UWMC
UWM Holdings Corporation NYSE Listed May 1, 2020$2.22
-2.63%
vs $2.28
Mkt Cap $469.3M
52w Low $2.22
0.0% of range
52w High $6.91
50d MA $3.19
200d MA $4.66
P/E (TTM)
18.5x
EV/EBITDA
13.3x
P/B
0.3x
Debt/Equity
72.4x
ROE
547.6%
P/FCF
-0.2x
RSI (14)
8.00
ATR (14)
$0.17
Beta
1.98
50d MA
$3.19
200d MA
$4.66
Avg Volume
23.9M
UWM Holdings Corporation engages in the residential mortgage lending business in the United States. The company originates mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.
585 South Boulevard East · Pontiac, MI 48341 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Feb 25, 2026 | BMO | 0.09 | 0.08 | -11.1% | 4.16 | -0.2% | +9.4% | -3.1% | -1.8% | -1.8% | -1.6% | — |
| Nov 6, 2025 | BMO | 0.08 | 0.01 | -86.8% | 5.09 | +0.0% | +3.1% | +3.6% | +0.6% | +0.7% | -6.7% | — |
| Aug 7, 2025 | BMO | 0.06 | 0.16 | +166.7% | 4.50 | +0.0% | +0.4% | +0.4% | +11.5% | +10.5% | -2.0% | — |
| May 6, 2025 | BMO | 0.06 | -0.23 | -483.3% | 4.07 | +1.5% | +0.2% | +3.2% | +0.5% | +0.5% | -0.2% | — |
| Feb 26, 2025 | BMO | 0.07 | 0.08 | +20.7% | 6.20 | -1.0% | -1.9% | +3.3% | +4.6% | -2.4% | +0.5% | — |
| Nov 7, 2024 | BMO | 0.08 | 0.01 | -87.3% | 6.16 | -0.3% | +1.1% | -0.6% | -2.7% | -2.0% | -2.7% | — |
| Aug 6, 2024 | BMO | 0.07 | 0.04 | -40.0% | 8.50 | +1.2% | -3.9% | +3.7% | -0.7% | -1.9% | +6.9% | — |
| May 9, 2024 | BMO | 0.06 | 0.09 | +50.0% | 7.51 | -0.4% | -5.5% | -2.1% | +5.8% | +0.4% | -2.2% | — |
| Feb 28, 2024 | BMO | -0.03 | -0.23 | -654.1% | 6.37 | +0.5% | +0.2% | +3.0% | -2.6% | -0.6% | +2.0% | — |
| Nov 8, 2023 | BMO | 0.05 | 0.29 | +480.0% | 5.80 | -0.9% | -8.6% | +2.3% | +0.2% | +6.1% | -0.9% | — |
| Aug 9, 2023 | BMO | 0.05 | 0.11 | +120.0% | 6.64 | +0.2% | -6.5% | -0.6% | -1.8% | -1.2% | -2.8% | — |
| May 10, 2023 | BMO | -0.02 | -0.07 | -308.5% | 4.78 | +0.0% | +1.5% | +1.4% | +5.1% | -1.7% | +0.2% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 24 | Stephens | Initiates | Equal-Weight | $4 | $3.67 | $3.64 | -0.8% | +3.0% | -0.8% | -2.7% | -4.9% | +2.0% |
| Apr 10 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $3.92 | $3.90 | -0.5% | -5.9% | +1.1% | -0.3% | +2.4% | -1.6% |
| Apr 6 | Barclays | Maintains | Overweight → Overweight | — | $3.72 | $3.74 | +0.5% | +0.8% | -3.5% | +8.0% | +0.3% | -5.9% |
| Mar 10 | BTIG | Maintains | Buy → Buy | — | $3.89 | $4.09 | +5.1% | +3.9% | -3.2% | -4.3% | -2.1% | -0.8% |
| Feb 27 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $4.55 | $4.48 | -1.5% | -3.1% | -1.8% | -1.8% | -1.6% | -3.6% |
| Feb 26 | Barclays | Maintains | Overweight → Overweight | — | $4.16 | $4.15 | -0.2% | +9.4% | -3.1% | -1.8% | -1.8% | -1.6% |
| Dec 18 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $4.85 | $4.82 | -0.6% | +0.0% | +0.4% | +0.0% | -4.9% | +0.4% |
| Nov 12 | UBS | Maintains | Neutral → Neutral | — | $5.47 | $5.52 | +0.9% | +0.7% | -6.7% | -0.8% | -3.9% | +1.2% |
| Oct 10 | UBS | Maintains | Neutral → Neutral | — | $5.29 | $5.39 | +1.9% | +1.1% | -0.9% | +2.6% | -2.2% | -0.8% |
| Oct 6 | Barclays | Maintains | Overweight → Overweight | — | $5.98 | $5.98 | +0.0% | -6.4% | -4.5% | +0.9% | -2.0% | +1.1% |
| Sep 29 | Morgan Stanley | Downgrade | Overweight → Equal Weight | — | $6.24 | $6.20 | -0.6% | -0.3% | -2.1% | +2.8% | -3.0% | -1.5% |
| Sep 22 | BTIG | Maintains | Buy → Buy | — | $6.40 | $6.31 | -1.4% | -1.2% | +1.3% | +0.6% | -3.3% | +0.2% |
| Jul 10 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $4.26 | $4.13 | -3.1% | -2.6% | +0.0% | +1.9% | -1.2% | +0.7% |
| Jul 8 | Barclays | Upgrade | Equal Weight → Overweight | — | $3.99 | $4.06 | +1.8% | +4.0% | +2.7% | -2.6% | +0.0% | +1.9% |
| Jul 2 | Goldman Sachs | Maintains | Neutral → Neutral | — | $4.30 | $4.31 | +0.2% | -0.2% | -0.7% | -6.3% | +4.0% | +2.7% |
| May 7 | Goldman Sachs | Maintains | Neutral → Neutral | — | $4.07 | $4.13 | +1.5% | +0.2% | +3.2% | +0.5% | +0.5% | -0.2% |
| May 7 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $4.07 | $4.13 | +1.5% | +0.2% | +3.2% | +0.5% | +0.5% | -0.2% |
| Apr 16 | UBS | Upgrade | Sell → Neutral | — | $4.59 | $4.57 | -0.4% | -0.9% | -0.4% | -2.6% | +1.8% | -1.6% |
| Mar 3 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $6.28 | $6.44 | +2.5% | +4.6% | -2.4% | +0.5% | -3.3% | +2.6% |
| Mar 3 | Wedbush | Maintains | Neutral → Neutral | — | $6.28 | $6.44 | +2.5% | +4.6% | -2.4% | +0.5% | -3.3% | +2.6% |
| Feb 25 | Citizens Capital Markets | Maintains | Market Perform → Market Perform | — | $6.44 | $6.50 | +0.9% | +2.2% | -5.8% | -1.9% | +3.3% | +4.6% |
| Jan 3 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $5.64 | $5.62 | -0.4% | +2.3% | -1.2% | -2.3% | +2.0% | -3.9% |
| Dec 19 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $5.74 | $5.68 | -1.0% | -1.6% | +4.1% | -2.4% | +0.3% | +1.4% |
| Dec 10 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $6.28 | $6.23 | -0.8% | -2.4% | +3.1% | -1.1% | -3.7% | -0.8% |
| Nov 14 | Goldman Sachs | Maintains | Neutral → Neutral | — | $5.90 | $5.90 | +0.0% | -2.7% | +1.6% | +1.4% | +5.6% | -2.7% |
| Oct 8 | Barclays | Upgrade | Underweight → Equal Weight | — | $7.36 | $7.53 | +2.3% | -0.4% | +0.0% | -1.0% | +1.7% | +0.3% |
| Sep 5 | UBS | Maintains | Sell → Sell | — | $9.26 | $9.20 | -0.6% | -3.5% | -1.7% | +0.3% | +0.5% | +1.0% |
| Aug 8 | Goldman Sachs | Maintains | Neutral → Neutral | — | $8.17 | $8.26 | +1.1% | +3.7% | -0.7% | -1.9% | +6.9% | +5.3% |
| Aug 7 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $8.50 | $8.60 | +1.2% | -3.9% | +3.7% | -0.7% | -1.9% | +6.9% |
| Aug 7 | Wedbush | Maintains | Neutral → Neutral | — | $8.50 | $8.60 | +1.2% | -3.9% | +3.7% | -0.7% | -1.9% | +6.9% |
| Aug 6 | BTIG | Maintains | Buy → Buy | — | $8.74 | $8.26 | -5.5% | -2.7% | -3.9% | +3.7% | -0.7% | -1.9% |
| Jul 9 | Barclays | Maintains | Underweight → Underweight | — | $6.62 | $6.62 | +0.0% | +3.6% | +3.4% | +5.2% | +2.7% | +3.0% |
| May 17 | Wedbush | Maintains | Neutral → Neutral | — | $7.22 | $7.19 | -0.4% | -1.0% | +0.0% | +0.4% | -2.2% | -1.0% |
| May 10 | Wedbush | Maintains | Neutral → Neutral | — | $7.51 | $7.48 | -0.4% | -5.5% | -2.1% | +5.8% | +0.4% | -2.2% |
| May 10 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $7.51 | $7.48 | -0.4% | -5.5% | -2.1% | +5.8% | +0.4% | -2.2% |
| Apr 9 | Keefe, Bruyette & Woods | Upgrade | Underperform → Market Perform | — | $6.33 | $6.41 | +1.3% | +6.8% | -7.4% | +1.9% | -1.6% | -3.3% |
| Oct 5 | BTIG | Upgrade | Neutral → Buy | — | $4.67 | $4.78 | +2.4% | +7.9% | -2.2% | +2.2% | +2.2% | +0.4% |
| Oct 3 | Goldman Sachs | Maintains | Neutral → Neutral | — | $4.84 | $4.76 | -1.7% | -4.8% | +1.3% | +7.9% | -2.2% | +2.2% |
| Aug 30 | UBS | Maintains | Neutral → Neutral | — | $5.71 | $5.72 | +0.2% | +2.6% | +1.7% | -1.2% | -4.9% | -2.7% |
| Aug 10 | Goldman Sachs | Maintains | Neutral → Neutral | — | $6.64 | $6.65 | +0.2% | -6.5% | -0.6% | -1.8% | -1.2% | -2.8% |
| Aug 10 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $6.64 | $6.65 | +0.2% | -6.5% | -0.6% | -1.8% | -1.2% | -2.8% |
| Aug 10 | Wedbush | Maintains | Neutral → Neutral | — | $6.64 | $6.65 | +0.2% | -6.5% | -0.6% | -1.8% | -1.2% | -2.8% |
| Aug 8 | JMP Securities | Downgrade | Market Outperform → Market Perform | — | $6.84 | $6.55 | -4.2% | -7.7% | +5.2% | -6.5% | -0.6% | -1.8% |
| May 26 | Jefferies | Upgrade | Hold → Buy | — | $4.88 | $5.18 | +6.1% | +5.3% | +1.4% | -1.5% | +1.4% | -0.2% |
| May 12 | Credit Suisse | Maintains | Underperform → Underperform | — | $4.85 | $4.82 | -0.6% | +1.4% | +5.1% | -1.7% | +0.2% | +0.8% |
| May 11 | Barclays | Maintains | Underweight → Underweight | — | $4.78 | $4.78 | +0.0% | +1.5% | +1.4% | +5.1% | -1.7% | +0.2% |
| May 11 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $4.78 | $4.78 | +0.0% | +1.5% | +1.4% | +5.1% | -1.7% | +0.2% |
| May 11 | Goldman Sachs | Maintains | Neutral → Neutral | — | $4.78 | $4.78 | +0.0% | +1.5% | +1.4% | +5.1% | -1.7% | +0.2% |
| Apr 28 | JMP Securities | Maintains | Outperform → Outperform | — | $5.83 | $5.87 | +0.7% | +2.9% | -0.8% | -2.2% | +0.3% | -1.5% |
| Mar 2 | Keefe, Bruyette & Woods | Upgrade | Underperform → Market Perform | — | $4.60 | $4.69 | +2.0% | +4.3% | +0.4% | -1.2% | -2.7% | +1.7% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| May 6, 2026 | Mat IshbiaDir/Off | President and CEO | Sell | 1,003,333 | $3.66 | $3.7M | 1,992,421 | -3.15% | -4.62% |
| May 5, 2026 | Mat IshbiaDir/Off | President and CEO | Sell | 1,003,333 | $3.45 | $3.5M | 2,995,754 | -3.15% | -4.62% |
| May 4, 2026 | Mat IshbiaDir/Off | President and CEO | Sell | 1,003,333 | $3.57 | $3.6M | 3,999,087 | -3.11% | -1.48% |
| May 1, 2026 | Mat IshbiaDir/Off | President and CEO | Sell | 1,001,024 | $3.62 | $3.6M | 5,002,420 | -3.11% | -1.48% |
| Apr 30, 2026 | Mat IshbiaDir/Off | President and CEO | Sell | 934,061 | $3.53 | $3.3M | 2,397,672 | -3.11% | -1.48% |
| Apr 29, 2026 | Mat IshbiaDir/Off | President and CEO | Sell | 1,000,574 | $3.50 | $3.5M | 3,331,733 | +2.02% | +1.75% |
| Apr 28, 2026 | Mat IshbiaDir/Off | President and CEO | Sell | 986,644 | $3.66 | $3.6M | 4,332,307 | +2.02% | +1.75% |
| Apr 27, 2026 | Mat IshbiaDir/Off | President and CEO | Sell | 1,000,574 | $3.78 | $3.8M | 5,318,951 | -2.67% | -3.28% |
| Apr 24, 2026 | Mat IshbiaDir/Off | President and CEO | Sell | 1,000,574 | $3.75 | $3.8M | 6,319,525 | -2.67% | -3.28% |
| Apr 23, 2026 | Mat IshbiaDir/Off | President and CEO | Sell | 1,000,574 | $3.65 | $3.7M | 7,320,099 | -2.67% | -3.28% |
8-K
UWM Holdings Corporation -- 8-K Filing
UWM Holdings' shareholders ratified Deloitte Touche LLP as the independent auditor for fiscal 2026, confirming the company's external accounting oversight.
Jun 3
8-K · 8.01
!! High
Two Harbors Investment Corp -- 8-K 8.01: Material Event / Announcement
May 15
8-K · 7.01
! Medium
UWM Holdings Corporation -- 8-K 7.01: Regulation FD Disclosure
May 12
8-K · 7.01
! Medium
UWM Holdings Corporation -- 8-K 7.01: Regulation FD Disclosure
UWM Holdings increased its acquisition offer for Two Harbors Investment Corp., signaling potential merger progress though valuation details remain undisclosed in this regulatory disclosure.
May 1
8-K · 8.01
!! High
Unknown — 8-K 8.01: Material Event / Announcement
This generic forward-looking statement disclosure suggests UWMC lacks specific material news to announce, making the 8-K a routine filing that won't directly impact stock price movement.
Mar 23
8-K · 8.01
!! High
Unknown — 8-K 8.01: Material Event / Announcement
UWMC's proposed merger faces significant execution risk with uncertain timing and multiple closing conditions, potentially delaying shareholder value realization and warranting caution until definitive terms clarify.
Mar 19
8-K · 8.01
!! High
Unknown — 8-K 8.01: Material Event / Announcement
UWMC's merger with Two Harbors has cleared SEC approval and stockholder notification, signaling the deal is progressing toward close, which should reduce deal uncertainty and unlock combined operational synergies for shareholders.
Mar 16
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
UWMC's forward-looking statements acknowledge substantial execution and market risks, signaling management uncertainty about mortgage origination volumes amid potential rate volatility and economic headwinds.
Mar 11
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
UWMC's record Q4 origination volume of $49.6B signals strong mortgage market recovery and operational capacity, potentially boosting 2026 earnings and justifying higher valuations for the mortgage REIT sector.
Mar 10
8-K · 7.01
! Medium
UWM Holdings Corporation -- 8-K 7.01: Regulation FD Disclosure
UWM's voluntary disclosure under Reg FD suggests management is proactively communicating material information to investors, potentially signaling confidence in recent developments or addressing market concerns about mortgage origination volumes and profitability.
Feb 27
8-K · 7.01
! Medium
UWM Holdings Corporation -- 8-K 7.01: Regulation FD Disclosure
UWM Holdings declared a $0.10 per share cash dividend payable April 9, 2026, to shareholders of record as of March 19, 2026, signaling confidence in cash generation and returning value to investors.
Feb 25
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Fmr Llc | 26,508,262 | $96M | Added | Mar 2026 |
| 2 | Vanguard Capital Management Llc | 11,135,266 | $40M | New | Mar 2026 |
| 3 | Vanguard Portfolio Management Llc | 9,596,819 | $35M | New | Mar 2026 |
| 4 | Two Sigma Investments, Lp | 7,693,464 | $28M | Added | Mar 2026 |
| 5 | Morgan Stanley | 5,765,846 | $25M | Added | Dec 2025 |
| 6 | Bank Of America Corp /de/ | 6,969,809 | $25M | Added | Mar 2026 |
| 7 | Northern Trust Corp | 6,905,186 | $25M | Added | Mar 2026 |
| 8 | Citadel Advisors Llc | 4,184,124 | $15M | Reduced | Mar 2026 |
| 9 | Renaissance Technologies Llc | 3,537,500 | $13M | Reduced | Mar 2026 |
| 10 | Tudor Investment Corp | 3,529,034 | $13M | New | Mar 2026 |
| 11 | Platinum Equity, Llc | 2,990,201 | $11M | — | Mar 2026 |
| 12 | Aqr Capital Management Llc | 2,883,645 | $10M | Reduced | Mar 2026 |
| 13 | Alyeska Investment Group, L.p. | 2,855,790 | $10M | Added | Mar 2026 |
| 14 | Bnp Paribas Financial Markets | 2,574,346 | $9M | Reduced | Mar 2026 |
| 15 | D.e. Shaw & Co | 2,390,567 | $9M | Added | Mar 2026 |
| 16 | Invesco Ltd. | 2,389,649 | $9M | Added | Mar 2026 |
| 17 | Susquehanna International Group, Llp | 2,310,785 | $8M | Added | Mar 2026 |
| 18 | Millennium Management | 2,260,648 | $8M | Reduced | Mar 2026 |
| 19 | Jane Street Group, Llc | 1,826,189 | $8M | New | Dec 2025 |
| 20 | Karl Kapital Llc | 2,012,105 | $7M | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$469.3M
Enterprise Value
$11.09B
P/E (TTM)
18.50x
Forward P/E
5.26x
PEG Ratio
0.00x
P/B
0.29x
P/S
0.15x
P/FCF
-0.17x
EV/EBITDA
13.33x
Shares Out
211.4M
Financials (TTM)
Revenue
$3.16B
Net Income
$27.4M
EBITDA
$831.7M
Free Cash Flow
-$2.72B
Op Cash Flow
-$2.65B
EPS Basic
$0.13
EPS Diluted
$0.12
EPS Forward
$0.42
Gross Margin
85.6%
Op Margin
58.0%
Net Margin
0.9%
Balance Sheet
Total Assets
$16.93B
Total Liab.
$15.34B
Total Equity
$1.59B
Cash
$503.4M
LT Debt
$11.12B
Book Value/Sh
$7.54
Debt/Equity
72.37x
Current Ratio
0.67
Quick Ratio
0.67
Returns & Growth
ROE
547.6%
ROA
0.2%
ROIC
10.5%
Rev Growth YoY
+65.8%
EPS Growth YoY
—
Price Returns
2W
+1.0%
1M
-13.6%
3M
-30.6%
6M
-47.7%
12M
-28.8%
Technicals
52W High
$6.91
52W Low
$2.22
50d MA
$3.19
200d MA
$4.66
RSI (14)
8.00
ATR (14)
$0.17
Beta
1.98
Avg Volume
23.9M
Dividends
Div Rate
$3.39
Div Yield
92.6%
Frequency
4
Ex-Div Date
Mar 19, 2026
Analyst Price Targets
Consensus
$5.98
High
$8.50
Low
$4.40
Median
$5.50
Data updated apr 27, 2026 7:16am
· Source: financialmodelingprep.com