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Portfolio (Quarterly) Guide ↗

RF&L WEALTH MANAGEMENT, LLC

· CIK 0001965915
13F Portfolio $134M AUM 52 positions Filed Apr 14, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 9 Added 29 Reduced 10 Exited
Page 2 of 3  ·  52 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
21 DISV DIMENSIONAL ETF TRUST 34,070.0 $1.3M 1.01% +1K +3.7% $39.44 +7.0%
22 AAPL APPLE INC Technology 4,735.0 $1.2M 0.90% -23K -83.1% $253.81 +20.2%
23 BSVO EA SERIES TRUST 43,506.0 $1.1M 0.83% +5K +12.6% $25.37 +8.4%
24 VWO VANGUARD INTL EQUITY INDEX F 19,578.0 $1.1M 0.79% -635.0 -3.1% $54.05 +8.6%
25 IWM ISHARES TR 3,981.0 $987K 0.74% -78.0 -1.9% $247.98 +13.9%
26 DFEM DIMENSIONAL ETF TRUST 28,540.0 $986K 0.74% -185.0 -0.6% $34.55 +14.7%
27 ABT ABBOTT LABORATORIES Healthcare 9,494.0 $975K 0.73% $102.67 -14.5%
28 VTV VANGUARD INDEX FDS 4,958.0 $973K 0.73% -60.0 -1.2% $196.20 +6.5%
29 IJR ISHARES TR 7,489.0 $931K 0.70% +175.0 +2.4% $124.31 +9.6%
30 IWN ISHARES TR 4,690.0 $889K 0.67% $189.59 +10.7%
31 COST COSTCO WHOLESALE CORPORATION Consumer Defensive 865.0 $862K 0.65% -3K -77.6% $996.43 +5.4%
32 SCZ ISHARES TR 9,248.0 $725K 0.54% $78.41 +8.5%
33 SPDW SPDR INDEX SHS FDS 12,753.0 $582K 0.44% -417.0 -3.2% $45.65 +10.3%
34 BERKSHIRE HATHAWAY INC DEL 1,132.0 $542K 0.41% -100.0 -8.1% $479.20
35 SCHX SCHWAB STRATEGIC TR 20,001.0 $513K 0.38% $25.64 +13.9%
36 GL GLOBE LIFE INC Financial Services 3,626.0 $505K 0.38% -277.0 -7.1% $139.19 +12.5%
37 SO SOUTHERN CO Utilities 4,852.0 $468K 0.35% $96.51 -3.0%
38 FTEC FIDELITY COVINGTON TRUST 2,108.0 $439K 0.33% $208.05 +31.4%
39 MGV VANGUARD WORLD FD 2,922.0 $424K 0.32% $144.95 +7.4%
40 MSFT MICROSOFT CORP Technology 1,102.0 $408K 0.31% -9K -89.4% $370.26 +13.2%
Page 2 of 3  ·  52 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Healthcare 44.2%
Technology 26.0%
Financial Services 8.8%
Consumer Defensive 6.4%
Consumer Cyclical 4.4%
Utilities 3.5%
Energy 2.7%
Communication Services 2.2%
Real Estate 2.0%