YRD

Yiren Digital Ltd. NYSE Listed Dec 18, 2015

Financial Services ·Financial - Credit Services ·CN · yirendai.com

$2.03

After hrs $1.99 -0.50%

Mkt Cap $176.5M

52w Low $1.58 7.4% of range 52w High $7.68

50d MA $2.49 200d MA $4.45

P/E (TTM) 2.3x

EV/EBITDA 61.2x

P/B 0.0x

Debt/Equity 0.0x

ROE 0.6%

P/FCF 0.0x

RSI (14) —

ATR (14) —

Beta 1.12

50d MA $2.49

200d MA $4.45

Avg Volume 94.8K

Yiren Digital Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the People's Republic of China. It provides loan facilitation services; and post-origination services, such as cash processing, collection, and SMS services. The company's loan products portfolio includes unsecured consumer loans; secured consumer loan, which include secured financial leasing, auto-secured, and property-secured loans; and small business loans. It also distributes short-term cash management, mutual fund investment, insurance, and securities and stock products. In addition, the company provides online investor education services, which include a range of investment and trading topics, and various types of training programs on wealth planning, market insights, and investment strategies; consultancy information technology support; referral; and IT, system maintenance, and customer support services. Further, it is involved in the provision of services for financing lease and insurance brokerage businesses. The company offers its products through www.yxpuhui.com, and a wealth management website and mobile application. As of December 31, 2020, it had 60 fixed income products, 810 mutual fund products, and 296 insurance products. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. is a subsidiary of Creditease Holdings (Cayman) Limited.

SIC Code

6199

CIK (SEC)

1631761

Phone

86 10 5395 3680

Building 9 · Beijing 100022 · CN

Date	Time	Est	Rptd	Surp	Base	Gap%	D1%	D2%	D3%	D4%	D5%	Guide ▲★
Mar 19, 2026	AMC	—	-1.44	—	2.03	+4.9%	-3.0%	-9.9%	-10.8%	-10.8%	-16.3%	—
Nov 25, 2025	AMC	—	0.51	—	4.25	+2.1%	+3.8%	+5.9%	+4.0%	+4.9%	+8.5%	—
Aug 21, 2025	AMC	—	0.57	—	6.04	+0.8%	+2.0%	+2.0%	-0.5%	-2.5%	-3.1%	—
Jun 12, 2025	AMC	—	0.39	—	6.76	+0.1%	-6.2%	-9.2%	-12.4%	-9.9%	-12.9%	—
Mar 20, 2025	AMC	—	0.52	—	6.85	+1.5%	+1.3%	+1.5%	-1.5%	-2.6%	+7.7%	—
Nov 20, 2024	AMC	—	0.58	—	4.86	+0.2%	-0.4%	-0.2%	-3.9%	-6.4%	+7.8%	—
Aug 20, 2024	AMC	—	0.65	—	4.80	+1.0%	-3.8%	-0.8%	+1.2%	+1.7%	+1.0%	—
Mar 21, 2024	AMC	—	0.91	—	5.38	-1.5%	-5.8%	-17.8%	-13.0%	-16.2%	-16.2%	—
Nov 21, 2023	AMC	—	0.85	—	2.95	+0.0%	+1.4%	+5.4%	+5.8%	+7.8%	+1.4%	—
Aug 17, 2023	AMC	—	0.81	—	2.47	-1.6%	+8.1%	+4.0%	+4.5%	+6.9%	-0.8%	—
Jun 9, 2023	AMC	—	0.69	—	2.53	+10.3%	+4.0%	+1.2%	-0.8%	+7.1%	+5.1%	—
Mar 16, 2023	AMC	—	0.78	—	2.79	+3.2%	-6.1%	-16.5%	-16.5%	-23.7%	-26.9%	—

Date	Firm	Action	Grade	Target	Base	Open	Gap%	D1%	D2%	D3%	D4%	D5%
Feb 4	UBS	Downgrade	Neutral → Sell	—	$4.55	$4.48	-1.5%	+3.7%	-7.5%	-5.3%	-4.4%	-4.8%
Jan 22	Credit Suisse	Downgrade	Neutral → Underperform	—	$5.32	$5.47	+2.8%	-4.9%	-3.8%	-4.5%	-5.8%	-1.5%
Oct 3	Citi	Downgrade	Neutral → Sell	—	$6.82	$6.55	-4.0%	-5.7%	-4.8%	-5.0%	-7.2%	-4.7%
Oct 3	Citigroup	Downgrade	Neutral → Sell	—	$6.82	$6.55	-4.0%	-5.7%	-4.8%	-5.0%	-7.2%	-4.7%
Sep 5	Macquarie	Downgrade	Neutral → Underperform	—	$9.59	$9.30	-3.0%	-4.2%	-7.3%	-4.8%	-2.3%	-3.3%
Aug 29	Needham	Downgrade	Buy → Hold	—	$18.22	$16.32	-10.4%	+10.6%	+1.5%	-0.5%	+3.2%	-1.0%
Jun 25	Morgan Stanley	Downgrade	Overweight → Equal Weight	—	$22.60	$21.79	-3.6%	-9.3%	-8.1%	-10.6%	-11.2%	-6.1%
Nov 14	Macquarie	Maintains	Outperform → Outperform	—	$41.85	$42.23	+0.9%	-0.2%	-1.9%	-2.9%	-0.7%	+7.8%
Apr 11	Nomura	Downgrade	Buy → Neutral	—	$11.00	$10.99	-0.1%	+1.5%	+5.1%	+9.7%	+11.4%	+9.9%
Jan 27	Needham	Maintains	Buy → Buy	—	$6.86	$6.98	+1.7%	+1.0%	-1.2%	-0.6%	-10.3%	-28.9%

Data updated apr 27, 2026 11:21am · Source: massive.com