WABC
Westamerica Bancorporation NASDAQ Listed Mar 17, 1980$57.73
-0.05%
vs $57.76
Mkt Cap $1.4B
52w Low $44.93
89.4% of range
52w High $59.25
50d MA $55.17
200d MA $50.85
P/E (TTM)
12.8x
EV/EBITDA
-4.2x
P/B
1.5x
Debt/Equity
0.2x
ROE
12.4%
P/FCF
12.0x
RSI (14)
67.90
ATR (14)
$1.32
Beta
0.56
50d MA
$55.17
200d MA
$50.85
Avg Volume
168.0K
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was incorporated in 1972 and is headquartered in San Rafael, California.
1108 Fifth Avenue · San Rafael, CA 94901 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 16, 2026 | AMC | 1.07 | 1.13 | +5.6% | 53.71 | +2.0% | +0.7% | -2.1% | +1.0% | +0.8% | +1.4% | — |
| Jan 15, 2026 | AMC | 1.07 | 1.12 | +4.7% | 50.90 | -0.5% | -2.0% | +0.0% | +2.6% | +0.2% | -2.7% | — |
| Oct 16, 2025 | AMC | 1.08 | 1.12 | +3.7% | 45.80 | +0.4% | +1.9% | +0.3% | +1.1% | +0.4% | -0.5% | — |
| Jul 17, 2025 | AMC | 1.07 | 1.12 | +4.7% | 50.76 | +0.7% | -1.2% | -1.2% | +0.0% | +0.9% | -2.1% | — |
| Apr 17, 2025 | AMC | 1.11 | 1.16 | +4.5% | 45.97 | +1.1% | -0.2% | +2.8% | +1.2% | +1.4% | -0.4% | — |
| Feb 28, 2025 | AMC | — | 1.19 | — | 52.12 | -0.3% | -0.7% | -3.0% | +0.2% | +1.0% | +0.0% | — |
| Oct 17, 2024 | AMC | 1.24 | 1.27 | +2.4% | 51.92 | +0.8% | -0.2% | -1.2% | +1.1% | +0.0% | +0.3% | — |
| Jul 18, 2024 | AMC | 1.30 | 1.33 | +2.3% | 55.54 | +0.7% | -1.5% | -1.5% | +0.7% | -0.9% | +3.3% | — |
| Apr 18, 2024 | AMC | 1.37 | 1.37 | +0.0% | 45.55 | -0.8% | +2.7% | +1.3% | +0.8% | +0.2% | -1.4% | — |
| Feb 29, 2024 | AMC | — | 1.48 | — | 45.71 | -0.5% | +0.8% | -0.5% | +4.4% | -0.9% | +0.5% | — |
| Oct 19, 2023 | AMC | 1.44 | 1.56 | +8.3% | 44.77 | +0.5% | +2.0% | +0.1% | -0.5% | +0.6% | +3.5% | — |
| Jul 20, 2023 | AMC | 1.39 | 1.51 | +8.6% | 45.93 | +0.4% | +0.5% | +3.4% | +0.9% | +1.0% | +0.1% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 17 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $53.71 | $54.78 | +2.0% | +0.7% | -2.1% | +1.0% | +0.8% | +1.4% |
| Jan 20 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $49.86 | $49.63 | -0.5% | +0.0% | +2.6% | +0.2% | -2.7% | +0.1% |
| Jul 21 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $50.14 | $50.24 | +0.2% | -1.2% | +0.0% | +0.9% | -2.1% | +0.2% |
| Apr 21 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $45.97 | $46.47 | +1.1% | -0.2% | +2.8% | +1.2% | +1.4% | -0.4% |
| Apr 21 | Piper Sandler | Maintains | Neutral → Neutral | — | $45.97 | $46.47 | +1.1% | -0.2% | +2.8% | +1.2% | +1.4% | -0.4% |
| Jul 22 | Maxim Group | Downgrade | Buy → Hold | — | $54.73 | $53.54 | -2.2% | -1.5% | +0.7% | -0.9% | +3.3% | +0.4% |
| Jul 19 | Piper Sandler | Maintains | Neutral → Neutral | — | $55.54 | $55.94 | +0.7% | -1.5% | -1.5% | +0.7% | -0.9% | +3.3% |
| Apr 22 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $46.78 | $46.62 | -0.3% | +1.3% | +0.8% | +0.2% | -1.4% | +0.5% |
| Apr 19 | Piper Sandler | Maintains | Neutral → Neutral | — | $45.55 | $45.19 | -0.8% | +2.7% | +1.3% | +0.8% | +0.2% | -1.4% |
| Jan 19 | Piper Sandler | Maintains | Neutral → Neutral | — | $52.11 | $52.11 | +0.0% | -4.5% | +3.7% | -4.1% | +0.4% | -3.8% |
| Jan 19 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $52.11 | $52.11 | +0.0% | -4.5% | +3.7% | -4.1% | +0.4% | -3.8% |
| Oct 20 | Piper Sandler | Maintains | Neutral → Neutral | — | $44.77 | $45.00 | +0.5% | +2.0% | +0.1% | -0.5% | +0.6% | +3.5% |
| Apr 21 | Piper Sandler | Maintains | Neutral → Neutral | — | $41.16 | $40.96 | -0.5% | -0.5% | +0.1% | -3.5% | +0.2% | +1.2% |
| Apr 6 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $41.19 | $41.35 | +0.4% | +2.4% | -0.9% | -1.1% | -1.4% | +1.0% |
| Jul 17 | Piper Sandler | Maintains | Neutral → Neutral | — | $57.60 | $57.83 | +0.4% | +0.8% | -2.1% | +5.1% | -1.2% | +1.3% |
| Oct 22 | BMO Capital | Maintains | Market Perform → Market Perform | — | $65.23 | $65.80 | +0.9% | +1.0% | +0.5% | -0.5% | -0.0% | +0.1% |
| Dec 18 | BMO Capital | Upgrade | Underperform → Market Perform | — | $55.83 | $56.90 | +1.9% | -1.5% | -4.1% | +0.6% | +0.4% | -0.3% |
| Oct 25 | BMO Capital | Maintains | Underperform → Underperform | — | $54.50 | $54.58 | +0.1% | +3.9% | +1.0% | +1.9% | +0.5% | -0.6% |
| Apr 25 | BMO Capital | Maintains | Underperform → Underperform | — | $57.77 | $57.78 | +0.0% | -1.0% | -0.7% | -0.1% | -1.6% | +0.4% |
| Apr 21 | Keefe, Bruyette & Woods | Upgrade | Underperform → Market Perform | — | $56.83 | $57.51 | +1.2% | +1.0% | +0.7% | -1.4% | +0.7% | -0.6% |
| Apr 21 | Keefe Bruyette & Woods | Upgrade | Underperform → Market Perform | — | $56.83 | $57.51 | +1.2% | +1.0% | +0.7% | -1.4% | +0.7% | -0.6% |
| Jul 25 | Keefe, Bruyette & Woods | Downgrade | Market Perform → Underperform | — | $47.98 | $47.59 | -0.8% | -2.6% | +0.3% | +0.3% | +1.3% | -1.2% |
| Jul 25 | Keefe Bruyette & Woods | Downgrade | Market Perform → Underperform | — | $47.98 | $47.59 | -0.8% | -2.6% | +0.3% | +0.3% | +1.3% | -1.2% |
| May 19 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $47.58 | $47.33 | -0.5% | -2.0% | +0.7% | +0.2% | +2.3% | +0.6% |
| May 19 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $47.58 | $47.33 | -0.5% | -2.0% | +0.7% | +0.2% | +2.3% | +0.6% |
| Feb 17 | Piper Sandler | Downgrade | Hold → Sell | — | $47.32 | $46.74 | -1.2% | -3.1% | -1.8% | +0.4% | +0.7% | -2.5% |
| Feb 17 | Sandler O'Neill | Downgrade | Hold → Sell | — | $47.32 | $46.74 | -1.2% | -3.1% | -1.8% | +0.4% | +0.7% | -2.5% |
| Apr 28 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $43.41 | $43.65 | +0.6% | +1.8% | +0.6% | -2.0% | -0.8% | +1.3% |
| Apr 28 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $43.41 | $43.65 | +0.6% | +1.8% | +0.6% | -2.0% | -0.8% | +1.3% |
| Jan 16 | BMO Capital | Downgrade | Market Perform → Underperform | — | $43.57 | $42.65 | -2.1% | +0.2% | -1.7% | -1.8% | +3.8% | -1.2% |
| Oct 20 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $45.49 | $45.14 | -0.8% | +0.3% | +1.8% | -0.9% | +1.3% | -0.0% |
| Oct 20 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $45.49 | $45.14 | -0.8% | +0.3% | +1.8% | -0.9% | +1.3% | -0.0% |
| Oct 10 | BMO Capital | Upgrade | Underperform → Market Perform | — | $44.96 | $45.26 | +0.7% | +1.2% | -0.1% | +0.5% | -1.4% | +0.9% |
| May 23 | Maxim Group | Maintains | Hold → Hold | — | $44.61 | $44.38 | -0.5% | +0.3% | -0.7% | +2.2% | -0.6% | +0.7% |
| Jan 18 | BMO Capital | Downgrade | Market Perform → Underperform | — | $44.38 | $43.49 | -2.0% | -2.0% | +0.3% | +0.2% | +0.5% | +0.5% |
| Sep 10 | Stifel | Downgrade | Hold → Sell | — | $48.07 | $45.20 | -6.0% | -2.2% | +0.3% | +1.5% | +1.8% | -0.4% |
No insider trades available.
8-K
Westamerica Bancorporation -- 8-K Filing
I cannot provide a meaningful analysis based on this summary, as it only describes the filing format rather than disclosing specific business events or financial impacts relevant to Westamerica Bancorporation investors.
Apr 27
8-K · 8.01
!! High
Westamerica Bancorporation -- 8-K 8.01: Material Event / Announcement
Westamerica Bancorporation issued a press release on April 24, 2026, though the specific announcement details are referenced but not disclosed in this filing summary.
Apr 24
8-K · 8.01
!! High
Westamerica Bancorporation -- 8-K 8.01: Material Event / Announcement
Westamerica Bancorporation issued a press release on April 23, 2026, though the specific announcement details require review of the attached exhibit to assess investor implications.
Apr 23
8-K
Unknown — 8-K Filing
WestAmerica's superior deposit efficiency (46% non-interest bearing deposits, 0.24% funding costs) and controlled expenses (42% ratio) support sustained profitability and competitive pricing power despite rising rates.
Apr 16
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Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$1.36B
Enterprise Value
-$681.4M
P/E (TTM)
12.75x
Forward P/E
12.99x
PEG Ratio
-0.79x
P/B
1.54x
P/S
5.28x
P/FCF
12.00x
EV/EBITDA
-4.19x
Shares Out
24.8M
Financials (TTM)
Revenue
$271.8M
Net Income
$116.2M
EBITDA
$162.8M
Free Cash Flow
$119.6M
Op Cash Flow
$121.9M
EPS Basic
$4.53
EPS Diluted
$4.53
EPS Forward
$4.45
Gross Margin
95.2%
Op Margin
57.6%
Net Margin
42.7%
Balance Sheet
Total Assets
$5.96B
Total Liab.
$5.03B
Total Equity
$933.5M
Cash
$2.12B
LT Debt
$0
Book Value/Sh
$37.57
Debt/Equity
0.17x
Current Ratio
0.43
Quick Ratio
0.43
Returns & Growth
ROE
12.4%
ROA
1.9%
ROIC
10.4%
Rev Growth YoY
-12.6%
EPS Growth YoY
-12.9%
Price Returns
2W
+2.4%
1M
+1.2%
3M
+9.6%
6M
+15.7%
12M
+15.5%
Technicals
52W High
$59.25
52W Low
$44.93
50d MA
$55.17
200d MA
$50.85
RSI (14)
67.90
ATR (14)
$1.32
Beta
0.56
Avg Volume
168K
Dividends
Div Rate
$1.89
Div Yield
3.4%
Frequency
4
Ex-Div Date
May 4, 2026
Analyst Price Targets
Consensus
$57.00
High
$57.00
Low
$57.00
Median
$57.00
Data updated apr 27, 2026 8:40am
· Source: financialmodelingprep.com