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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $432M AUM 179 positions Filed Jul 13, 2026 EDGAR ↗ ← All Funds
Q2 2026 Q1 2026 · All 9 New 48 Added 57 Reduced 7 Exited
Page 2 of 9  ·  179 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
21 DFAR DIMENSIONAL US REAL ESTATE ETF 219,228.0 $5.7M 1.33% +5K +2.4% $26.16 +1.5%
22 TSLA TESLA INC COM Consumer Cyclical 13,172.0 $5.5M 1.28% -430.0 -3.2% $420.60 -18.1%
23 BERKSHIRE HATHAWAY INC DEL CL B NEW 11,052.0 $5.5M 1.28% +1K +13.5% $500.39
24 JPMORGAN ULTRA-SHORT INCOME ETF 108,737.0 $5.5M 1.27% +4K +4.3% $50.57
25 DFAX DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF 147,029.0 $5.4M 1.25% +3K +2.2% $36.84 +3.9%
26 DFLV DIMENSIONAL US LARGE CAP VALUE ETF 133,859.0 $5.3M 1.23% +5K +4.0% $39.54 +6.3%
27 MSFT MICROSOFT CORP COM Technology 13,695.0 $5.1M 1.18% -321.0 -2.3% $373.01 +32.5%
28 VOO VANGUARD S&P 500 ETF 7,019.0 $4.8M 1.12% $686.84 +2.4%
29 VXUS VANGUARD TOTAL INTERNATIONAL STOCK ETF 56,214.0 $4.8M 1.11% +323.0 +0.6% $85.49 +2.8%
30 SCHD SCHWAB US DIVIDEND EQUITY ETF 147,747.0 $4.7M 1.08% -1K -0.8% $31.71 +10.7%
31 IGSB ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF 87,994.0 $4.6M 1.07% +2K +2.8% $52.41 -0.4%
32 VO VANGUARD MID-CAP ETF 55,041.0 $4.4M 1.03% +41K +284.5% $80.57 +3.2%
33 EMXC ISHARES MSCI EMERGING MARKETS EX CHINA ETF 40,505.0 $4.1M 0.96% +3K +7.0% $102.30 -3.8%
34 AVGO BROADCOM INC COM Technology 10,801.0 $4.1M 0.94% -330.0 -3.0% $377.73 -6.4%
35 VB VANGUARD SMALL-CAP ETF 12,790.0 $3.9M 0.90% -150.0 -1.2% $303.13 +0.3%
36 VNQI VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF 86,245.0 $3.9M 0.90% +4K +5.1% $44.85 +1.9%
37 DISV DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF 91,739.0 $3.7M 0.85% $40.13 +11.4%
38 GLD SPDR GOLD SHARES Financial Services 9,846.0 $3.6M 0.84% +400.0 +4.2% $368.38 +14.5%
39 VUG VANGUARD GROWTH ETF 40,643.0 $3.5M 0.81% +33K +461.3% $86.14 +1.3%
40 META META PLATFORMS INC CL A Communication Services 6,195.0 $3.5M 0.81% -198.0 -3.1% $563.33 +2.4%
Page 2 of 9  ·  179 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 49.7%
Financial Services 19.7%
Communication Services 11.8%
Consumer Cyclical 8.5%
Healthcare 2.7%
Industrials 2.7%
Real Estate 1.7%
Energy 1.3%
Consumer Defensive 1.3%
Utilities 0.4%