USCB
USCB Financial Holdings, Inc. NASDAQ Listed Jul 23, 2021$19.15
+0.31%
vs $19.09
Mkt Cap $351.4M
52w Low $15.91
67.6% of range
52w High $20.70
50d MA $18.86
200d MA $18.46
P/E (TTM)
14.7x
EV/EBITDA
8.5x
P/B
1.6x
Debt/Equity
0.4x
ROE
12.0%
P/FCF
8.3x
RSI (14)
59.10
ATR (14)
$0.53
Beta
0.59
50d MA
$18.86
200d MA
$18.46
Avg Volume
63.7K
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various banking products and services to small-to-medium sized businesses. The company accepts checking, savings, money market, and time deposit accounts; and certificates of deposit. Its loan products include residential real estate loans; commercial real estate loans; commercial and industrial loans; foreign banks loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers treasury, commercial payments, cash management, and online banking services. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.
2301 NW 87th Avenue · Doral, FL 33172 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 23, 2026 | AMC | 0.48 | 0.47 | -2.1% | 19.47 | +0.1% | -1.8% | -0.7% | +0.1% | -3.1% | -0.9% | — |
| Jan 22, 2026 | AMC | 0.51 | 0.44 | -13.7% | 20.70 | -1.7% | -5.8% | -0.8% | -1.8% | -5.2% | +4.0% | — |
| Oct 23, 2025 | AMC | 0.42 | 0.45 | +7.1% | 16.97 | +1.6% | +1.9% | +0.5% | +1.3% | -1.9% | -0.4% | — |
| Jul 24, 2025 | AMC | 0.38 | 0.40 | +5.3% | 17.18 | +4.5% | +0.8% | +6.9% | -4.1% | -3.7% | -2.7% | — |
| Apr 24, 2025 | AMC | 0.38 | 0.38 | +0.0% | 17.87 | -7.7% | -9.5% | +3.4% | +4.1% | -2.6% | -1.1% | — |
| Mar 14, 2025 | AMC | — | 0.34 | — | 18.24 | +1.0% | -0.2% | +0.7% | +5.5% | -0.7% | -1.8% | — |
| Oct 31, 2024 | AMC | 0.31 | 0.35 | +12.9% | 14.52 | +3.2% | +3.3% | +3.5% | +4.6% | +19.2% | -2.4% | — |
| Jul 25, 2024 | AMC | 0.24 | 0.31 | +29.2% | 15.79 | +5.3% | -2.3% | +5.4% | +1.4% | +1.0% | -7.1% | — |
| Apr 25, 2024 | AMC | 0.21 | 0.23 | +9.5% | 10.25 | +1.0% | +4.7% | +2.2% | +1.5% | +6.1% | +1.1% | — |
| Mar 22, 2024 | AMC | — | 0.14 | — | 11.20 | +0.8% | -0.8% | +0.2% | +1.0% | +1.4% | -2.9% | — |
| Oct 26, 2023 | AMC | 0.20 | 0.19 | -5.0% | 10.48 | -1.7% | -3.5% | +2.9% | +3.3% | -0.2% | +0.9% | — |
| Jul 27, 2023 | AMC | 0.24 | 0.21 | -12.5% | 12.09 | -2.8% | -9.7% | +0.4% | +2.6% | -0.4% | +1.2% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 27 | Hovde Group | Reiterates | Market Perform | $20 | $19.12 | $19.06 | -0.3% | -0.7% | +0.1% | -3.1% | -0.9% | +0.6% |
| Sep 8 | Raymond James | Upgrade | Outperform → Strong Buy | — | $17.43 | $17.94 | +2.9% | -1.0% | +1.4% | -0.6% | +0.3% | -0.4% |
| Sep 8 | Piper Sandler | Maintains | Overweight → Overweight | — | $17.43 | $17.94 | +2.9% | -1.0% | +1.4% | -0.6% | +0.3% | -0.4% |
| Jul 28 | Raymond James | Upgrade | Market Perform → Outperform | — | $17.31 | $17.66 | +2.0% | +6.9% | -4.1% | -3.7% | -2.7% | -2.8% |
| Apr 28 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $16.17 | $16.21 | +0.2% | +3.4% | +4.1% | -2.6% | -1.1% | +2.0% |
| Apr 2 | Raymond James | Downgrade | Outperform → Market Perform | — | $18.63 | $18.25 | -2.0% | -0.9% | -8.0% | +0.1% | -1.1% | -1.9% |
| Nov 4 | Piper Sandler | Upgrade | Neutral → Overweight | — | $15.00 | $15.00 | +0.0% | +3.5% | +4.6% | +19.2% | -2.4% | +3.7% |
| Jul 29 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $15.43 | $15.58 | +1.0% | +5.4% | +1.4% | +1.0% | -7.1% | -2.8% |
| Jan 30 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $12.15 | $12.07 | -0.7% | +0.6% | -0.7% | -1.1% | +0.0% | +1.2% |
| Jan 29 | Raymond James | Maintains | Outperform → Outperform | — | $12.15 | $12.12 | -0.2% | +0.0% | +0.6% | -0.7% | -1.1% | +0.0% |
| Jul 31 | Piper Sandler | Maintains | Neutral → Neutral | — | $10.92 | $10.97 | +0.5% | +0.4% | +2.6% | -0.4% | +1.2% | -2.0% |
| May 2 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $9.34 | $9.34 | +0.0% | -5.1% | +2.1% | -1.5% | +1.9% | -1.5% |
| Apr 6 | Raymond James | Maintains | Outperform → Outperform | — | $9.96 | $9.87 | -0.9% | -0.8% | +0.0% | -1.2% | -1.0% | +0.9% |
| Jan 31 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $12.15 | $12.20 | +0.4% | -1.2% | +5.0% | -0.1% | -1.3% | -3.1% |
| Jan 30 | Raymond James | Maintains | Outperform → Outperform | — | $12.22 | $12.49 | +2.2% | -0.6% | -1.2% | +5.0% | -0.1% | -1.3% |
| Jan 14 | Piper Sandler | Downgrade | Overweight → Neutral | — | $15.03 | $15.03 | +0.0% | -1.9% | -5.6% | +4.2% | -0.1% | -1.7% |
| Nov 1 | Raymond James | Maintains | Outperform → Outperform | — | $12.48 | $12.90 | +3.4% | +4.3% | +1.0% | +0.8% | +3.6% | +0.1% |
| Aug 17 | Piper Sandler | Maintains | Overweight → Overweight | — | $11.18 | $11.21 | +0.3% | +2.9% | +7.8% | -3.2% | +3.2% | +0.9% |
| Aug 17 | Raymond James | Maintains | Outperform → Outperform | — | $11.18 | $11.21 | +0.3% | +2.9% | +7.8% | -3.2% | +3.2% | +0.9% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 8, 2026 | COLLAZO ANDRESOff | EVP, Operations & IT | Sell | 1,000 | $19.00 | $19K | 31,521 | +2.36% | -0.15% |
| May 20, 2026 | DE LA AGUILERA LUISDir/Off | President and CEO | Sell | 36,826 | $18.15 | $668K | 242,945 | +0.43% | +0.00% |
| May 19, 2026 | DE LA AGUILERA LUISDir/Off | President and CEO | Sell | 4,931 | $18.01 | $89K | 242,945 | +0.43% | +0.00% |
| May 18, 2026 | DE LA AGUILERA LUISDir/Off | President and CEO | Sell | 2,485 | $18.06 | $45K | 242,945 | +2.33% | -1.12% |
| May 15, 2026 | DE LA AGUILERA LUISDir/Off | President and CEO | Sell | 805 | $18.05 | $15K | 242,945 | +2.33% | -1.12% |
| May 14, 2026 | ABADIN RAMONDir | — | Sell | 9,000 | $18.21 | $164K | 24,561 | +0.61% | +0.43% |
| May 14, 2026 | DE LA AGUILERA LUISDir/Off | President and CEO | Sell | 22,883 | $18.20 | $416K | 242,945 | +0.61% | +0.43% |
| May 13, 2026 | DE LA AGUILERA LUISDir/Off | President and CEO | Sell | 19,947 | $18.06 | $360K | 242,945 | +0.61% | +0.43% |
| May 13, 2026 | ABADIN RAMONDir | — | Sell | 6,552 | $18.03 | $118K | 24,561 | -2.13% | +0.71% |
| May 11, 2026 | DE LA AGUILERA LUISDir/Off | President and CEO | Sell | 5,279 | $18.27 | $96K | 242,945 | +0.77% | +2.33% |
| May 7, 2026 | DE LA AGUILERA LUISDir/Off | President and CEO | Sell | 10,005 | $18.14 | $181K | 242,945 | +0.44% | +0.61% |
| May 6, 2026 | DE LA AGUILERA LUISDir/Off | President and CEO | Sell | 13,100 | $18.16 | $238K | 242,945 | +2.51% | +0.77% |
| May 5, 2026 | DE LA AGUILERA LUISDir/Off | President and CEO | Sell | 16,895 | $18.12 | $306K | 242,945 | +2.51% | +0.77% |
| May 1, 2026 | WYCOFF W KIRK10% | — | Sell | 12,848 | $18.28 | $235K | 1,813,786 | -0.93% | +2.51% |
| Apr 30, 2026 | WYCOFF W KIRK10% | — | Sell | 37,152 | $18.24 | $678K | 1,826,634 | -0.93% | +2.51% |
8-K
USCB Financial Holdings, Inc. -- 8-K Filing
May 27
8-K · 1.01
!! High
USCB Financial Holdings, Inc. -- 8-K 1.01: Material Agreement
USCB Financial Holdings signed an agreement with Patriot Financial Partners, indicating a potential strategic partnership or transaction that could impact shareholder value and operational strategy.
May 1
8-K · 7.01
! Medium
USCB Financial Holdings, Inc. -- 8-K 7.01: Regulation FD Disclosure
USCB Financial Holdings will host an earnings call on April 24, 2026, to discuss Q1 2026 results, with presentation slides available for investor review.
Apr 23
8-K · 7.01
! Medium
USCB Financial Holdings, Inc. -- 8-K 7.01: Regulation FD Disclosure
USCB Financial Holdings declared a quarterly dividend of $0.125 per share payable June 5, 2026, signaling confidence in earnings stability and commitment to returning capital to shareholders.
Apr 20
8-K
Unknown — 8-K Filing
USCB filed an 8-K indicating a material event occurred; investors should review the full filing details to determine if the news is positive or negative for the stock's valuation.
Apr 8
8-K
USCB Financial Holdings, Inc. -- 8-K Filing
USCB Financial amended its executive employment agreement to extend severance protections for Mr. de la Aguilera to cover terminations without cause occurring over one year after a change in control.
Feb 4
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Patriot Financial Partners Gp Ii, L.p. | 1,856,286 | $34M | — | Mar 2026 |
| 2 | Endeavour Capital Advisors Inc | 1,024,738 | $19M | Reduced | Mar 2026 |
| 3 | Vanguard Capital Management Llc | 487,879 | $9M | New | Mar 2026 |
| 4 | Morgan Stanley | 187,252 | $3M | Added | Dec 2025 |
| 5 | Northern Trust Corp | 119,834 | $2M | Added | Mar 2026 |
| 6 | Elizabeth Park Capital Advisors, Ltd. | 110,599 | $2M | — | Mar 2026 |
| 7 | Banc Funds Co Llc | 95,580 | $2M | Reduced | Dec 2025 |
| 8 | Renaissance Technologies Llc | 91,200 | $2M | Reduced | Mar 2026 |
| 9 | Vanguard Portfolio Management Llc | 68,126 | $1M | New | Mar 2026 |
| 10 | Connor, Clark & Lunn Investment Management Ltd. | 62,112 | $1M | Added | Dec 2025 |
| 11 | Acadian Asset Management Llc | 57,995 | $1M | Added | Mar 2026 |
| 12 | Salzhauer Michael | 52,629 | $976K | Added | Mar 2026 |
| 13 | Bank Of New York Mellon Corp | 48,008 | $890K | Added | Mar 2026 |
| 14 | Arrowstreet Capital, Limited Partnership | 46,530 | $863K | — | Mar 2026 |
| 15 | Bank Of America Corp /de/ | 41,797 | $775K | Added | Mar 2026 |
| 16 | Barclays Plc | 41,304 | $766K | Reduced | Mar 2026 |
| 17 | Daytona Street Capital Llc | 34,728 | $658K | New | Mar 2026 |
| 18 | Citadel Advisors Llc | 26,697 | $495K | Reduced | Mar 2026 |
| 19 | Aqr Capital Management Llc | 22,027 | $408K | Added | Mar 2026 |
| 20 | Nuveen, Llc | 19,796 | $367K | — | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$351.4M
Enterprise Value
$308.3M
P/E (TTM)
14.73x
Forward P/E
9.51x
PEG Ratio
1.78x
P/B
1.63x
P/S
2.31x
P/FCF
8.27x
EV/EBITDA
8.48x
Shares Out
18.3M
Financials (TTM)
Revenue
$152.1M
Net Income
$26.1M
EBITDA
$36.4M
Free Cash Flow
$42.5M
Op Cash Flow
$42.8M
EPS Basic
$1.34
EPS Diluted
$1.30
EPS Forward
$2.01
Gross Margin
58.1%
Op Margin
23.6%
Net Margin
17.2%
Balance Sheet
Total Assets
$2.80B
Total Liab.
$2.59B
Total Equity
$212.4M
Cash
$82.3M
LT Debt
$39.3M
Book Value/Sh
$11.72
Debt/Equity
0.43x
Current Ratio
0.03
Quick Ratio
0.03
Returns & Growth
ROE
12.0%
ROA
0.9%
ROIC
10.5%
Rev Growth YoY
+5.6%
EPS Growth YoY
+7.2%
Price Returns
2W
+1.1%
1M
+1.6%
3M
-2.1%
6M
+4.2%
12M
+12.2%
Technicals
52W High
$20.70
52W Low
$15.91
50d MA
$18.86
200d MA
$18.46
RSI (14)
59.10
ATR (14)
$0.53
Beta
0.59
Avg Volume
64K
Dividends
Div Rate
$0.43
Div Yield
2.4%
Frequency
4
Ex-Div Date
May 15, 2026
Analyst Price Targets
Consensus
$24.00
High
$24.00
Low
$24.00
Median
$24.00
Data updated apr 27, 2026 7:04am
· Source: financialmodelingprep.com