VEL
Velocity Financial, Inc. NYSE Listed Jan 17, 2020$17.54
-0.34%
vs $17.60
Mkt Cap $669.6M
52w Low $16.33
27.3% of range
52w High $20.76
50d MA $18.23
200d MA $18.65
P/E (TTM)
6.4x
EV/EBITDA
13.3x
P/B
1.0x
Debt/Equity
9.7x
ROE
5.2%
P/FCF
37.5x
RSI (14)
50.90
ATR (14)
$0.43
Beta
0.76
50d MA
$18.23
200d MA
$18.65
Avg Volume
88.0K
Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.
30699 Russell Ranch Road · Westlake Village, CA 91362 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 6, 2026 | AMC | 0.64 | 0.68 | +6.2% | 19.57 | +2.7% | -6.5% | -0.3% | -5.9% | +1.4% | -0.2% | — |
| Mar 11, 2026 | AMC | 0.67 | 0.93 | +38.8% | 18.26 | +5.1% | -2.6% | -2.1% | -1.0% | +2.8% | -2.7% | — |
| Nov 6, 2025 | AMC | 0.67 | 0.69 | +3.0% | 18.74 | +4.8% | +0.9% | -2.5% | +0.9% | -1.2% | +0.1% | — |
| Aug 7, 2025 | AMC | 0.54 | 0.73 | +34.4% | 16.33 | +5.2% | +7.7% | +1.8% | +5.3% | +0.6% | +0.2% | — |
| May 1, 2025 | AMC | 0.52 | 0.55 | +5.8% | 17.85 | -4.5% | -4.1% | -1.1% | -0.5% | -0.8% | -0.4% | — |
| Mar 6, 2025 | AMC | 0.48 | 0.60 | +25.0% | 18.88 | +6.0% | +8.5% | -2.5% | -1.0% | -0.4% | -1.1% | — |
| Nov 7, 2024 | AMC | 0.48 | 0.47 | -2.1% | 19.49 | +1.4% | +1.7% | +1.3% | +1.6% | -1.4% | -0.7% | — |
| Aug 1, 2024 | AMC | 0.41 | 0.45 | +9.8% | 18.65 | -0.3% | -0.1% | -1.1% | +0.2% | -1.0% | +0.5% | — |
| May 2, 2024 | AMC | 0.39 | 0.51 | +30.8% | 17.34 | +2.0% | -0.1% | +1.6% | +0.6% | +1.2% | +1.3% | — |
| Mar 7, 2024 | AMC | 0.38 | 0.46 | +21.1% | 16.08 | +5.7% | +4.0% | +1.8% | -1.5% | +0.3% | +2.4% | — |
| Nov 2, 2023 | AMC | 0.35 | 0.37 | +5.7% | 11.51 | +3.3% | +11.7% | -2.3% | +2.5% | +2.6% | +3.9% | — |
| Aug 3, 2023 | AMC | 0.33 | 0.38 | +15.2% | 12.06 | +6.1% | +7.8% | +1.8% | +9.5% | -4.4% | +0.5% | — |
| May 4, 2023 | AMC | 0.29 | 0.33 | +13.8% | 8.55 | +6.6% | +5.1% | -1.1% | +0.8% | -0.4% | -0.9% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mar 17 | BTIG | Maintains | Buy → Buy | — | $17.23 | $17.56 | +1.9% | +2.8% | -2.7% | +1.0% | -0.9% | +1.7% |
| Nov 21 | BTIG | Maintains | Buy → Buy | — | $18.43 | $18.46 | +0.2% | -0.4% | +0.3% | +2.8% | +2.6% | -0.5% |
| Nov 7 | Citizens | Maintains | Market Outperform → Market Outperform | — | $18.74 | $19.64 | +4.8% | +0.9% | -2.5% | +0.9% | -1.2% | +0.1% |
| Jun 10 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $17.92 | $18.00 | +0.4% | +6.2% | +0.6% | +0.3% | +0.1% | -1.2% |
| Mar 7 | Citizens Capital Markets | Maintains | Market Outperform → Market Outperform | — | $18.88 | $20.02 | +6.0% | +8.5% | -2.5% | -1.0% | -0.4% | -1.1% |
| Nov 12 | BTIG | Maintains | Buy → Buy | — | $20.07 | $20.37 | +1.5% | +1.6% | -1.4% | -0.7% | -0.2% | +0.7% |
| Sep 20 | Wells Fargo | Downgrade | Overweight → Underweight | — | $20.07 | $19.72 | -1.7% | -2.5% | +1.7% | -1.7% | +0.3% | -0.4% |
| Sep 16 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $19.52 | $19.67 | +0.8% | +0.6% | +0.2% | +0.6% | +1.4% | -2.5% |
| Aug 2 | BTIG | Maintains | Buy → Buy | — | $18.65 | $18.59 | -0.3% | -0.1% | -1.1% | +0.2% | -1.0% | +0.5% |
| Aug 2 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $18.65 | $18.59 | -0.3% | -0.1% | -1.1% | +0.2% | -1.0% | +0.5% |
| May 30 | Raymond James | Maintains | Outperform → Outperform | — | $17.68 | $17.50 | -1.0% | +2.2% | +2.4% | -0.5% | +0.7% | +0.8% |
| Apr 30 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $16.73 | $16.86 | +0.8% | +2.5% | +0.0% | +1.1% | -0.1% | +1.6% |
| Mar 15 | Raymond James | Maintains | Outperform → Outperform | — | $17.23 | $16.85 | -2.2% | +0.4% | +5.4% | -3.5% | +0.7% | +4.3% |
| Mar 11 | BTIG | Maintains | Buy → Buy | — | $16.73 | $17.09 | +2.2% | +1.8% | -1.5% | +0.3% | +2.4% | +0.4% |
| Mar 11 | Citigroup | Maintains | Neutral → Neutral | — | $16.73 | $17.09 | +2.2% | +1.8% | -1.5% | +0.3% | +2.4% | +0.4% |
| Mar 8 | Wells Fargo | Maintains | Overweight → Overweight | — | $16.08 | $17.00 | +5.7% | +4.0% | +1.8% | -1.5% | +0.3% | +2.4% |
| Mar 8 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $16.08 | $17.00 | +5.7% | +4.0% | +1.8% | -1.5% | +0.3% | +2.4% |
| Dec 12 | BTIG | Maintains | Buy → Buy | — | $15.00 | $15.23 | +1.5% | +1.0% | +7.9% | +3.6% | -6.4% | -0.4% |
| Oct 6 | Citigroup | Maintains | Neutral → Neutral | — | $11.34 | $11.38 | +0.4% | +1.9% | -4.7% | +2.1% | +0.4% | -1.1% |
| Aug 8 | Raymond James | Maintains | Outperform → Outperform | — | $13.23 | $13.47 | +1.8% | +9.5% | -4.4% | +0.5% | -2.2% | -1.7% |
| Aug 4 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $12.06 | $12.80 | +6.1% | +7.8% | +1.8% | +9.5% | -4.4% | +0.5% |
| Jul 10 | Citigroup | Maintains | Neutral → Neutral | — | $11.28 | $11.21 | -0.6% | +6.4% | -1.3% | +0.0% | +0.6% | -0.6% |
| Oct 13 | Citigroup | Downgrade | Buy → Neutral | — | $10.76 | $10.22 | -5.0% | +1.6% | -4.6% | +2.7% | +2.5% | -7.6% |
| Aug 8 | Wells Fargo | Maintains | Overweight → Overweight | — | $11.64 | $11.98 | +2.9% | +0.3% | -1.7% | +4.8% | -1.7% | +4.1% |
| May 13 | Citigroup | Maintains | Buy → Buy | — | $10.36 | $10.49 | +1.3% | +4.4% | -1.2% | +0.2% | -7.5% | -7.9% |
| Mar 11 | Wells Fargo | Maintains | Overweight → Overweight | — | $11.57 | $11.54 | -0.3% | -3.0% | -2.0% | -3.6% | +4.7% | +0.8% |
| Aug 10 | Raymond James | Maintains | Outperform → Outperform | — | $12.87 | $12.99 | +0.9% | +1.3% | +2.2% | -0.3% | -2.6% | +0.7% |
| Aug 6 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $12.20 | $13.42 | +10.0% | +8.7% | -2.9% | +1.3% | +2.2% | -0.3% |
| May 7 | Raymond James | Maintains | Outperform → Outperform | — | $9.15 | $9.12 | -0.3% | +36.6% | -12.0% | +3.3% | -0.1% | -0.4% |
| Mar 18 | Raymond James | Maintains | Outperform → Outperform | — | $9.01 | $9.11 | +1.1% | -0.1% | +3.3% | -3.2% | -2.1% | +1.2% |
| Mar 17 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $8.70 | $9.39 | +7.9% | +3.6% | -0.1% | +3.3% | -3.2% | -2.1% |
| Mar 17 | Wells Fargo | Maintains | Overweight → Overweight | — | $8.70 | $9.39 | +7.9% | +3.6% | -0.1% | +3.3% | -3.2% | -2.1% |
| Nov 12 | Raymond James | Maintains | Outperform → Outperform | — | $5.30 | $5.30 | +0.0% | -0.9% | +9.0% | +2.8% | +8.2% | -3.6% |
| Aug 13 | Raymond James | Maintains | Outperform → Outperform | — | $3.92 | $3.70 | -5.6% | +9.9% | -4.9% | +7.6% | -8.2% | +0.7% |
| May 8 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $3.16 | $3.24 | +2.5% | -3.8% | +3.3% | -5.7% | -2.0% | -6.6% |
| Apr 20 | Raymond James | Maintains | Outperform → Outperform | — | $3.10 | $3.55 | +14.5% | +10.0% | -7.6% | +0.3% | -0.6% | -1.6% |
| Apr 15 | Citigroup | Maintains | Buy → Buy | — | $3.45 | $3.45 | +0.0% | -4.6% | -4.3% | -1.6% | +10.0% | -7.6% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| May 1, 2026 | Szczepaniak Mark R | Chief Financial Officer | Sell | 1,573 | $19.30 | $30K | 69,973 | +1.05% | -5.92% |
8-K
Velocity Financial, Inc. -- 8-K Filing
May 26
8-K · 7.01
! Medium
Velocity Financial, Inc. -- 8-K 7.01: Regulation FD Disclosure
Velocity Financial posted its Q1 2026 earnings presentation to its investor relations website, providing shareholders with management's financial performance overview and guidance.
May 7
8-K
Unknown — 8-K Filing
Velocity Financial's 69% net income surge and 56% EPS jump, driven by record production and a one-time loan sale gain, signals strong operational momentum but investors should scrutinize whether earnings growth sustains without recurring gains.
Mar 13
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
This Reg FD disclosure contains only standard forward-looking statement disclaimers with no material business updates, suggesting VEL disclosed nothing substantive to investors or the market.
Mar 12
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Snow Phipps Group, Llc | 13,353,103 | $242M | — | Mar 2026 |
| 2 | Beach Point Capital Management Lp | 6,558,512 | $119M | Added | Mar 2026 |
| 3 | Vanguard Capital Management Llc | 480,652 | $9M | New | Mar 2026 |
| 4 | Morgan Stanley | 211,054 | $4M | Added | Dec 2025 |
| 5 | Qube Research & Technologies Ltd | 105,861 | $2M | Reduced | Mar 2026 |
| 6 | D.e. Shaw & Co | 87,734 | $2M | Added | Mar 2026 |
| 7 | Northern Trust Corp | 80,658 | $1M | Added | Mar 2026 |
| 8 | Man Group Plc | 76,382 | $1M | New | Mar 2026 |
| 9 | Vanguard Portfolio Management Llc | 66,743 | $1M | New | Mar 2026 |
| 10 | Arrowstreet Capital, Limited Partnership | 59,232 | $1M | Reduced | Mar 2026 |
| 11 | Aqr Capital Management Llc | 58,906 | $1M | Reduced | Mar 2026 |
| 12 | Tudor Investment Corp | 58,902 | $1M | New | Mar 2026 |
| 13 | Bank Of New York Mellon Corp | 50,869 | $920K | Added | Mar 2026 |
| 14 | Citadel Advisors Llc | 39,071 | $707K | Reduced | Mar 2026 |
| 15 | Bnp Paribas Financial Markets | 39,038 | $706K | Added | Mar 2026 |
| 16 | Jpmorgan Chase & Co | 36,765 | $663K | Added | Mar 2026 |
| 17 | Bank Of America Corp /de/ | 36,303 | $657K | Reduced | Mar 2026 |
| 18 | Quantinno Capital Management Lp | 35,244 | $638K | Added | Mar 2026 |
| 19 | Millennium Management | 33,615 | $608K | Reduced | Mar 2026 |
| 20 | First Trust Advisors Lp | 31,230 | $565K | — | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$669.6M
Enterprise Value
$6.81B
P/E (TTM)
6.38x
Forward P/E
6.33x
PEG Ratio
0.20x
P/B
0.96x
P/S
0.94x
P/FCF
37.45x
EV/EBITDA
13.31x
Shares Out
38.2M
Financials (TTM)
Revenue
$714.4M
Net Income
$105.1M
EBITDA
$511.3M
Free Cash Flow
$17.9M
Op Cash Flow
$18.2M
EPS Basic
$2.81
EPS Diluted
$2.75
EPS Forward
$2.77
Gross Margin
95.3%
Op Margin
71.6%
Net Margin
14.7%
Balance Sheet
Total Assets
$7.38B
Total Liab.
$6.71B
Total Equity
$675.7M
Cash
$92.1M
LT Debt
$6.23B
Book Value/Sh
$18.34
Debt/Equity
9.72x
Current Ratio
0.30
Quick Ratio
0.30
Returns & Growth
ROE
5.2%
ROA
0.5%
ROIC
5057.8%
Rev Growth YoY
+48.0%
EPS Growth YoY
+35.8%
Price Returns
2W
+1.2%
1M
-9.3%
3M
-5.9%
6M
-9.5%
12M
+4.5%
Technicals
52W High
$20.76
52W Low
$16.33
50d MA
$18.23
200d MA
$18.65
RSI (14)
50.90
ATR (14)
$0.43
Beta
0.76
Avg Volume
88K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
$23.00
High
$23.00
Low
$23.00
Median
$23.00
Data updated apr 27, 2026 7:29am
· Source: financialmodelingprep.com