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Portfolio (Quarterly) Guide ↗

RF&L WEALTH MANAGEMENT, LLC

· CIK 0001965915
13F Portfolio $148M AUM 50 positions Filed Jul 22, 2026 EDGAR ↗ ← All Funds
Q2 2026 Q1 2026 · All 2 New 6 Added 24 Reduced 4 Exited
Page 2 of 3  ·  50 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
21 AAPL APPLE INC Technology 5,105.0 $1.5M 1.00% +370.0 +7.8% $289.38 +10.5%
22 DISV DIMENSIONAL ETF TRUST 33,735.0 $1.4M 0.92% -335.0 -1.0% $40.13 +11.1%
23 BSVO EA SERIES TRUST 41,776.0 $1.2M 0.82% -2K -4.0% $29.19 +0.8%
24 IWM ISHARES TR 3,901.0 $1.2M 0.79% -80.0 -2.0% $300.43 -1.6%
25 VWO VANGUARD INTL EQUITY INDEX F 18,859.0 $1.1M 0.76% -719.0 -3.7% $59.69 +1.8%
26 DFEM DIMENSIONAL ETF TRUST 27,447.0 $1.1M 0.76% -1K -3.8% $40.64 -0.8%
27 IJR ISHARES TR 7,240.0 $1.1M 0.73% -249.0 -3.3% $148.31 -1.8%
28 VTV VANGUARD INDEX FDS 4,863.0 $1.1M 0.72% -95.0 -1.9% $217.93 +3.4%
29 IWN ISHARES TR 4,690.0 $1.0M 0.70% $221.20 +0.9%
30 ABT ABBOTT LABORATORIES Healthcare 9,494.0 $861K 0.58% $90.74 +24.0%
31 COST COSTCO WHOLESALE CORPORATION Consumer Defensive 865.0 $809K 0.55% $935.47 +1.1%
32 SCZ ISHARES TR 9,250.0 $761K 0.52% $82.27 +5.7%
33 SPDW SPDR INDEX SHS FDS 12,473.0 $629K 0.42% -280.0 -2.2% $50.39 +2.9%
34 GL GLOBE LIFE INC Financial Services 3,413.0 $610K 0.41% -213.0 -5.9% $178.71 -3.3%
35 SCHX SCHWAB STRATEGIC TR 20,001.0 $589K 0.40% $29.43 +3.1%
36 BERKSHIRE HATHAWAY INC DEL 1,112.0 $556K 0.38% -20.0 -1.8% $500.39
37 SO SOUTHERN CO Utilities 4,852.0 $464K 0.31% $95.70 -7.8%
38 AMZN AMAZON COM INC Consumer Cyclical 1,837.0 $438K 0.30% $238.34 +11.8%
39 SPY STATE STR SPDR S&P 500 ETF T Financial Services 567.0 $423K 0.29% -40.0 -6.6% $746.77 +3.0%
40 MSFT MICROSOFT CORP Technology 1,087.0 $406K 0.27% -15.0 -1.4% $373.11 +37.6%
Page 2 of 3  ·  50 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Healthcare 45.5%
Technology 26.7%
Financial Services 8.8%
Consumer Defensive 5.3%
Consumer Cyclical 4.4%
Utilities 3.1%
Communication Services 2.4%
Energy 1.9%
Real Estate 1.9%