3%	+2.3%	—
Jan 28, 2025	AMC	2.25	2.49	+10.7%	121.62	-1.3%	+0.8%	-1.1%	-3.1%	-6.9%	-5.8%	—
Oct 29, 2024	AMC	2.20	2.19	-0.5%	106.66	+0.6%	+4.2%	+2.9%	+1.5%	+1.2%	+4.1%	—
Jul 30, 2024	AMC	2.01	2.07	+3.0%	99.05	+4.0%	+3.0%	-1.3%	-5.6%	-8.6%	-6.9%	—
Apr 29, 2024	AMC	1.76	2.25	+27.8%	77.75	+2.9%	+2.5%	+2.6%	+5.3%	+6.2%	+5.6%	—
Jan 30, 2024	AMC	1.76	2.29	+30.1%	83.53	-0.9%	-1.2%	-0.1%	-1.6%	-3.8%	-4.8%	—
Oct 24, 2023	AMC	1.77	1.98	+11.9%	61.33	-3.9%	+1.5%	+3.9%	+1.2%	+2.4%	+2.3%	—
Jul 25, 2023	AMC	1.93	1.85	-4.1%	68.86	+3.6%	+5.3%	+1.9%	+2.6%	+3.1%	+0.9%	—

Recent Analyst Ratings

Date	Firm	Action	Grade	Target	Base	Open	Gap%	D1%	D2%	D3%	D4%	D5%
Apr 30	RBC Capital	Maintains	Outperform → Outperform	—	$124.22	$124.19	-0.0%	+1.6%	+4.0%	—	—	—
Apr 30	TD Cowen	Maintains	Buy → Buy	—	$124.22	$124.19	-0.0%	+1.6%	+4.0%	—	—	—
Apr 30	Piper Sandler	Maintains	Overweight → Overweight	—	$124.22	$124.19	-0.0%	+1.6%	+4.0%	—	—	—
Apr 30	Barclays	Maintains	Overweight → Overweight	—	$124.22	$124.19	-0.0%	+1.6%	+4.0%	—	—	—
Mar 31	Morgan Stanley	Maintains	Overweight → Overweight	—	$109.98	$111.66	+1.5%	+2.6%	+4.2%	+4.6%	+4.6%	+5.7%
Mar 23	Truist	Maintains	Buy → Buy	—	$109.04	$112.33	+3.0%	+1.9%	+2.4%	+3.4%	+2.3%	-0.1%
Mar 2	Morgan Stanley	Maintains	Overweight → Overweight	—	$115.88	$114.00	-1.6%	+1.5%	+1.6%	+2.9%	+1.4%	-2.1%
Jan 30	Citigroup	Maintains	Neutral → Neutral	—	$127.27	$127.09	-0.1%	-0.1%	+0.6%	+0.5%	+2.9%	+3.8%
Jan 29	Piper Sandler	Maintains	Overweight → Overweight	—	$124.66	$126.62	+1.6%	+2.1%	+2.0%	+2.7%	+2.6%	+5.1%
Jan 29	Keefe, Bruyette & Woods	Maintains	Outperform → Outperform	—	$124.66	$126.62	+1.6%	+2.1%	+2.0%	+2.7%	+2.6%	+5.1%
Jan 7	TD Cowen	Maintains	Buy → Buy	—	$121.43	$120.94	-0.4%	-1.0%	+1.3%	+0.1%	-2.0%	-2.2%
Nov 6	RBC Capital	Upgrade	Sector Perform → Outperform	—	$107.16	$107.52	+0.3%	-0.1%	+1.7%	+2.9%	+2.5%	+2.5%
Oct 30	TD Cowen	Maintains	Buy → Buy	—	$108.68	$108.15	-0.5%	-1.1%	-1.7%	-1.3%	-2.2%	-1.4%
Oct 30	Raymond James	Maintains	Strong Buy → Strong Buy	—	$108.68	$108.15	-0.5%	-1.1%	-1.7%	-1.3%	-2.2%	-1.4%
Oct 30	Piper Sandler	Maintains	Overweight → Overweight	—	$108.68	$108.15	-0.5%	-1.1%	-1.7%	-1.3%	-2.2%	-1.4%
Oct 10	RBC Capital	Maintains	Sector Perform → Sector Perform	—	$118.67	$119.28	+0.5%	-4.8%	-2.1%	-0.2%	-2.0%	-9.5%
Sep 29	Wells Fargo	Maintains	Equal Weight → Equal Weight	—	$119.43	$120.49	+0.9%	-0.8%	-0.9%	-0.9%	-0.9%	+0.1%
Sep 29	Morgan Stanley	Maintains	Overweight → Overweight	—	$119.43	$120.49	+0.9%	-0.8%	-0.9%	-0.9%	-0.9%	+0.1%
Sep 8	Truist	Maintains	Buy → Buy	—	$124.47	$125.39	+0.7%	+0.9%	-1.7%	-2.0%	-2.2%	-3.1%
Aug 1	Wells Fargo	Maintains	Equal Weight → Equal Weight	—	$109.99	$108.41	-1.4%	-1.5%	+0.5%	+1.2%	+0.0%	-1.3%
Jul 31	RBC Capital	Maintains	Sector Perform → Sector Perform	—	$110.80	$110.42	-0.3%	-0.7%	-2.2%	-0.2%	+0.4%	-0.7%
Jul 31	Raymond James	Maintains	Strong Buy → Strong Buy	—	$110.80	$110.42	-0.3%	-0.7%	-2.2%	-0.2%	+0.4%	-0.7%
Jul 31	Barclays	Maintains	Overweight → Overweight	—	$110.80	$110.42	-0.3%	-0.7%	-2.2%	-0.2%	+0.4%	-0.7%
Jul 31	Piper Sandler	Maintains	Overweight → Overweight	—	$110.80	$110.42	-0.3%	-0.7%	-2.2%	-0.2%	+0.4%	-0.7%
Jul 11	Truist	Maintains	Buy → Buy	—	$111.46	$110.55	-0.8%	-1.1%	+0.6%	-4.1%	-2.7%	-1.8%
Jul 10	Wells Fargo	Maintains	Equal Weight → Equal Weight	—	$110.69	$110.46	-0.2%	+0.7%	-0.4%	+1.3%	-3.5%	-2.0%
Jul 8	Barclays	Maintains	Overweight → Overweight	—	$108.96	$109.75	+0.7%	+1.1%	+1.6%	+2.3%	+1.1%	+2.9%
Jun 13	Piper Sandler	Maintains	Overweight → Overweight	—	$103.11	$102.29	-0.8%	-2.3%	-2.3%	-4.3%	-3.5%	-2.4%
May 2	Piper Sandler	Maintains	Overweight → Overweight	—	$97.78	$99.33	+1.6%	+2.6%	+3.3%	+2.4%	+3.6%	+5.9%
May 1	RBC Capital	Maintains	Sector Perform → Sector Perform	—	$94.57	$95.25	+0.7%	+3.4%	+6.1%	+6.8%	+5.8%	+7.2%
May 1	Wells Fargo	Maintains	Equal Weight → Equal Weight	—	$94.57	$95.25	+0.7%	+3.4%	+6.1%	+6.8%	+5.8%	+7.2%
Apr 9	Wells Fargo	Maintains	Equal Weight → Equal Weight	—	$86.59	$85.46	-1.3%	+9.0%	+1.8%	-0.2%	+2.5%	+4.5%
Apr 8	Barclays	Maintains	Overweight → Overweight	—	$86.61	$90.18	+4.1%	-0.0%	+8.9%	+1.8%	-0.2%	+2.5%
Mar 13	Morgan Stanley	Maintains	Overweight → Overweight	—	$98.99	$99.86	+0.9%	-0.8%	+2.5%	+3.0%	+3.4%	+4.6%
Feb 3	Citigroup	Downgrade	Buy → Neutral	—	$117.90	$114.09	-3.2%	-4.0%	-2.8%	-0.4%	-1.3%	-3.2%
Jan 30	RBC Capital	Maintains	Sector Perform → Sector Perform	—	$122.56	$123.69	+0.9%	-1.8%	-3.8%	-7.6%	-6.5%	-4.1%
Jan 30	Piper Sandler	Maintains	Overweight → Overweight	—	$122.56	$123.69	+0.9%	-1.8%	-3.8%	-7.6%	-6.5%	-4.1%
Dec 5	Barclays	Maintains	Overweight → Overweight	—	$127.13	$127.81	+0.5%	-2.4%	-1.7%	-2.7%	-2.3%	-1.7%
Oct 31	Wells Fargo	Maintains	Equal Weight → Equal Weight	—	$111.14	$111.76	+0.6%	-1.3%	-2.6%	-2.9%	-0.1%	+13.1%
Oct 31	Barclays	Maintains	Overweight → Overweight	—	$111.14	$111.76	+0.6%	-1.3%	-2.6%	-2.9%	-0.1%	+13.1%
Aug 1	Barclays	Maintains	Overweight → Overweight	—	$102.02	$102.76	+0.7%	-4.2%	-8.3%	-11.2%	-9.6%	-10.1%
Aug 1	Wells Fargo	Maintains	Equal Weight → Equal Weight	—	$102.02	$102.76	+0.7%	-4.2%	-8.3%	-11.2%	-9.6%	-10.1%
Aug 1	Piper Sandler	Maintains	Overweight → Overweight	—	$102.02	$102.76	+0.7%	-4.2%	-8.3%	-11.2%	-9.6%	-10.1%
Jun 24	Barclays	Maintains	Overweight → Overweight	—	$79.60	$80.35	+0.9%	+3.7%	+1.6%	+2.1%	+3.1%	+4.8%
May 31	Keefe, Bruyette & Woods	Upgrade	Market Perform → Outperform	—	$80.79	$82.39	+2.0%	+2.0%	+0.7%	-0.7%	-0.0%	+0.3%
May 1	Keefe, Bruyette & Woods	Maintains	Market Perform → Market Perform	—	$79.66	$80.60	+1.2%	+0.2%	+2.8%	+3.6%	+3.1%	+3.2%
Apr 30	Wells Fargo	Maintains	Equal Weight → Equal Weight	—	$77.75	$80.00	+2.9%	+2.5%	+2.6%	+5.3%	+6.2%	+5.6%
Apr 30	Keefe, Bruyette & Woods	Maintains	Market Perform → Market Perform	—	$77.75	$80.00	+2.9%	+2.5%	+2.6%	+5.3%	+6.2%	+5.6%
Apr 30	Barclays	Upgrade	Equal Weight → Overweight	—	$77.75	$80.00	+2.9%	+2.5%	+2.6%	+5.3%	+6.2%	+5.6%
Apr 10	Wells Fargo	Maintains	Equal Weight → Equal Weight	—	$84.42	$82.17	-2.7%	-4.4%	-4.3%	-5.2%	-5.5%	-5.9%

Recent Filings

8-K

Unknown — 8-K Filing

A new board member with aviation expertise joined UMB Financial Corporation, potentially bringing operational and risk management experience, though this represents a personnel change rather than strategic company news.

Apr 14

8-K · 5.02 !!! Very High

UMB Financial Corp -- 8-K 5.02: Executive Change

UMB Financial Corp's executive change involves change-in-control agreements, though specific personnel details and agreement terms require reviewing the complete filing documentation.

Feb 10

Data updated apr 27, 2026 6:45am · Source: massive.com