MCHB
Mechanics Bank NASDAQ Listed May 1, 2007$14.66
+0.07%
vs $14.65
Mkt Cap $3.2B
52w Low $12.25
68.9% of range
52w High $15.75
50d MA $14.90
200d MA $14.40
P/E (TTM)
12.1x
EV/EBITDA
6.7x
P/B
1.1x
Debt/Equity
0.1x
ROE
9.3%
P/FCF
17.1x
RSI (14)
49.00
ATR (14)
$0.38
Beta
0.20
50d MA
$14.90
200d MA
$14.40
Avg Volume
467.1K
Mechanics Bank provides various financial services for individual clients, and small and middle-market businesses. The company offers checking and savings accounts. It also provides home and auto loans; term loans and lines of credit, multi-family lending, commercial real estate loans, owner-occupied real estate loans, equipment financing, and trade services and letters of credit; and small business administration loans. In addition, the company offers credit and debit cards; payable and receivable solutions, fraud prevention, and cash management services; merchant and payroll services, paycheck protection program solutions, and workplace benefit plans; foreign currency, cashier's checks, wire transfers, overdraft, deposit and treasury, trust and estate, investment and asset management, retirement planning, and wealth management services; and online and mobile banking services. It operates through a network of 115 branch locations in the Greater San Francisco, Sacramento, Los Angeles, and San Diego areas, as well as Central Valley in California. Mechanics Bank was founded in 1905 and is headquartered in Walnut Creek, California.
1350 North Main Street · Walnut Creek, CA 94596 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 30, 2026 | BMO | 0.26 | 0.21 | -19.2% | 15.18 | -9.4% | -2.7% | +1.0% | -3.4% | +3.1% | -0.2% | — |
| Jan 30, 2026 | BMO | 0.26 | 0.56 | +115.4% | 15.17 | +2.0% | -1.2% | +4.7% | -2.5% | +0.8% | -2.3% | — |
| Oct 30, 2025 | BMO | -0.03 | 0.26 | +966.7% | 13.44 | -0.7% | +1.3% | -1.7% | -1.8% | -0.2% | +0.8% | — |
| Jul 28, 2025 | BMO | 0.04 | -0.16 | -536.4% | 13.25 | -0.2% | -0.5% | +0.5% | -3.8% | +2.7% | -1.3% | — |
| Apr 28, 2025 | BMO | -0.07 | -0.15 | -124.9% | 11.17 | -0.2% | -0.6% | -0.5% | +2.8% | +0.0% | +3.4% | — |
| Feb 3, 2025 | BMO | -0.21 | -0.12 | +42.9% | 10.07 | -2.0% | -0.5% | +3.0% | +1.1% | +2.9% | -1.4% | — |
| Oct 29, 2024 | BMO | -0.24 | -0.32 | -32.0% | 14.29 | -1.1% | -2.6% | -34.9% | +0.0% | +0.1% | +0.2% | — |
| Jul 29, 2024 | BMO | -0.26 | -0.23 | +11.5% | 13.99 | -0.4% | -0.9% | +3.8% | +0.0% | -1.4% | -0.6% | — |
| Apr 30, 2024 | BMO | -0.14 | -0.29 | -112.4% | 12.28 | -1.0% | -0.2% | -10.4% | -1.4% | +1.5% | -2.6% | — |
| Mar 6, 2024 | BMO | — | -181.78 | — | 14.59 | -1.1% | +2.5% | +1.1% | +1.2% | -1.2% | +1.8% | — |
| Oct 30, 2023 | BMO | 0.05 | 0.12 | +163.7% | 4.51 | +3.1% | +1.3% | +5.7% | +1.9% | +11.2% | +16.1% | — |
| Jul 28, 2023 | BMO | 0.19 | 0.17 | -10.5% | 10.07 | +0.6% | -0.3% | -8.4% | -0.5% | +3.1% | +11.9% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 29 | Raymond James | Initiates | Outperform | $17 | $14.51 | $14.60 | +0.6% | +1.4% | -2.2% | +2.3% | -3.1% | +4.5% |
| Oct 20 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $13.15 | $13.25 | +0.8% | +3.8% | -0.4% | -1.1% | +0.7% | +1.6% |
| May 7 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $11.63 | $11.84 | +1.8% | +3.9% | +1.0% | -1.6% | +1.0% | -2.2% |
| Apr 1 | Piper Sandler | Maintains | Neutral → Neutral | — | $11.74 | $11.92 | +1.5% | +2.3% | +4.6% | -9.2% | -0.4% | -1.9% |
| Dec 19 | Wedbush | Maintains | Outperform → Outperform | — | $10.81 | $11.28 | +4.3% | +1.7% | -0.8% | -1.5% | +1.1% | +1.1% |
| Nov 5 | Wedbush | Upgrade | Neutral → Outperform | — | $9.09 | $9.55 | +5.1% | +7.8% | +13.1% | -4.1% | +4.1% | +4.8% |
| Jul 30 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $13.87 | $13.90 | +0.2% | +3.8% | +0.0% | -1.4% | -0.6% | -5.0% |
| Jun 18 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $10.15 | $10.03 | -1.2% | +3.4% | +5.0% | -0.5% | -1.5% | +0.7% |
| May 7 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $10.69 | $10.58 | -1.0% | -2.0% | +0.0% | -0.4% | -1.1% | -0.9% |
| Jan 30 | Wedbush | Maintains | Neutral → Neutral | — | $14.99 | $14.92 | -0.5% | -2.6% | -5.8% | -2.3% | -1.3% | -2.4% |
| Jan 17 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $14.87 | $15.22 | +2.4% | -1.7% | -0.2% | +2.5% | +1.3% | +0.9% |
| Nov 1 | Piper Sandler | Maintains | Neutral → Neutral | — | $4.83 | $4.81 | -0.4% | +1.9% | +11.2% | +16.1% | +2.0% | -11.4% |
| Oct 31 | Wedbush | Maintains | Neutral → Neutral | — | $4.57 | $4.98 | +9.0% | +5.7% | +1.9% | +11.2% | +16.1% | +2.0% |
| Aug 3 | Piper Sandler | Maintains | Neutral → Neutral | — | $9.43 | $9.38 | -0.5% | +11.9% | -0.3% | +5.5% | -1.4% | -3.7% |
| May 2 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $8.02 | $7.93 | -1.1% | -14.5% | -17.8% | +5.5% | +6.6% | -2.7% |
| Apr 26 | Wedbush | Downgrade | Outperform → Neutral | — | $11.27 | $10.62 | -5.8% | -2.8% | -5.7% | -5.6% | -17.8% | -14.5% |
| Feb 1 | Piper Sandler | Upgrade | Underweight → Neutral | — | $27.57 | $27.50 | -0.3% | +5.1% | +1.4% | +1.2% | -3.0% | -1.9% |
| Jan 31 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $26.82 | $26.49 | -1.2% | +2.8% | +5.1% | +1.4% | +1.2% | -3.0% |
| Jun 14 | B. Riley Securities | Downgrade | Buy → Neutral | — | $35.93 | $35.25 | -1.9% | -1.9% | -0.5% | -2.3% | +2.0% | +1.8% |
| May 5 | Piper Sandler | Downgrade | Neutral → Underweight | — | $42.30 | $41.00 | -3.1% | -5.6% | -0.6% | -0.1% | -3.3% | +0.5% |
| Nov 10 | Wedbush | Upgrade | Neutral → Outperform | — | $49.91 | $51.75 | +3.7% | +2.6% | +2.4% | -0.9% | +0.5% | +0.2% |
| Mar 8 | DA Davidson | Downgrade | Buy → Neutral | — | $46.24 | $46.35 | +0.2% | +1.6% | -1.8% | +4.9% | +1.2% | -0.4% |
| Oct 2 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $26.21 | $28.10 | +7.2% | +12.4% | +1.1% | +1.2% | -1.1% | +0.8% |
| Jun 25 | Wedbush | Maintains | Neutral → Neutral | — | $22.90 | $22.52 | -1.7% | +3.3% | -3.9% | +5.8% | +2.3% | -3.9% |
| Apr 13 | B. Riley FBR | Maintains | Buy → Buy | — | $24.80 | $24.75 | -0.2% | -6.9% | -2.6% | -6.4% | -1.5% | +4.3% |
| Apr 13 | B. Riley Securities | Maintains | Buy → Buy | — | $24.80 | $24.75 | -0.2% | -6.9% | -2.6% | -6.4% | -1.5% | +4.3% |
| Aug 16 | DA Davidson | Upgrade | Underperform → Neutral | — | $25.25 | $25.91 | +2.6% | +3.4% | -0.9% | +0.7% | +2.7% | -0.9% |
| Jul 12 | DA Davidson | Downgrade | Neutral → Underperform | — | $29.25 | $29.38 | +0.4% | +0.2% | -3.1% | -0.2% | -1.1% | -0.9% |
| Jul 10 | DA Davidson | Downgrade | Neutral → Underperform | — | $30.19 | $29.06 | -3.7% | -2.5% | -0.6% | +0.2% | -3.1% | -0.2% |
| Jul 25 | B. Riley Securities | Maintains | Buy → Buy | — | $30.00 | $30.15 | +0.5% | +0.5% | +1.5% | -4.1% | -0.7% | +1.5% |
| Jul 25 | B. Riley FBR | Maintains | Buy → Buy | — | $30.00 | $30.15 | +0.5% | +0.5% | +1.5% | -4.1% | -0.7% | +1.5% |
| Jun 11 | B. Riley Securities | Upgrade | Neutral → Buy | — | $28.00 | $29.35 | +4.8% | +3.9% | -0.5% | +0.2% | -1.0% | -1.0% |
| Jun 11 | B. Riley FBR | Upgrade | Neutral → Buy | — | $28.00 | $29.35 | +4.8% | +3.9% | -0.5% | +0.2% | -1.0% | -1.0% |
| Jan 24 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $31.95 | $31.55 | -1.3% | -2.5% | -2.7% | -0.3% | +0.2% | -1.0% |
| Jan 24 | Keefe Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $31.95 | $31.55 | -1.3% | -2.5% | -2.7% | -0.3% | +0.2% | -1.0% |
| Dec 20 | FBR Capital | Downgrade | Outperform → Market Perform | — | $32.65 | $32.25 | -1.2% | -0.8% | +0.0% | -0.6% | -0.9% | +1.1% |
| Sep 9 | DA Davidson | Downgrade | Buy → Neutral | — | $27.15 | $26.29 | -3.2% | -4.7% | -0.1% | -2.8% | -0.4% | +1.3% |
| Oct 28 | Macquarie | Maintains | Neutral → Neutral | — | $21.13 | $21.25 | +0.6% | -0.1% | +0.9% | -1.7% | +0.7% | +0.8% |
| Oct 1 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $23.10 | $23.26 | +0.7% | -1.0% | +0.1% | +0.1% | -0.1% | +2.6% |
| Oct 1 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $23.10 | $23.26 | +0.7% | -1.0% | +0.1% | +0.1% | -0.1% | +2.6% |
| Jul 29 | Macquarie | Maintains | Neutral → Neutral | — | $23.32 | $23.35 | +0.1% | -2.8% | -1.2% | +1.0% | -1.9% | +0.0% |
| Apr 30 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $20.74 | $20.88 | +0.7% | -0.3% | +0.3% | +0.5% | -0.5% | -0.0% |
| Apr 15 | DA Davidson | Maintains | Buy → Buy | — | $18.84 | $18.90 | +0.3% | +3.2% | +1.9% | -0.5% | +0.1% | -1.8% |
| Oct 16 | FIG Partners | Maintains | Outperform → Outperform | — | $20.15 | $20.30 | +0.7% | +2.6% | +2.8% | +3.1% | -0.3% | +0.4% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 15, 2026 | Downer Edward MichaelDir | — | Sell | 2 | $15.13 | $30 | 1,121,268 | +0.07% | — |
8-K
Mechanics Bank -- 8-K Filing
Jun 1
NT 10-K
!!! Very High
Unknown — Late Annual Report — Distress Signal
Late annual report filing by Mechanics Bancorp signals potential compliance issues or operational difficulties, creating regulatory risk and potentially triggering delisting concerns that could significantly impair shareholder value.
Mar 17
8-K · 8.01
!! High
Mechanics Bancorp -- 8-K 8.01: Material Event / Announcement
I cannot provide a specific investor impact assessment without access to the actual press release content attached as Exhibit 99.1, which would detail the material event being announced by Mechanics Bancorp.
Feb 27
Institutional (13F) — Top 0
All ↗
No 13F holders found.
Mutual Funds / ETFs (N-PORT) — Top 19
All ↗
Valuation
Market Cap
$3.21B
Enterprise Value
$2.21B
P/E (TTM)
12.12x
Forward P/E
12.48x
PEG Ratio
0.01x
P/B
1.12x
P/S
3.11x
P/FCF
17.14x
EV/EBITDA
6.68x
Shares Out
218.8M
Financials (TTM)
Revenue
$1.03B
Net Income
$265.7M
EBITDA
$330.2M
Free Cash Flow
$187.1M
Op Cash Flow
$193.6M
EPS Basic
$1.22
EPS Diluted
$1.21
EPS Forward
$1.18
Gross Margin
76.2%
Op Margin
31.0%
Net Margin
25.8%
Balance Sheet
Total Assets
$22.47B
Total Liab.
$19.61B
Total Equity
$2.86B
Cash
$1.08B
LT Debt
$79.6M
Book Value/Sh
$13.09
Debt/Equity
0.10x
Current Ratio
8.20
Quick Ratio
8.20
Returns & Growth
ROE
9.3%
ROA
1.2%
ROIC
1.2%
Rev Growth YoY
+74.9%
EPS Growth YoY
+838.5%
Price Returns
2W
+0.8%
1M
-0.3%
3M
+3.2%
6M
-5.3%
12M
+13.0%
Technicals
52W High
$15.75
52W Low
$12.25
50d MA
$14.90
200d MA
$14.40
RSI (14)
49.00
ATR (14)
$0.38
Beta
0.20
Avg Volume
467K
Dividends
Div Rate
$0.22
Div Yield
1.5%
Frequency
4
Ex-Div Date
Mar 9, 2026
Analyst Price Targets
Consensus
$17.00
High
$17.00
Low
$17.00
Median
$17.00
Data updated apr 26, 2026 11:28am
· Source: financialmodelingprep.com