MCHB

Mechanics Bank NASDAQ

Financial Services ·Banks - Regional ·US · mechanicsbank.com

$14.42

Mkt Cap $3.2B

52w Low $11.48 64.8% of range 52w High $16.02

50d MA $14.84 200d MA $14.16

P/E (TTM) 12.2x

EV/EBITDA 7.4x

P/B 1.1x

Debt/Equity 0.1x

ROE 9.3%

P/FCF 17.1x

RSI (14) —

ATR (14) —

Beta 0.20

50d MA $14.84

200d MA $14.16

Avg Volume 422.3K

About

Mechanics Bank provides various financial services for individual clients, and small and middle-market businesses. The company offers checking and savings accounts. It also provides home and auto loans; term loans and lines of credit, multi-family lending, commercial real estate loans, owner-occupied real estate loans, equipment financing, and trade services and letters of credit; and small busine…

Recent Earnings

Date	Time	Est	Rptd	Surp	Base	Gap%	D1%	D2%	D3%	D4%	D5%	Guide ▲★
Apr 30, 2026	BMO	0.26	0.21	-19.2%	15.18	-9.4%	-2.7%	-1.7%	-5.0%	-4.7%	—	—
Jan 30, 2026	BMO	0.26	0.56	+115.4%	15.17	+2.0%	-1.2%	+3.4%	+0.8%	+1.6%	-0.7%	—
Oct 30, 2025	BMO	-0.03	0.26	+966.7%	13.44	-0.7%	+1.3%	-0.4%	-2.2%	-2.4%	-1.6%	—
Jul 28, 2025	BMO	0.04	-0.16	-536.4%	13.25	-0.2%	-0.5%	+0.0%	-3.8%	-1.3%	-2.6%	—
Apr 28, 2025	BMO	-0.07	-0.15	-124.9%	11.17	-0.2%	-0.6%	-1.1%	+1.7%	+1.7%	+5.2%	—
Feb 3, 2025	BMO	-0.21	-0.12	+42.9%	10.07	-2.0%	-0.5%	+2.5%	+3.6%	+6.6%	+5.1%	—
Oct 29, 2024	BMO	-0.24	-0.32	-32.0%	14.29	-1.1%	-2.6%	-36.6%	-36.6%	-36.5%	-36.4%	—
Jul 29, 2024	BMO	-0.26	-0.23	+11.5%	13.99	-0.4%	-0.9%	+2.9%	+2.9%	+1.5%	+0.9%	—
Apr 30, 2024	BMO	-0.14	-0.29	-112.4%	12.28	-1.0%	-0.2%	-10.7%	-11.9%	-10.6%	-12.9%	—
Mar 6, 2024	BMO	—	-181.78	—	14.59	-1.1%	+2.5%	+3.6%	+4.9%	+3.6%	+5.5%	—
Oct 30, 2023	BMO	0.05	0.12	+163.7%	4.51	+3.1%	+1.3%	+7.1%	+9.1%	+21.3%	+40.8%	—
Jul 28, 2023	BMO	0.19	0.17	-10.5%	10.07	+0.6%	-0.3%	-8.6%	-9.1%	-6.4%	+4.8%	—

Recent Analyst Ratings

Date	Firm	Action	Grade	Target	Base	Open	Gap%	D1%	D2%	D3%	D4%	D5%
Oct 20	Keefe, Bruyette & Woods	Maintains	Market Perform → Market Perform	—	$13.15	$13.25	+0.8%	+3.8%	+3.3%	+2.2%	+2.9%	+4.6%
May 7	Keefe, Bruyette & Woods	Maintains	Market Perform → Market Perform	—	$11.63	$11.84	+1.8%	+3.9%	+4.9%	+3.3%	+4.3%	+2.0%
Apr 1	Piper Sandler	Maintains	Neutral → Neutral	—	$11.74	$11.92	+1.5%	+2.3%	+7.0%	-2.9%	-3.3%	-5.1%
Dec 19	Wedbush	Maintains	Outperform → Outperform	—	$10.81	$11.28	+4.3%	+1.7%	+0.8%	-0.6%	+0.5%	+1.6%
Nov 5	Wedbush	Upgrade	Neutral → Outperform	—	$9.09	$9.55	+5.1%	+7.8%	+21.9%	+16.9%	+21.8%	+27.6%
Jul 30	Keefe, Bruyette & Woods	Maintains	Market Perform → Market Perform	—	$13.87	$13.90	+0.2%	+3.8%	+3.8%	+2.4%	+1.7%	-3.3%
Jun 18	Keefe, Bruyette & Woods	Maintains	Market Perform → Market Perform	—	$10.15	$10.03	-1.2%	+3.4%	+8.6%	+8.0%	+6.4%	+7.2%
May 7	Keefe, Bruyette & Woods	Maintains	Market Perform → Market Perform	—	$10.69	$10.58	-1.0%	-2.0%	-2.0%	-2.3%	-3.4%	-4.2%
Jan 30	Wedbush	Maintains	Neutral → Neutral	—	$14.99	$14.92	-0.5%	-2.6%	-8.2%	-10.3%	-11.5%	-13.6%
Jan 17	Keefe, Bruyette & Woods	Maintains	Market Perform → Market Perform	—	$14.87	$15.22	+2.4%	-1.7%	-1.9%	+0.5%	+1.8%	+2.8%
Nov 1	Piper Sandler	Maintains	Neutral → Neutral	—	$4.83	$4.81	-0.4%	+1.9%	+13.3%	+31.5%	+34.2%	+18.8%
Oct 31	Wedbush	Maintains	Neutral → Neutral	—	$4.57	$4.98	+9.0%	+5.7%	+7.7%	+19.7%	+38.9%	+41.8%
Aug 3	Piper Sandler	Maintains	Neutral → Neutral	—	$9.43	$9.38	-0.5%	+11.9%	+11.6%	+17.7%	+16.0%	+11.7%
May 2	Keefe, Bruyette & Woods	Maintains	Market Perform → Market Perform	—	$8.02	$7.93	-1.1%	-14.5%	-29.7%	-25.8%	-20.9%	-23.1%
Apr 26	Wedbush	Downgrade	Outperform → Neutral	—	$11.27	$10.62	-5.8%	-2.8%	-8.3%	-13.4%	-28.8%	-39.1%
Feb 1	Piper Sandler	Upgrade	Underweight → Neutral	—	$27.57	$27.50	-0.3%	+5.1%	+6.6%	+7.9%	+4.7%	+2.7%
Jan 31	Keefe, Bruyette & Woods	Downgrade	Outperform → Market Perform	—	$26.82	$26.49	-1.2%	+2.8%	+8.0%	+9.6%	+10.9%	+7.6%
Jun 14	B. Riley Securities	Downgrade	Buy → Neutral	—	$35.93	$35.25	-1.9%	-1.9%	-2.4%	-4.7%	-2.7%	-1.0%
May 5	Piper Sandler	Downgrade	Neutral → Underweight	—	$42.30	$41.00	-3.1%	-5.6%	-6.2%	-6.3%	-9.4%	-9.0%
Nov 10	Wedbush	Upgrade	Neutral → Outperform	—	$49.91	$51.75	+3.7%	+2.6%	+5.1%	+4.1%	+4.6%	+4.8%
Mar 8	DA Davidson	Downgrade	Buy → Neutral	—	$46.24	$46.35	+0.2%	+1.6%	-0.2%	+4.7%	+5.9%	+5.5%
Oct 2	Keefe, Bruyette & Woods	Upgrade	Market Perform → Outperform	—	$26.21	$28.10	+7.2%	+12.4%	+13.7%	+15.0%	+13.8%	+14.7%
Jun 25	Wedbush	Maintains	Neutral → Neutral	—	$22.90	$22.52	-1.7%	+3.3%	-0.7%	+5.0%	+7.5%	+3.2%
Apr 13	B. Riley FBR	Maintains	Buy → Buy	—	$24.80	$24.75	-0.2%	-6.9%	-9.4%	-15.2%	-16.5%	-12.8%
Apr 13	B. Riley Securities	Maintains	Buy → Buy	—	$24.80	$24.75	-0.2%	-6.9%	-9.4%	-15.2%	-16.5%	-12.8%
Aug 16	DA Davidson	Upgrade	Underperform → Neutral	—	$25.25	$25.91	+2.6%	+3.4%	+2.5%	+3.2%	+6.1%	+5.1%
Jul 12	DA Davidson	Downgrade	Neutral → Underperform	—	$29.25	$29.38	+0.4%	+0.2%	-2.9%	-3.1%	-4.2%	-5.0%
Jul 10	DA Davidson	Downgrade	Neutral → Underperform	—	$30.19	$29.06	-3.7%	-2.5%	-3.1%	-2.9%	-5.9%	-6.1%
Jul 25	B. Riley Securities	Maintains	Buy → Buy	—	$30.00	$30.15	+0.5%	+0.5%	+2.0%	-2.2%	-2.8%	-1.3%
Jul 25	B. Riley FBR	Maintains	Buy → Buy	—	$30.00	$30.15	+0.5%	+0.5%	+2.0%	-2.2%	-2.8%	-1.3%
Jun 11	B. Riley Securities	Upgrade	Neutral → Buy	—	$28.00	$29.35	+4.8%	+3.9%	+3.4%	+3.6%	+2.5%	+1.4%
Jun 11	B. Riley FBR	Upgrade	Neutral → Buy	—	$28.00	$29.35	+4.8%	+3.9%	+3.4%	+3.6%	+2.5%	+1.4%
Jan 24	Keefe Bruyette & Woods	Downgrade	Outperform → Market Perform	—	$31.95	$31.55	-1.3%	-2.5%	-5.2%	-5.5%	-5.3%	-6.3%
Jan 24	Keefe, Bruyette & Woods	Downgrade	Outperform → Market Perform	—	$31.95	$31.55	-1.3%	-2.5%	-5.2%	-5.5%	-5.3%	-6.3%
Dec 20	FBR Capital	Downgrade	Outperform → Market Perform	—	$32.65	$32.25	-1.2%	-0.8%	-0.8%	-1.4%	-2.3%	-1.2%
Sep 9	DA Davidson	Downgrade	Buy → Neutral	—	$27.15	$26.29	-3.2%	-4.7%	-4.8%	-7.5%	-7.8%	-6.6%
Oct 28	Macquarie	Maintains	Neutral → Neutral	—	$21.13	$21.25	+0.6%	-0.1%	+0.8%	-0.9%	-0.3%	+0.5%
Oct 1	Keefe Bruyette & Woods	Maintains	Outperform → Outperform	—	$23.10	$23.26	+0.7%	-1.0%	-0.8%	-0.7%	-0.8%	+1.7%
Oct 1	Keefe, Bruyette & Woods	Maintains	Outperform → Outperform	—	$23.10	$23.26	+0.7%	-1.0%	-0.8%	-0.7%	-0.8%	+1.7%
Jul 29	Macquarie	Maintains	Neutral → Neutral	—	$23.32	$23.35	+0.1%	-2.8%	-4.0%	-3.0%	-4.9%	-4.8%
Apr 30	Keefe Bruyette & Woods	Maintains	Outperform → Outperform	—	$20.74	$20.88	+0.7%	-0.3%	+0.0%	+0.5%	+0.0%	+0.0%
Apr 15	DA Davidson	Maintains	Buy → Buy	—	$18.84	$18.90	+0.3%	+3.2%	+5.1%	+4.7%	+4.8%	+2.9%
Oct 16	FIG Partners	Maintains	Outperform → Outperform	—	$20.15	$20.30	+0.7%	+2.6%	+5.4%	+8.7%	+8.3%	+8.8%

Recent Filings

NT 10-K !!! Very High

Unknown — Late Annual Report — Distress Signal

Late annual report filing by Mechanics Bancorp signals potential compliance issues or operational difficulties, creating regulatory risk and potentially triggering delisting concerns that could significantly impair shareholder value.

Mar 17

8-K · 8.01 !! High

Mechanics Bancorp -- 8-K 8.01: Material Event / Announcement

I cannot provide a specific investor impact assessment without access to the actual press release content attached as Exhibit 99.1, which would detail the material event being announced by Mechanics Bancorp.

Feb 27

Data updated apr 26, 2026 11:28am · Source: massive.com